Unlock instant, AI-driven research and patent intelligence for your innovation.
Insurance service claim settlement method and device, computer device and storage medium
What is Al technical title?
Al technical title is built by PatSnap Al team. It summarizes the technical point description of the patent document.
A technology of business and insurance companies, applied in the database field, can solve the problems of data sharing, management and order tracking of unfavorable insurance claims, and achieve the effects of improving claim settlement efficiency, strong anti-fraud, and high audit accuracy
Pending Publication Date: 2019-09-06
ONE CONNECT SMART TECH CO LTD SHENZHEN
View PDF0 Cites 5 Cited by
Summary
Abstract
Description
Claims
Application Information
AI Technical Summary
This helps you quickly interpret patents by identifying the three key elements:
Problems solved by technology
Method used
Benefits of technology
Problems solved by technology
At present, insurance companies, assessment companies and survey companies all use their own business systems for order processing, which is not conducive to the sharing, management and order tracking of insurance claims related data
Method used
the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more
Image
Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
Click on the blue label to locate the original text in one second.
Reading with bidirectional positioning of images and text.
Smart Image
Examples
Experimental program
Comparison scheme
Effect test
Embodiment 1
[0048] figure 1 It is a flow chart of the steps of a preferred embodiment of the insurance business claim settlement method of the present invention. According to different requirements, the order of the steps in the flowchart can be changed, and some steps can be omitted.
[0049] refer to figure 1 As shown, the insurance business claim settlement method specifically includes the following steps.
[0050] Step S11 , defining roles for multiple settlers, and configuring ownership information for users included in each settler, wherein the multiple settlers include at least an insurance company, an assessment company, and a survey company.
[0051] In an implementation manner, the multiple occupiers may include an insurance company, an assessment company, a survey company, and the like. The insurance company is used to provide insurance business, and the adjustment company can accept the entrustment of the insurance party or the insurance company to conduct activities such as ...
Embodiment 2
[0071] figure 2 It is a functional module diagram of a preferred embodiment of the insurance claim settlement device of the present invention.
[0072] refer to figure 2 As shown, the insurance claim settlement device 10 may include a configuration module 101 , a first receiving module 102 , an assignment module 103 , a second receiving module 104 and an audit module 105 .
[0073] The configuration module 101 is used to define roles for multiple settlers, and configure ownership information for users included in each of the settlers, wherein the multiple settlers include at least an insurance company, an assessment company and A survey company.
[0074] In an implementation manner, the multiple occupiers may include an insurance company, an assessment company, a survey company, and the like. The insurance company is used to provide insurance business, and the adjustment company can accept the entrustment of the insurance party or the insurance company to conduct activities...
the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More
PUM
Login to View More
Abstract
The invention provides an insurance service claim settlement method and device, a computer device and a computer readable storage medium. The insurance service claim settlement method comprises the following steps: carrying out role definition on a plurality of booking parties, and configuring ownership information for a user contained in each booking party; receiving a claim settlement order, andobtaining insurance position information of the claim settlement order; generating a survey request according to the insurance position information, and assigning the survey request to survey personnel corresponding to the insurance position information; receiving survey information of the claim settlement order, and determining a preliminary loss assessment result according to the survey information; and auditing the preliminary loss assessment result according to a preset auditing rule to obtain a final loss assessment project and a final loss assessment amount corresponding to the claim settlement order. The invention relates to an insurance service process optimization technology, which can integrate a plurality of insurance service parties into the same platform and facilitate sharing, management and order tracking of insurance claim settlement related data.
Description
technical field [0001] The present invention relates to the field of databases, in particular to an insurance business claim settlement method, device, computer device and computer-readable storage medium. Background technique [0002] With the popularization of automobiles, auto insurance has gradually integrated into people's lives. The existing auto insurance business generally involves insurance companies, adjustment companies and investigation companies. Insurance companies provide insurance business, and adjustment companies can accept the entrustment of insurance parties or insurance companies to evaluate, identify, and estimate the insurance targets involved in accidents. The investigation company may accept the entrustment of the insurance company to investigate and determine the damage of the on-site accident. At present, insurance companies, assessment companies and survey companies all use their own business systems for order processing, which is not conducive t...
Claims
the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More
Application Information
Patent Timeline
Application Date:The date an application was filed.
Publication Date:The date a patent or application was officially published.
First Publication Date:The earliest publication date of a patent with the same application number.
Issue Date:Publication date of the patent grant document.
PCT Entry Date:The Entry date of PCT National Phase.
Estimated Expiry Date:The statutory expiry date of a patent right according to the Patent Law, and it is the longest term of protection that the patent right can achieve without the termination of the patent right due to other reasons(Term extension factor has been taken into account ).
Invalid Date:Actual expiry date is based on effective date or publication date of legal transaction data of invalid patent.
Login to View More 
Login to View More