Risk identification model optimization method and device

A technology of risk identification and model, applied in the field of machine learning, which can solve problems such as the limited number of wrongly identified objects and the optimization of risk identification models

Active Publication Date: 2020-08-14
ALIPAY (HANGZHOU) INFORMATION TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, the number of misidentified objects found is often limited, and risk identification models cannot be well optimized based on these small number of objects only.

Method used

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  • Risk identification model optimization method and device
  • Risk identification model optimization method and device
  • Risk identification model optimization method and device

Examples

Experimental program
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Embodiment Construction

[0025] In practical applications, risk identification can be performed by training a risk identification model. However, when the risk identification model is actually applied to identify whether the object to be identified is at risk, there may be misidentification.

[0026] For example, when the business party dealing with the actual business uses the risk identification model to identify the risk of the object to be identified, the identification result obtained is risky, but after manual inspection by the business party, it is found that the object to be identified is actually risk-free; or, it is obtained The identification result is risk-free, but the business side finds that the object to be identified actually has a risk through manual inspection.

[0027] At this time, the business side needs to feed back the object to be identified that was incorrectly identified by the risk identification model, that is, the misidentified object. After receiving the misidentified o...

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Abstract

The invention discloses a risk identification model optimization method and device. The method comprises the following steps: acquiring a false identification sample and N alternative samples; inputting the error identification sample and the feature vector of each alternative sample into a deep learning model for processing, and extracting the processed feature vector from the middle layer of thedeep learning model to serve as a standardized feature vector of the corresponding sample; according to the standardized feature vector of the false identification sample and the standardized featurevectors of the M alternative samples, determining K alternative samples similar to the false identification sample from the M alternative samples by adopting a K nearest neighbor algorithm, and taking the K alternative samples as similar samples; and determining the mark of each similar sample as a first risk type, and optimizing the risk identification model based on the error identification sample and each similar sample.

Description

technical field [0001] The embodiments of this specification relate to the field of machine learning, and in particular to a method and device for optimizing a risk identification model. Background technique [0002] When the risk identification model is actually used, it is possible to find objects that are misidentified by the risk identification model. For example, the risk identification model identifies an actual risky object to be identified as risk-free, or identifies an actual risk-free object to be identified as risky. In this case, it is generally necessary to optimize the risk identification model by taking the found misidentified objects as samples, so as to improve the identification accuracy of the risk identification model. [0003] However, the number of misidentified objects found is often limited, and risk identification models cannot be well optimized based only on these small number of objects. Contents of the invention [0004] In order to further im...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/04G06Q10/06G06N20/00
CPCG06Q10/04G06Q10/0635G06N20/00
Inventor 叶芸
Owner ALIPAY (HANGZHOU) INFORMATION TECH CO LTD
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