Control method and control system for terminal-based payment

A technology of control system and control method, which is applied in the field of communication, can solve problems such as loss of user property and impulsive mobile payment, and achieve the effect of reducing unplanned consumption

Inactive Publication Date: 2017-02-15
NUBIA TECHNOLOGY CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The main purpose of the present invention is to propose a terminal payment control method and system, aiming to solve the problem of impulsive consumption brought to users by existing mobile payment, resulting in the loss of user property

Method used

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  • Control method and control system for terminal-based payment
  • Control method and control system for terminal-based payment
  • Control method and control system for terminal-based payment

Examples

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Embodiment Construction

[0041] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0042] A mobile terminal implementing various embodiments of the present invention will now be described with reference to the accompanying drawings. In the following description, use of suffixes such as 'module', 'part' or 'unit' for denoting elements is only for facilitating description of the present invention and has no specific meaning by itself. Therefore, "module" and "component" may be used mixedly.

[0043] Mobile terminals may be implemented in various forms. For example, terminals described in the present invention may include devices such as mobile phones, smart phones, notebook computers, digital broadcast receivers, PDAs (Personal Digital Assistants), PADs (Tablet Computers), PMPs (Portable Multimedia Players), navigation devices, etc. mobile terminals and fixed terminals such as digital TVs, desktop c...

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Abstract

The invention discloses a control method and a control system for terminal-based payment. The method comprises the following steps: S1, receiving a payment request of a terminal user; S2, querying a historical consumption record database and getting a consumption record value; S3, judging whether the consumption record value is greater than a first preset value; and S4, prohibiting the payment request of the terminal user if the consumption record value is greater than the first preset value, and permitting the payment request of the terminal user if the consumption record value is not greater than the first preset value. According to the control method and the control system for terminal-based payment disclosed by the invention, mobile payment is controlled by setting a variety of parameters such as time, geographical location and preset consumption quota, so that impulsive consumption of users is inhibited, the purpose of consumption control is achieved, and unplanned consumption of users can be reduced effectively.

Description

technical field [0001] The present invention relates to the field of communication technology, in particular to a terminal payment control method and system. Background technique [0002] Mobile payment is a technology that has emerged in recent years. Users do not need to carry cash or bank cards, and can pay for the goods or services they consume just by using their mobile phones. Mobile payment includes near-field payment and far-field payment. Near-field payment includes mobile payment with NFC module. Far-field payment includes payment tools such as Alipay and WeChat. However, whether it is near-field payment or far-field payment, the essence is to bind the mobile user's bank card to the corresponding hardware or software through some encryption method, so that the mobile phone hardware itself or the software itself has the payment function. [0003] Mobile payment is faster than traditional credit card payment, especially far-field payment, using software as a paymen...

Claims

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Application Information

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IPC IPC(8): G06Q20/36G06Q20/32
CPCG06Q20/322G06Q20/363
Inventor张菱垚徐群
OwnerNUBIA TECHNOLOGY CO LTD