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Model-based small and micro enterprise credit evaluation method, equipment and storage medium

A model and enterprise technology, applied in the field of computer communication, can solve problems such as low efficiency and large workload of manual evaluation, and achieve the effect of improving efficiency

Active Publication Date: 2021-12-24
重庆誉存科技有限公司
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  • Abstract
  • Description
  • Claims
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Problems solved by technology

However, the workload of manual evaluation is heavy and the efficiency is low.

Method used

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  • Model-based small and micro enterprise credit evaluation method, equipment and storage medium
  • Model-based small and micro enterprise credit evaluation method, equipment and storage medium
  • Model-based small and micro enterprise credit evaluation method, equipment and storage medium

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Embodiment Construction

[0020] In order to make the purpose, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below through specific implementation methods in conjunction with the accompanying drawings. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0021] In one embodiment, such as figure 1 As shown, a model-based credit evaluation method for small and micro enterprises is provided, including the following steps:

[0022] S110 Establishing a qualitative model based on the known logical relationship and based on the preset decision-making configuration structure, the qualitative model includes a tax core data access model and a tax invoice core data access model.

[0023] Specifically, the known logical relationship is the logical relationship between the rules involved in the general enterprise tax core data access m...

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Abstract

The invention provides a model-based small and micro enterprise credit evaluation method, equipment and storage medium. The method establishes a quantitative model and a qualitative model based on a preset decision-making configuration structure according to known logical relationships and various industry conditions, thereby realizing The credit evaluation of small and micro enterprises improves the efficiency of credit evaluation for small and micro enterprises, and can finally output the suggested information of credit approval, interest rate and amount for small and micro credit applicants.

Description

technical field [0001] The invention relates to the technical field of computer communication, in particular to a model-based small and micro enterprise credit evaluation method, equipment and storage medium. Background technique [0002] Credit is a lending behavior between different owners that reflects a certain economic relationship. It is a special form of value movement conditioned on repayment. It is a credit activity in which the creditor lends money and the debtor repays on schedule and pays certain interest. (By transferring the right to use funds gain income). Credit has a broad sense and a narrow sense. Credit in a broad sense refers to the general term for credit activities with banks as the intermediary and deposits and loans as the main body, including deposits, loans and settlement businesses. Credit in the narrow sense usually refers to bank loans, that is, the issuance of monetary funds with banks as the main body. [0003] The traditional credit approva...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q40/02G06Q10/06
CPCG06Q10/06393G06Q10/0637G06Q40/03
Inventor 刘德彬黄远江孙世通邓雪荣罗杰严絜
Owner 重庆誉存科技有限公司
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