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Claim settlement service processing method and device, block chain node and storage medium

A processing method and technology of a processing device, applied in the Internet field, can solve problems such as poor timeliness of claims settlement, and achieve the effects of facilitating user operations, improving timeliness, and improving user experience

Pending Publication Date: 2020-04-24
TAIKANG LIFE INSURANCE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] This application provides a processing method, device, blockchain node, and storage medium for claim settlement business, so as to solve the defects of poor timeliness of claim settlement in the prior art

Method used

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  • Claim settlement service processing method and device, block chain node and storage medium
  • Claim settlement service processing method and device, block chain node and storage medium
  • Claim settlement service processing method and device, block chain node and storage medium

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Embodiment Construction

[0078] In order to make the purposes, technical solutions and advantages of the embodiments of the present application clearer, the technical solutions in the embodiments of the present application will be clearly and completely described below in conjunction with the drawings in the embodiments of the present application. Obviously, the described embodiments It is a part of the embodiments of this application, not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of this application.

[0079] The claim settlement business processing method provided by the embodiment of the present application is applicable to the application scenario where the beneficiary actively settles claims based on the blockchain network. Such as figure 1 Shown is a schematic diagram of the architecture of the blockchain network based on the embodiment of this applic...

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Abstract

The invention provides a claim settlement service processing method and device, a blockchain node and a storage medium, and the method comprises the following steps: receiving a triggering instruction, sent by a first blockchain node, for executing a contract, the triggering instruction being actively sent by the first blockchain node when the first blockchain node determines that the survival state of an insured person is changed; obtaining beneficiary information corresponding to the insured person according to the trigger instruction; judging the survival state of the beneficiary; if the survival state of the beneficiary is yes, executing a contract according to the beneficiary information to perform claim settlement processing; if the survival state of the beneficiary is not, obtainingother beneficiary information of the insured person; executing a contract according to the information of other beneficiaries to perform claim settlement processing; and updating the contract state to an executed state. Based on the block chain network, when the survival state of the insured person is changed, claim settlement is actively performed on the beneficiary, the timeliness of claim settlement service is improved, user operation is greatly facilitated, and thus the user experience is improved.

Description

technical field [0001] The present application relates to the field of Internet technology, and in particular to a claim settlement business processing method, device, blockchain node and storage medium. Background technique [0002] At present, there are usually a large number of orphans and elderly people who are seriously ill after disasters. They usually don’t know whether their relatives have purchased insurance or the beneficiary is seriously injured and loses the ability to apply for compensation, or other types of users will not take the initiative to initiate claims due to various reasons. Requests, resulting in claims processing cannot be carried out in a timely manner. [0003] Therefore, how to effectively improve the timeliness of claims settlement and ensure the rights and interests of beneficiaries has become a technical problem that needs to be solved urgently. Contents of the invention [0004] The present application provides a claim settlement business ...

Claims

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Application Information

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IPC IPC(8): G06Q40/08G06Q20/38H04L12/18
CPCG06Q40/08G06Q20/389H04L12/1895
Inventor 王坤王俊芳杜云强逯燕芳刘伟奇
Owner TAIKANG LIFE INSURANCE CO LTD
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