The present application relates to the field of natural language processing technology and provides a contract intention judgement method and apparatus, a computer apparatus, and a storage medium. Themethod comprises the following steps of: acquiring voice data from a terminal; obtaining a speech text by performing speech recognition of speech data, extracting keywords from speech text, matchingthe extracted keywords with preset keywords corresponding to preset text, and obtaining text matching score; extracting the speech feature vector from the speech data, and inputting the extracted speech feature vector into the trained fraud risk prediction model to obtain the fraud risk coefficient value; acquiring image data from a terminal, performing face recognition on the acquired image datato obtain a face recognition score; acquiring scene identifiers corresponding to the current business scenario, and acquiring corresponding target audit rules according to the scene identifiers; according to the text matching score, fraud risk coefficient value, face recognition score and target audit rule, judging the intent to sign the contract.