Insurance service claim settlement method and device, computer device and storage medium

A technology of business and insurance companies, applied in the database field, can solve the problems of data sharing, management and order tracking of unfavorable insurance claims, and achieve the effects of improving claim settlement efficiency, strong anti-fraud, and high audit accuracy
CN110210981APending Publication Date: 2019-09-06ONE CONNECT SMART TECH CO LTD SHENZHEN
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Patent Information

Authority / Receiving Office
CN Β· China
Patent Type
Applications(China)
Current Assignee / Owner
ONE CONNECT SMART TECH CO LTD SHENZHEN
Publication Date
2019-09-06

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Abstract

The invention provides an insurance service claim settlement method and device, a computer device and a computer readable storage medium. The insurance service claim settlement method comprises the following steps: carrying out role definition on a plurality of booking parties, and configuring ownership information for a user contained in each booking party; receiving a claim settlement order, andobtaining insurance position information of the claim settlement order; generating a survey request according to the insurance position information, and assigning the survey request to survey personnel corresponding to the insurance position information; receiving survey information of the claim settlement order, and determining a preliminary loss assessment result according to the survey information; and auditing the preliminary loss assessment result according to a preset auditing rule to obtain a final loss assessment project and a final loss assessment amount corresponding to the claim settlement order. The invention relates to an insurance service process optimization technology, which can integrate a plurality of insurance service parties into the same platform and facilitate sharing, management and order tracking of insurance claim settlement related data.
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Description

technical field

[0001] The present invention relates to the field of databases, in particular to an insurance business claim settlement method, device, computer device and computer-readable storage medium. Background technique

[0002] With the popularization of automobiles, auto insurance has gradually integrated into people's lives. The existing auto insurance business generally involves insurance companies, adjustment companies and investigation companies. Insurance companies provide insurance business, and adjustment companies can accept the entrustment of insurance parties or insurance companies to evaluate, identify, and estimate the insurance targets involved in accidents. The investigation company may accept the entrustment of the insurance company to investigate and determine the damage of the on-site accident. At present, insurance companies, assessment companies and survey companies all use their own business systems for order processing, which is not conducive t...

Claims

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