Ten-million-level data row compression storage method

Abstract

The invention relates to the technical field of data compression and storage, in particular to a ten-million-level data line compression and storage method, which constructs a local financial infrastructure digital intelligent fusion platform, builds an agile PaaS (platform as a service) aggregation platform and an agile aggregation platform constructed based on a middle platform, faces financial industry customers, drives enterprise digital change by data intelligence, and improves the enterprise digital change efficiency. Omni-channel connection of financial institution businesses and digital operation of customers are realized; the platform has the advantages that a local financial infrastructure digital intelligent fusion platform is built through the SAAS software renting platform and the PaaS aggregation platform, a comprehensive platform of various software services, tools and resources is integrated, one-stop and all-around PaaS service experience is provided for a user, the diversified requirements of the user in the aspects of application program development, deployment, management and the like are met, and the user experience is improved. A local financial institution is assisted to realize independent innovation full-service platform support and full-life-cycle management from strategic and global perspectives, and high-quality development of local finance is assisted by digital enabling.

Description

Technical Field

[0001] The present invention relates to the technical field of data compression storage, and in particular to a method for compressing and storing tens of millions of data rows. Background Art

[0002] The fourth industrial revolution, characterized by digitalization, is rapidly promoting the development of the digital economy. The era of digital intelligence, characterized by the interconnection of all things, perception of all things, and intelligence of all things, is coming. As an important hub of the economy, local financial institutions need to take the lead in promoting digital transformation, work hard in the field of digitalization, and create a smart financial ecology characterized by intelligence, ecology, and scenario. In order to better support the construction of a local smart financial ecology, quickly meet the needs of agile and intelligent financial services, and achieve the compression and storage of tens of millions of data rows, it is necessary to establish a rapid configuration, generation, and verification mechanism for diversified products around the two major directions of local financial basic services and digital services, and to agilely develop and innovate financial products. Summary of the invention

[0003] The purpose of the present invention is to overcome the shortcomings of the prior art and provide a method for compressing and storing tens of millions of data rows, which effectively solves the shortcomings of the prior art.

[0004] The object of the present invention is achieved by the following technical solution: A method for compressing and storing tens of millions of data rows, comprising the following steps: 1) Build a digital and intelligent integration platform for local financial infrastructure; 2) Build an agile PaaS aggregation platform based on the middle platform, targeting financial industry customers, using data intelligence to drive enterprise digital change, and realize omni-channel connection of financial institutions' businesses and digital operations of customers; 3) Customized design and development of business management systems for local trading venues, banks, funds, small loans, factoring, leasing and other institutions; 4) Provide infrastructure construction for local financial institutions and regulatory agencies in the financial industry, and provide clearing and settlement system construction services for clearing and settlement companies, e-commerce platforms, supply chain platforms, 7+4 financial institutions, etc.; 5) Provide professional and comprehensive wealth system construction to help financial institutions establish comprehensive wealth management capabilities; 6) In the filing, registration, and trading of financial assets, land property rights, and other equity transactions, the information on filing and trading shall be publicized through the trading system according to the needs of the business; 7) The asset-liability management system helps group companies or industry companies of a certain size improve their debt management capabilities.

[0005] Optionally, the middle-office capabilities of the local financial infrastructure digital-intelligence integration platform in step 1) include a SAAS software rental platform and a PaaS aggregation platform. The software rented by the SAAS software rental platform includes financial business management software, financial clearing and settlement software, financial asset trading software, financial comprehensive wealth management software, and asset-liability management software. The PaaS aggregation platform includes a business middle-office, a data middle-office, and an intelligent middle-office.

[0006] Adopt the above technical solution: build a digital and intelligent integration platform for local financial infrastructure through SAAS software rental platform and PaaS aggregation platform, which is a comprehensive platform integrating multiple software services, tools and resources, to provide users with a one-stop, comprehensive PaaS service experience, to meet users' diverse needs in application development, deployment, management, etc., and to help local financial institutions realize independent innovation, full business platform support and full life cycle management from a strategic and global perspective, and empower local finance with digital technology to promote high-quality development.

