Method and device for generating damage assessment files for damaged vehicles

Abstract

The embodiment of this specification provides a method and device for generating a damage assessment file for a damaged vehicle. According to one embodiment, firstly, the damaged component labeling result and the damage degree labeling result determined based on the live video of the damaged vehicle are obtained, wherein the damaged The damaged part labeling result indicates the damaged part and the damaged area, and the damage degree labeling result is based on the damaged part labeling result, the identification result of the damage degree of each damaged part, and then at least the damaged part labeling result and the damaged part The degree labeling results are input into the pre-trained damage model, wherein the damage model is trained based on the historical damage data of multiple damage personnel and / or the historical maintenance data of multiple maintenance personnel, and is used to generate a damage maintenance plan, and then, Based on the output results of the damage assessment model, a damage assessment file is generated for the damaged vehicle. In this way, the effectiveness of vehicle damage assessment can be improved.

Description

technical field [0001] One or more embodiments of this specification relate to the field of computer technology, and in particular to a method and device for generating a damage assessment file for a damaged vehicle through a computer. Background technique [0002] In the traditional auto insurance vehicle inspection scene, the professional investigators of the insurance company often conduct the vehicle inspection. For example, when purchasing insurance, it is necessary to check whether the vehicle is damaged. In the scene of auto insurance claims, the insurance company needs to send professional survey and loss assessment personnel to the scene of the accident to conduct on-site survey and assessment of damage. Due to the need for manual damage assessment, insurance companies need to invest a lot of labor costs and professional knowledge training costs. From the experience of ordinary users, the waiting time for the insurance application and claim settlement process is re...

AI Technical Summary

Problems solved by technology

Due to the need for manual survey and loss assessment, insurance companies need to invest a lot of labor costs and professional knowledge training costs

From the experience of ordinary users, the waiting time for the insurance application and claim settlement process is relatively long due to the on-site inspection by manual surveyors, and the user experience is poor.

From the insurance company's point of view, the professionalism of surveyors is high. A surveyor needs to have the professional skills of component identification, damage degree identification, and maintenance plan determination according to the components and damage degree. Only surveyors with loss experience and professional knowledge can quickly provide high-quality damage assessment documents, and the training costs for such surveyors are relatively high

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