Financial leasing method and device, block chain equipment and storage medium

A financial leasing and blockchain technology, applied in the blockchain field, can solve the problems of difficulty in realizing financial leasing for small and medium-sized enterprises, affecting the development of the financial leasing industry, and high risk of bad debts.

Pending Publication Date: 2022-02-08
CCB FINTECH CO LTD
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  • Claims
  • Application Information

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Problems solved by technology

[0003] However, small and medium-sized enterprises are difficult to control risk and have a high risk of bad debts. Therefore, the financial leasing ecology does not trust small and med

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  • Financial leasing method and device, block chain equipment and storage medium
  • Financial leasing method and device, block chain equipment and storage medium
  • Financial leasing method and device, block chain equipment and storage medium

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Embodiment Construction

[0048] In order to make the purpose, technical solution and advantages of the application clearer, the application will be further described in detail below in conjunction with the accompanying drawings. Apparently, the described embodiments are only some of the embodiments of the application, not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of this application.

[0049]The term "and / or" in the embodiments of this application describes the association relationship of associated objects, indicating that there may be three types of relationships. For example, A and / or B can mean: A exists alone, A and B exist simultaneously, and B exists alone. three situations. The character " / " generally indicates that the contextual objects are an "or" relationship.

[0050] The terms "first" and "second" are used for descriptive purposes only...

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Abstract

The embodiment of the invention relates to the technical field of block chains, and provides a financing leasing method and device, block chain equipment and a storage medium, the method is applied to the block chain equipment in a block chain platform, and each node in the block chain platform is a node passing auditing based on corresponding credit investigation information and/or risk control information. The method comprises the following steps: in response to a lease application of a lessee node, determining a subject matter meeting the lease application; after the lessee node selects a target subject matter from the determined subject matters, the contracts among the transaction nodes are linked, and intelligent contracts corresponding to the contracts are generated; the transaction nodes comprise a lessee node, a provider node corresponding to a target subject matter, a financing institution node and an insurance institution node; and executing the corresponding transaction after each transaction term in the intelligent contract is satisfied, and uploading the transaction information based on a transaction execution result. According to the embodiment, the problem that nodes in financing lease are not trusted is solved, and safe financing lease is achieved.

Description

technical field [0001] The embodiment of the present application relates to the field of blockchain technology, and in particular to a financial leasing method, device, blockchain device, and storage medium. Background technique [0002] With the development of science and technology, financial leasing business is becoming more and more popular. Financial leasing means that the lessor (financing institution) purchases the leased item from the supplier according to the lessee's specific requirements for the leased item and the selection of the supplier. And lease it to the lessee for use, and the lessee pays the rent to the financing institution in installments. During the lease period, the ownership of the leased object belongs to the financing institution, and the lessee has the right to use the leased object. [0003] However, small and medium-sized enterprises are difficult to control risk and have a high risk of bad debts. Therefore, the financial leasing ecology does no...

Claims

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Application Information

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IPC IPC(8): G06F21/64G06Q20/38G06Q40/04
CPCG06F21/64G06Q40/04G06Q20/382
Inventor 陈凯
Owner CCB FINTECH CO LTD
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