Mobile payment method and device based on vehicle-mounted terminal and computer equipment

Abstract

The invention discloses a mobile payment method and device based on a vehicle-mounted terminal, computer equipment and a storage medium. The method comprises: obtaining a payment request sent by a specified mobile terminal; verifying the identity of the specified mobile terminal according to a preset identity verification method; if the identity verification is passed, acquiring a specified vehicle-mounted terminal, and acquiring a second positioning position of the specified vehicle-mounted terminal; calculating a real-time distance between the first positioning position and the second positioning position; if the real-time distance is smaller than a preset distance threshold, selecting a specified auditing strategy; auditing the payment request according to the specified auditing strategy, and judging whether the auditing is passed or not; and if the verification is passed, opening the payment permission of the payment request. Therefore, the safe payment area is constructed, and thepayment speed is increased in the safe payment area.

Description

technical field [0001] The present application relates to the computer field, in particular to a mobile payment method, device, computer equipment and storage medium based on a vehicle-mounted terminal. Background technique [0002] Mobile payment is becoming more and more popular, which facilitates people's life and production activities. In mobile payment, whether the payment is safe or not is the most important thing, so the traditional technology will use the monitoring data in the payment process, and judge whether there is abnormal payment and other phenomena based on this. In the process of these mobile payment and payment security control, it is generally necessary to review a large amount of data, such as the review of payment flow and user information. Therefore, when the number of users is too large and the payment flow is too large, it will cause the payment process to The slow response increases the time-consuming of the whole process of a single mobile payment...

AI Technical Summary

Problems solved by technology

In the process of these mobile payment and payment security control, it is generally necessary to review a large amount of data, such as the review of payment flow and user information. Therefore, when the number of users is too large and the payment flow is too large, it will cause the payment process to The response is slow, which increases the time-consuming of the whole process of a single mobile payment

Therefore, traditional technology cannot meet the needs of fast payment

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