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Payment method and device, computing equipment and storage medium

A technology for payment devices and sub-devices, applied in computing, payment system, payment system structure, etc., can solve the problems of easy mismatch, too much voice signal interference, and inability to do so, so as to improve account security, improve user experience, Improve the effect of privacy protection

Pending Publication Date: 2020-09-22
ALIBABA GRP HLDG LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, due to the probability of voiceprint recognition, it is impossible to achieve 100% correct recognition
Moreover, the voice signal in the voiceprint is also subject to a lot of environmental interference, which is very easy to cause mismatch, causing complaints and disgust from users
With the increase of users who use smart speakers to shop, the security problems of speaker products cannot be solved, and the security problems of users cannot be solved, which will seriously affect the shopping experience of users.

Method used

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  • Payment method and device, computing equipment and storage medium
  • Payment method and device, computing equipment and storage medium
  • Payment method and device, computing equipment and storage medium

Examples

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Embodiment Construction

[0035] Preferred embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. Although preferred embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the disclosure to those skilled in the art.

[0036] figure 1 A schematic flowchart of a payment method according to an embodiment of the present disclosure is shown. Figure 4 A schematic diagram of a terminal device according to an embodiment of the present disclosure is shown. in, Figure 4 The terminal equipment shown can be used to perform figure 1 The payment method shown.

[0037] In an embodiment, the terminal device may have a payment function, through which the user may r...

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PUM

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Abstract

The invention discloses a payment method and device, computing equipment and a storage medium. The method comprises the following steps: outputting first verification information in response to a first voice indicating a payment willingness of a user, the first verification information comprising dynamically generated first content; receiving a second voice sent by the user in response to the first verification information; and when the second voice is not matched with the first content or voiceprint verification of the second voice is unsuccessful, refusing payment. Therefore, the account security and privacy protection of the user are improved, and the user experience is improved.

Description

technical field [0001] The present disclosure relates to the technical field of payment authentication, and in particular to a payment method, device, computing device and storage medium. Background technique [0002] With the rapid development of science and technology, more and more artificial intelligence (AI) products have shopping and payment functions. At present, in some scenarios, such as smart speaker scenarios, the payment behavior is completed through voiceprint recognition (Voiceprint Recognition, VP) during the shopping process. However, due to the probability of voiceprint recognition, it is impossible to achieve 100% correct recognition. Moreover, the voice signal in the voiceprint is often interfered by the environment, which is very easy to cause mismatch, causing complaints and disgust from users. With the increase of users who use smart speakers for shopping, the security issues of speaker products cannot be solved, and the security issues of users canno...

Claims

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Application Information

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IPC IPC(8): G06Q20/40
CPCG06Q20/40145
Inventor 张平
Owner ALIBABA GRP HLDG LTD
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