[0007] Optionally, the PaaS aggregation platform in step 2) has business capabilities, technical capabilities and data capabilities. The business capabilities include business customization capabilities, message push capabilities, simple graph capabilities, indicator systems, early warning and prediction capabilities, and full-process management capabilities. The technical capabilities include application tools, service components, process tool libraries, rule tool libraries, development tool libraries, interface tool libraries, data applications, business subject libraries, data cache libraries, timely analysis libraries, and AI artificial intelligence. The data capabilities first clean and screen the data, then aggregate and store the data, and then build data models and data standards for unified access.

[0008] The above technical solution is adopted: by building an agile PaaS aggregation platform based on the middle platform, it helps financial institutions in strategic transformation and business development, decouples traditional financial core systems, and creates a smart middle platform with clear hierarchy, efficient operation, security and reliability, so as to achieve effective and efficient compression and storage of tens of millions of data rows.

[0009] Optionally, the R&D business management system in step 3) is seamlessly connected with the business production system to digitize the business process, standardize the management system, and automate the process approval.

[0010] Adopt the above technical solution: through customized design and development of business management system, online operation of business management process, integration of business approval process management, approval opinions and multi-person countersignature and other functions, to achieve comprehensive online business management process, seamless connection between business management and business production, open up the business management system and the business production system, complete the management and production linkage, realize enterprise automated process approval, improve business efficiency, reduce losses caused by cumbersome processes, meet diversified business scenarios and various business models, through systematic management, machine matching personalized business, customized business management process, to meet the customer's own specific business management rules or business management process.

[0011] Optionally, the clearing and settlement system construction service in step 4) includes the construction of a capital account system and clearing and settlement automation.

[0012] The above technical solution is adopted: by building a business platform and clearing and settlement system, the automated processing of funds clearing and settlement is realized, the construction of local financial infrastructure system is promoted, a funds account system is established for trading and clearing and settlement platforms, and the systems of banks and other financial institutions are connected to realize funds clearing and settlement services. At the same time, settlement and reconciliation services are provided for various exchanges, and funds transfer and electronic reconciliation services are provided with banks, which comprehensively improves business efficiency and makes funds clearing and settlement more convenient, safe and efficient.

[0013] Optionally, the comprehensive wealth management capabilities in step 5) include customer personalized customization development, online subscription of financial products, and sales compliance risk control. The customer personalized customization development integrates multiple needs such as customer needs, customer asset transaction information, product information, financial information and market data, business operation data, consultant planning tools and transaction services, and provides customized development of application systems such as exclusive systems, APPs, and mini-programs, and supports application-level and data-level distributed deployment. The online subscription of financial products realizes multi-scenario business integration and supports multi-scenario integration such as mobile finance, digital currency, investment and wealth management, and life services.

[0014] Adopt the above technical solution: by establishing comprehensive wealth management capabilities, focusing on wealth management customer service processes and wealth management professional models, providing high-quality financial planning, cross-selling tools, wealth operations, transaction services, information services, wealth monitoring and reporting services, providing customers with diversified and tiered wealth management application design and development, and helping financial institutions establish comprehensive wealth management capabilities.

[0015] Optionally, step 6) provides an open and transparent trading platform that integrates one-stop services such as release, trading, circulation, and authentication to ensure timely disclosure of information, standardize system interfaces, provide standard interfaces for settlement systems and other systems that may need them, realize the integration of multiple system business processes, and build a data middle platform for collecting, monitoring, and analyzing transaction data.

[0016] The above technical solution is adopted: by publicizing transaction information, the business can be fully online, streamlined and standardized, transaction efficiency can be improved, and the liquidity of financial assets and property rights markets can be promoted.

