Systems and methods for multi-layer adaptive packet routing

Abstract

A multi-layer adaptive routing (MLAR) computing device including at least one processor in communication with at least one memory adaptively routes packet data within one or more networks. The MLAR device stores a custom group instance on a database, the instance includes a network of a plurality of service providers and a consultant comprised of a plurality of user groups. The MLAR device submits a query to the database based on a data request from a user. Data packets are created based on the database's response to the query, which are then divided, routed, and transmitted among a plurality of users within the custom group instance.

Description

CROSS REFERENCE TO RELATED APPLICATIONS[0001]This application is a continuation-in-part of U.S. Non-Provisional application Ser. No. 16 / 449,111, filed Jun. 21, 2019, which is a continuation of U.S. Non-Provisional application Ser. No. 16 / 018,524, filed Jun. 26, 2018, the contents of which are hereby incorporated by reference in their entirety.BACKGROUND[0002]The field of the invention relates generally to multi-layer adaptive routing of packet data, and more specifically to systems and methods for adaptively routing data packets on a network in a secure and efficient manner.[0003]In many cases, a business, or employer, allocates a portion of business funds to one or more healthcare plans for their employees. The plans then provide financial payment to appropriate healthcare providers based on services provided to the employees. In other cases, the employer self-funds the healthcare plan and pays the healthcare providers and / or plan coordinators for the services provided. These metho...

AI Technical Summary

Benefits of technology

The present embodiments describe a system and method for routing packet data within a network in response to a single event. The system includes a computer system with a database and a processor. The processor stores a custom group instance with a network of service providers and user groups and receives data requests from users of the groups. The processor submits queries to the database and creates data packets based on the response from the database. The system then divides and routes the data packets among the users within the custom group. The technical effect of this invention is multi-layer adaptive routing of data packets that allows for efficient and effective routing of data in response to a single event.

Problems solved by technology

These methods may generate a lot of risk for the employer, as the number and cost of visits to healthcare providers by employees may vary.

This variability makes budgeting and cost forecasting cumbersome.

Furthermore, the billing for services rendered model used by the prior art for healthcare providers is inefficient.

For example, a typical healthcare provider may have to bill for each individual visit and individually receive payment for each visit, thereby causing high overhead and undue stress on a payment network.

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