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Accounting system-based settlement method and system, storage medium and terminal

An accounting and system technology, applied in the field of data processing, can solve the problems of lack of fund verification process, fund risk, single settlement method, etc., and achieve the effect of reducing fund risk, avoiding malicious refund arbitrage, and high settlement timeliness

Pending Publication Date: 2020-01-14
TIANYI ELECTRONICS COMMERCE
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] (1) There is a lack of fund verification process, and there are financial risks;
[0005] (2) Single settlement method;
[0006] (3) The settlement time limit is usually T+N, resulting in low timeliness

Method used

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  • Accounting system-based settlement method and system, storage medium and terminal
  • Accounting system-based settlement method and system, storage medium and terminal
  • Accounting system-based settlement method and system, storage medium and terminal

Examples

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Embodiment Construction

[0037] Embodiments of the present invention are described below through specific examples, and those skilled in the art can easily understand other advantages and effects of the present invention from the content disclosed in this specification. The present invention can also be implemented or applied through other different specific implementation modes, and various modifications or changes can be made to the details in this specification based on different viewpoints and applications without departing from the spirit of the present invention. It should be noted that, in the case of no conflict, the following embodiments and features in the embodiments can be combined with each other.

[0038] It should be noted that the diagrams provided in the following embodiments are only schematically illustrating the basic ideas of the present invention, and only the components related to the present invention are shown in the diagrams rather than the number, shape and shape of the compo...

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Abstract

The invention provides a settlement method and system based on an accounting system, a storage medium and a terminal. The method comprises the following steps: transferring a transaction amount to a to-be-settled account of a merchant according to a transaction tool selected by a user, obtaining transaction detail data, and synchronizing the transaction detail data to the settlement system; comparing the daily settlement data of the settlement system with the daily settlement data of the accounting system, and outputting reminding information when the daily settlement data is inconsistent withthe daily settlement data; and during settlement and payment, deduction is carried out from the to-be-settled account of the merchant, and payment is carried out to the merchant after deduction succeeds. According to the settlement method and system based on the accounting system, the storage medium and the terminal, the compound accounting system is introduced, the fund risk is reduced through double checking of accounting and flow, and the user experience is greatly improved.

Description

technical field [0001] The present invention relates to the technical field of data processing, in particular to a settlement method and system based on an accounting system, a storage medium and a terminal. Background technique [0002] With the continuous advancement of the national "Internet +" strategy and the promotion of consumption upgrades, my country's payment industry has achieved leapfrog development, that is, from cash payment, credit card payment to mobile payment. With the update of payment technology, the payment method is also constantly developing, and the payment and settlement of transactions between merchants and users are realized based on third-party payment. [0003] In the existing settlement system, the summary is usually based on the transaction bill flow or the settlement and payment are based on the net difference, which has the following defects: [0004] (1) There is a lack of fund verification process, and there are financial risks; [0005] ...

Claims

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Application Information

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IPC IPC(8): G06Q40/00G06Q40/04
CPCG06Q40/125G06Q40/04
Inventor 鲍玉明顾钰健滕泽升
Owner TIANYI ELECTRONICS COMMERCE
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