[0017] Optionally, the step 7) conducts a comprehensive cleanup and inventory of assets, unifies data standards such as asset codes and names, statistical calibers, covers comprehensive interest-bearing liabilities, and debt information management involving direct financing, indirect financing, and overseas financing, achieves precise management and control of assets and debts such as accurate funding gaps, accurate dynamic balance, accurate use of funds, accurate payment and settlement, and revenue and expenditure statistics, monitors corporate asset and liability data in real time, conducts timely risk warnings, integrates debt risk warning and stress testing functions, reduces risks faced by businesses, ensures asset operating returns, improves asset capital operation capabilities and financing capabilities, and promotes a virtuous cycle of investment, financing, construction, management, and operation.

[0018] The above technical solution is adopted: by improving the debt management capabilities of enterprises and managing the entire life cycle of enterprise debt types, it allows enterprises to control financing business throughout the entire process and make statistical analysis of debt risks possible, while meeting the regulatory requirements of regulators and realizing online digitization and visualization of enterprise assets.

[0019] The present invention has the following advantages: 1. This method of compressing and storing tens of millions of data rows builds a digital and intelligent integration platform for local financial infrastructure through a SAAS software rental platform and a PaaS aggregation platform. It is a comprehensive platform that integrates a variety of software services, tools and resources, providing users with a one-stop, comprehensive PaaS service experience to meet users' diverse needs in application development, deployment, management, etc. It helps local financial institutions to achieve independent innovation, full-business platform support and full life cycle management from a strategic and global perspective, and empower local finance with digital technology to promote high-quality development.

[0020] 2. This method of compressing and storing tens of millions of data rows helps financial institutions in their strategic transformation and business development by building an agile PaaS aggregation platform based on the middle platform, decouples traditional financial core systems, and creates a smart middle platform with clear hierarchy, efficient operation, security and reliability, thereby achieving effective and efficient compression and storage of tens of millions of data rows.

[0021] 3. The method for compressing and storing tens of millions of data rows is designed and developed through a standardized business management system. The business management process is operated online, and the business approval process management, approval opinions and multi-person countersignature functions are integrated into one. The business management process is fully online, business management and business production are seamlessly connected, the business management system and the business production system are connected, management and production are linked, and enterprise automated process approval is realized, business efficiency is improved, and the loss caused by cumbersome processes is reduced. It meets diversified business scenarios and multiple business models. Through systematic management, personalized business is matched, and business management processes are customized to meet customers' own specific business management rules or business management processes. By building a business platform and a clearing and settlement system, the automatic processing of fund clearing and settlement is realized, the construction of the local financial infrastructure system is promoted, and a fund account system is established for the transaction and clearing and settlement platform. The system is connected with banks and other financial institutions to realize fund clearing and settlement services. At the same time, settlement and reconciliation services are provided for various exchanges, and funds transfer and electronic reconciliation services are provided with banks, which comprehensively improves business efficiency and makes fund clearing and settlement more convenient, safe and efficient.

[0022] 4. This method of compressing and storing tens of millions of data rows, through establishing comprehensive wealth management capabilities, provides high-quality financial planning, cross-selling tools, wealth operations, transaction services, information services, wealth monitoring and reporting services centered on wealth management customer service processes and wealth management professional models, and provides customers with diversified and hierarchical wealth management application design and development, helping financial institutions to establish comprehensive wealth management capabilities. By publicizing transaction information, it fully promotes the online, process-based and standardized business, improves transaction efficiency, and promotes the liquidity of financial assets and property rights markets.

