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Payment data processing method and device, and related equipment

A technology of payment data and processing method, applied in the field of network communication, can solve the problems of unsupported, B2B gateway payment cannot realize the separation of purchasing and payment authority, unable to match purchase order and payment order in real time, etc., to achieve the effect of improving user experience

Pending Publication Date: 2022-01-04
CHINABANK PAYMENT (BEIJING) TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] B2B gateway payment cannot achieve the separation of procurement and payment authority, and many banks do not support this payment method, and other related technologies have technical problems that cannot match purchase orders and payment orders in real time

Method used

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  • Payment data processing method and device, and related equipment
  • Payment data processing method and device, and related equipment
  • Payment data processing method and device, and related equipment

Examples

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Embodiment Construction

[0035]In order to make the purpose, technical solutions and advantages of the embodiments of the present disclosure clearer, the technical solutions in the embodiments of the present disclosure will be clearly and completely described below in conjunction with the drawings in the embodiments of the present disclosure. Obviously, the described embodiments It is a part of the embodiments of the present disclosure, but not all of them. Based on the embodiments in the embodiments of the present disclosure, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the embodiments of the present disclosure.

[0036] Combine below figure 1 The payment data processing system of the embodiment of the present disclosure is described, including a first client 10 , a trading platform 12 , a server 14 and a second client 16 . Among them, the first client 10 sends an order payment request to the transaction plat...

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PUM

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Abstract

The invention provides a payment data processing method and device, and related equipment. The method comprises the following steps of receiving an order payment request generated by a first client and sent by a transaction platform; according to user information included in the order payment request, sending the order payment request to the second client correspondingly locked with the user information; receiving order payment state information sent by the second client, and sending the order payment state information to the transaction platform for broadcasting; wherein the order payment state information comprises order payment request submission information and order payment result information; the order payment request submission information represents whether a payment request is submitted through the second client; the order payment result information representing whether order payment is completed through the second client. According to the method, the purchase order and the payment order can be matched in real time under the condition that purchase and payment are separated.

Description

technical field [0001] The present disclosure relates to the technical field of network communication, in particular to a payment data processing method, device and related equipment. Background technique [0002] At present, most enterprises use online bank transfer, bank counter transfer, financial ERP transfer, B2B gateway payment, etc. when they need to pay for business transactions. Financial ERP transfer is to use the financial system to directly manage and operate the corresponding bank account for payment. B2B gateway payment is a standard enterprise payment product of a third-party payment company connected to the e-commerce platform. [0003] B2B gateway payment cannot realize the separation of procurement and payment authority, and many banks do not support this payment method, and other related technologies have technical problems that cannot match purchase orders and payment orders in real time. Contents of the invention [0004] In view of the problems exis...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10G06Q40/00G06Q40/02
CPCG06Q20/102G06Q40/02G06Q40/125
Inventor 李恒波郜晓东
Owner CHINABANK PAYMENT (BEIJING) TECH CO LTD
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