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Safety guarantee method and device for financial account and electronic equipment

A security and financial technology, applied in the field of financial technology, can solve problems such as ensuring the security of financial accounts, and achieve the effect of avoiding information leakage and ensuring security.

Pending Publication Date: 2022-03-25
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] Embodiments of the present invention provide a security assurance method and device for a financial account, and electronic equipment, to at least solve the technical problem in related technologies that the security of a user's financial account cannot be guaranteed when any financial application has potential risks

Method used

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  • Safety guarantee method and device for financial account and electronic equipment
  • Safety guarantee method and device for financial account and electronic equipment
  • Safety guarantee method and device for financial account and electronic equipment

Examples

Experimental program
Comparison scheme
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Embodiment 1

[0040] According to an embodiment of the present invention, an embodiment of a security guarantee method for a financial account is provided. It should be noted that the steps shown in the flow chart of the accompanying drawings can be executed in a computer system such as a set of computer-executable instructions , and, although a logical order is shown in the flowcharts, in some cases the steps shown or described may be performed in an order different from that shown or described herein.

[0041] figure 1 is a flow chart of an optional security guarantee method for financial accounts according to an embodiment of the present invention, as shown in figure 1 As shown, the method includes the following steps:

[0042] Step S101, detecting whether a node in the communication network has received an unbinding message, wherein the communication network includes: a central node and multiple slave nodes connected to the central node, each node represents a financial application, an...

Embodiment 2

[0096] The device for updating a development project provided in this embodiment includes a plurality of implementation units, and each implementation unit corresponds to each implementation step in the first embodiment above.

[0097] Figure 4 is a schematic diagram of an optional security device for financial account according to an embodiment of the present invention, as shown in Figure 4 As shown, the guarantee device may include: a detection unit 40, a calculation unit 41, and an execution unit 42, wherein,

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Abstract

The invention discloses a security guarantee method and device for a financial account number and electronic equipment, and relates to the field of financial science and tech, and the security guarantee method comprises the steps: detecting whether a node in a communication network receives an unbinding message, and when the node in the communication network receives the unbinding message, sending the unbinding message to the electronic equipment; calculating a first risk integral of the terminal equipment corresponding to the node by adopting a pre-trained risk integral model; and under the condition that the first risk integral is greater than a first preset threshold value, executing an unbinding instruction carried by the unbinding message to unbind a financial account logged in by a financial application running on terminal equipment corresponding to the node. The technical problem that the safety of the financial account of the user cannot be guaranteed under the condition that any financial application has potential risks in the prior art is solved.

Description

technical field [0001] The present invention relates to the technical field of financial science and technology, in particular, to a method and device for ensuring security of a financial account, and an electronic device. Background technique [0002] In related technologies, many financial institutions may develop financial applications with different functions, such as mobile banking applications, shopping applications, communication applications, etc. These applications have the function of device binding, and the bound devices can perform a series of Financial operations, and the binding relationship between these applications does not affect each other and is independent. In this way, different applications can customize device-binding authentication factors according to their own characteristics to maximize customer experience. However, in most cases, customers will only choose one of the applications as their commonly used applications, and other applications may be...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04L9/40G06Q40/00G06Q10/06
CPCH04L63/145H04L63/1441G06Q40/00G06Q10/0635
Inventor 冯宇东李伟仁马思雨黄秀萍
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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