[0023] 5. This method of compressing and storing tens of millions of data rows improves the debt management capabilities of enterprises and manages the entire life cycle of enterprise debt types, making it possible for enterprises to control financing business throughout the entire process and conduct statistical analysis of debt risks. At the same time, it meets the regulatory requirements of the regulatory authorities and realizes the online digitization and visualization of enterprise assets. BRIEF DESCRIPTION OF THE DRAWINGS

[0024] Figure 1 This is the overall architecture diagram of the local financial infrastructure digital and intelligent integration platform; Figure 2 This is the architecture diagram of the agile aggregation platform built on the middle platform; Figure 3 Provides a knowledge graph data retrieval and visualization method architecture; Figure 4 This is a technical flowchart of intelligent early warning of financial risks based on knowledge graph; Figure 5 This is a diagram of the heterogeneous network fusion architecture of layered and domain-based SDN. DETAILED DESCRIPTION

[0025] Embodiments of the present invention are described in detail below, examples of which are shown in the accompanying drawings, wherein the same or similar reference numerals throughout represent the same or similar elements or elements having the same or similar functions. The embodiments described below with reference to the accompanying drawings are exemplary and are intended to be used to explain the present invention, and should not be construed as limiting the present invention.

[0026] like Figures 1 to 5 As shown, a method for compressing and storing tens of millions of data rows includes the following steps: 1) Build a digital and intelligent integration platform for local financial infrastructure; 2) Build an agile PaaS aggregation platform based on the middle platform, targeting financial industry customers, using data intelligence to drive enterprise digital change, and realize omni-channel connection of financial institutions' businesses and digital operations of customers; 3) Customized design and development of business management systems for local trading venues, banks, funds, small loans, factoring, leasing and other institutions; 4) Provide infrastructure construction for local financial institutions and regulatory agencies in the financial industry, and provide clearing and settlement system construction services for clearing and settlement companies, e-commerce platforms, supply chain platforms, 7+4 financial institutions, etc.; 5) Provide professional and comprehensive wealth system construction to help financial institutions establish comprehensive wealth management capabilities; 6) In the filing, registration, and trading of financial assets, land property rights, and other equity transactions, the information on filing and trading shall be publicized through the trading system according to the needs of the business; 7) The asset-liability management system helps group companies or industry companies of a certain size improve their debt management capabilities.

[0027] Example 1: The middle-office capabilities of the local financial infrastructure digital-intelligence integration platform in step 1) include a SAAS software rental platform and a PaaS aggregation platform. The software rented by the SAAS software rental platform includes financial business management software, financial clearing and settlement software, financial asset trading software, financial comprehensive wealth management software, and asset-liability management software. The PaaS aggregation platform includes a business middle-office, a data middle-office, and an intelligent middle-office. The local financial infrastructure digital-intelligence integration platform is built through the SAAS software rental platform and the PaaS aggregation platform. This is a comprehensive platform that integrates a variety of software services, tools, and resources, providing users with a one-stop, comprehensive PaaS service experience to meet their diverse needs in application development, deployment, management, etc., helping local financial institutions to achieve independent innovation from a strategic and global perspective. Full business platform support and full life cycle management, empowering local finance with digital technology, and promoting high-quality development.

[0028] Embodiment 2: The PaaS aggregation platform in step 2) has business capabilities, technical capabilities and data capabilities. Business capabilities include business customization capabilities, message push capabilities, simple graph capabilities, indicator systems, early warning and prediction capabilities, and full-process management capabilities. Technical capabilities include application tools, service components, process tool libraries, rule tool libraries, development tool libraries, interface tool libraries, data applications, business subject libraries, data cache libraries, timely analysis libraries, and AI artificial intelligence. Data capabilities first clean and filter the data, then aggregate and store the data, and then access them in a unified manner after building data models and data standards. By building an agile PaaS aggregation platform based on the middle platform, it helps financial institutions in strategic transformation and business development, decouples traditional financial core systems, and creates a smart middle platform with clear hierarchy, efficient operation, security and reliability, thereby achieving effective and efficient compression and storage of tens of millions of data rows.

[0029] Embodiment 3: The R&D business management system in step 3) is seamlessly connected with the business production system, the business process is digitized, and the management system is standardized to automate process approval. The business management system is designed through customization, and the business management process is operated online. It integrates business approval process management, approval opinions and multi-person signature and other functions to achieve comprehensive online business management processes, seamless connection between business management and business production, and connect the business management system and the business production system to complete management and production linkage, realize enterprise automated process approval, improve business efficiency, reduce losses caused by cumbersome processes, meet diversified business scenarios and multiple business models, and through systematic management, match personalized businesses and customize business management processes to meet customers' own specific business management rules or business management processes.

[0030] Embodiment 4: The clearing and settlement system construction service in step 4) includes the construction of a capital account system and the automation of clearing and settlement. By building a business platform and a clearing and settlement system, the automated processing of capital clearing and settlement is realized, the construction of a local financial infrastructure system is promoted, a capital account system is established for trading and clearing and settlement platforms, and the systems of banks and other financial institutions are connected to realize capital clearing and settlement services. Settlement and reconciliation services are provided for various exchanges at the same time, and funds transfer and electronic reconciliation services are provided with banks, which comprehensively improves business efficiency and makes capital clearing and settlement more convenient, safe and efficient.

[0031] Embodiment 5: The comprehensive wealth management capabilities in step 5) include customer personalized customization development, online subscription of financial products, and compliance risk control of sales. Customer personalized customization development integrates customer needs, customer asset transaction information, product information, financial information and market data, business operation data, consultant planning tools and transaction services and other needs, and provides customized development of application systems such as exclusive systems, APPs, and mini-programs. It supports application-level and data-level distributed deployment. Online subscription of financial products realizes multi-scenario business integration and supports multi-scenario integration of mobile finance, digital currency, investment and wealth management, life services, etc. By establishing comprehensive wealth management capabilities, focusing on wealth management customer service processes and wealth management professional models, we provide high-quality financial planning, cross-selling tools, wealth operations, transaction services, information services, wealth monitoring and reporting services, provide customers with diversified and layered wealth management application design and development, and help financial institutions establish comprehensive wealth management capabilities.

[0032] Embodiment 6: Step 6) Provide an open and transparent trading platform, integrating one-stop services such as release, transaction, circulation, and authentication, ensure timely disclosure of information, standardize system interfaces, provide standard interfaces for settlement systems and other systems that may need them, realize the integration of multiple system business processes, and build a data middle platform for transaction data collection, monitoring, and analysis. By publicizing transaction information, comprehensively promote online, process-based, and standardized business, improve transaction efficiency, and promote the liquidity of financial assets and property rights markets.

[0033] Embodiment 7: Step 7) Conduct a comprehensive cleanup and inventory of assets, unify asset codes and names, statistical caliber and other data standards, cover all interest-bearing liabilities, debt information management involving direct financing, indirect financing and overseas financing, achieve accurate management and control of assets and debts such as accurate funding gaps, accurate dynamic balance, accurate use of funds, accurate payment and settlement, and revenue and expenditure statistics, monitor corporate asset and liability data in real time, and conduct risk warnings in a timely manner. Integrate debt risk warning and stress testing functions to reduce the risks faced by the business, ensure asset operating returns, improve asset capital operation capabilities and financing capabilities, and promote a virtuous cycle of investment, financing, construction, management, and operation. By improving corporate debt management capabilities and managing corporate debt varieties throughout the life cycle, it is possible for companies to control financing businesses throughout the process and statistically analyze debt risks. At the same time, it meets the regulatory requirements of the regulatory authorities and realizes online digitization and visualization of corporate assets.

[0034] The method steps of the present invention are as follows: 1) Build a digital and intelligent integration platform for local financial infrastructure; 2) Build an agile PaaS aggregation platform based on the middle platform, targeting financial industry customers, using data intelligence to drive enterprise digital change, and realize omni-channel connection of financial institutions' businesses and digital operations of customers; 3) Customized design and development of business management systems for local trading venues, banks, funds, small loans, factoring, leasing and other institutions; 4) Provide infrastructure construction for local financial institutions and regulatory agencies in the financial industry, and provide clearing and settlement system construction services for clearing and settlement companies, e-commerce platforms, supply chain platforms, 7+4 financial institutions, etc.; 5) Provide professional and comprehensive wealth system construction to help financial institutions establish comprehensive wealth management capabilities; 6) In the filing, registration, and trading of financial assets, land property rights, and other equity transactions, the information on filing and trading shall be publicized through the trading system according to the needs of the business; 7) The asset-liability management system helps group companies or industry companies of a certain size improve their debt management capabilities.

[0035] Compared with the prior art, the present invention has the following beneficial effects: 1. This method of compressing and storing tens of millions of data rows builds a digital and intelligent integration platform for local financial infrastructure through a SAAS software rental platform and a PaaS aggregation platform. It is a comprehensive platform that integrates a variety of software services, tools and resources, providing users with a one-stop, comprehensive PaaS service experience to meet users' diverse needs in application development, deployment, management, etc. It helps local financial institutions to achieve independent innovation, full-business platform support and full life cycle management from a strategic and global perspective, and empower local finance with digital technology to promote high-quality development.

[0036] 2. This method of compressing and storing tens of millions of data rows helps financial institutions in their strategic transformation and business development by building an agile PaaS aggregation platform based on the middle platform, decouples traditional financial core systems, and creates a smart middle platform with clear hierarchy, efficient operation, security and reliability, thereby achieving effective and efficient compression and storage of tens of millions of data rows.

[0037] 3. The method for compressing and storing tens of millions of data rows is designed and developed through a standardized business management system. The business management process is operated online, and the business approval process management, approval opinions and multi-person countersignature functions are integrated into one. The business management process is fully online, business management and business production are seamlessly connected, the business management system and the business production system are connected, management and production are linked, and enterprise automated process approval is realized, business efficiency is improved, and the loss caused by cumbersome processes is reduced. It meets diversified business scenarios and multiple business models. Through systematic management, personalized business is matched, and business management processes are customized to meet customers' own specific business management rules or business management processes. By building a business platform and a clearing and settlement system, the automatic processing of fund clearing and settlement is realized, the construction of the local financial infrastructure system is promoted, and a fund account system is established for the transaction and clearing and settlement platform. The system is connected with banks and other financial institutions to realize fund clearing and settlement services. At the same time, settlement and reconciliation services are provided for various exchanges, and funds transfer and electronic reconciliation services are provided with banks, which comprehensively improves business efficiency and makes fund clearing and settlement more convenient, safe and efficient.

[0038] 4. This method of compressing and storing tens of millions of data rows, through establishing comprehensive wealth management capabilities, provides high-quality financial planning, cross-selling tools, wealth operations, transaction services, information services, wealth monitoring and reporting services centered on wealth management customer service processes and wealth management professional models, and provides customers with diversified and hierarchical wealth management application design and development, helping financial institutions to establish comprehensive wealth management capabilities. By publicizing transaction information, it fully promotes the online, process-based and standardized business, improves transaction efficiency, and promotes the liquidity of financial assets and property rights markets.

[0039] 5. This method of compressing and storing tens of millions of data rows improves the debt management capabilities of enterprises and manages the entire life cycle of enterprise debt types, making it possible for enterprises to control financing business throughout the entire process and conduct statistical analysis of debt risks. At the same time, it meets the regulatory requirements of the regulatory authorities and realizes the online digitization and visualization of enterprise assets.

Claims

1. A method for compressing and storing tens of millions of data rows, characterized in that: The following steps are involved: 1) Build a digital and intelligent integration platform for local financial infrastructure; 2) Build an agile PaaS aggregation platform based on the middle platform, targeting financial industry customers, using data intelligence to drive enterprise digital change, and realize omni-channel connection of financial institutions' businesses and digital operations of customers; 3) Customized design and development of business management systems for local trading venues, banks, funds, small loans, factoring, leasing and other institutions; 4) Provide infrastructure construction for local financial institutions and regulatory agencies in the financial industry, and provide clearing and settlement system construction services for clearing and settlement companies, e-commerce platforms, supply chain platforms, 7+4 financial institutions, etc.; 5) Provide professional and comprehensive wealth system construction to help financial institutions establish comprehensive wealth management capabilities; 6) In the filing, registration, and trading of financial assets, land property rights, and other equity transactions, the information on filing and trading shall be publicized through the trading system according to the needs of the business; 7) The asset-liability management system helps group companies or industry companies of a certain size improve their debt management capabilities.

2. The method for compressing and storing tens of millions of data rows according to claim 1, characterized in that: The middle-office capabilities of the local financial infrastructure digital-intelligence integration platform in step 1) include a SAAS software rental platform and a PaaS aggregation platform. The software rented by the SAAS software rental platform includes financial business management software, financial clearing and settlement software, financial asset trading software, financial comprehensive wealth management software, and asset-liability management software. The PaaS aggregation platform includes a business middle-office, a data middle-office, and an intelligent middle-office.

3. The method for compressing and storing tens of millions of data rows according to claim 2, characterized in that: The PaaS aggregation platform in step 2) has business capabilities, technical capabilities and data capabilities. The business capabilities include business customization capabilities, message push capabilities, simple graph capabilities, indicator systems, early warning and prediction capabilities, and full-process management capabilities. The technical capabilities include application tools, service components, process tool libraries, rule tool libraries, development tool libraries, interface tool libraries, data applications, business subject libraries, data cache libraries, timely analysis libraries, and AI artificial intelligence. The data capabilities first clean and screen the data, then aggregate and store the data, and then build data models and data standards for unified access.

4. The method for compressing and storing tens of millions of data rows according to claim 3, characterized in that: The R&D business management system in step 3) is seamlessly connected with the business production system, digitizing the business process, and standardizing the management system to automate process approval.

5. The method for compressing and storing tens of millions of data rows according to claim 4, characterized in that: The clearing and settlement system construction service in step 4) includes the construction of a capital account system and clearing and settlement automation.

6. The method for compressing and storing tens of millions of data rows according to claim 5, characterized in that: The comprehensive wealth management capabilities in step 5) include customer personalized customization development, online subscription of financial products, and sales compliance risk control. The customer personalized customization development integrates multiple needs such as customer needs, customer asset transaction information, product information, financial information and market data, business operation data, consultant planning tools and transaction services, and provides customized development of application systems such as exclusive systems, APPs, and mini-programs, and supports application-level and data-level distributed deployment. The online subscription of financial products realizes multi-scenario business integration and supports multi-scenario integration such as mobile finance, digital currency, investment and financial management, and life services.

7. The method for compressing and storing tens of millions of data rows according to claim 6, characterized in that: The aforementioned step 6) provides an open and transparent trading platform that integrates one-stop services such as release, trading, circulation, and authentication, ensures timely disclosure of information, standardizes system interfaces, provides standard interfaces for settlement systems and other systems that may need them, realizes the integration of multiple system business processes, and builds a data center for collecting, monitoring, and analyzing transaction data.

8. The method for compressing and storing tens of millions of data rows according to claim 7, characterized in that: Step 7) conducts a comprehensive cleanup and inventory of assets, unifies data standards such as asset codes and names, statistical calibers, covers all interest-bearing liabilities, and debt information management involving direct financing, indirect financing, and overseas financing, achieves accurate management and control of assets and debts such as accurate funding gaps, accurate dynamic balance, accurate use of funds, accurate payment and settlement, and revenue and expenditure statistics, monitors corporate asset and liability data in real time, and conducts timely risk warnings. It integrates debt risk warning and stress testing functions to reduce the risks faced by the business, ensure asset operating returns, improve asset capital operation capabilities and financing capabilities, and promote a virtuous cycle of investment, financing, construction, management, and operation.

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