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Charging method, equipment and system for e-wallet

A technology of electronic wallet and operation method, applied in the field of communication and computer

Active Publication Date: 2013-07-03
CHINA MOBILE COMM GRP CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0008] The embodiment of the present invention provides an operation method of an electronic wallet, which is used to solve the delay or packet loss of the recharge data due to the characteristics of the wireless channel. The problem of inconsistency between the recharge operation result of the mobile terminal and the recharge operation result of the network side is caused, so as to maintain the consistency of the consumption amount of the mobile terminal and the network side. The method includes:
[0011] The embodiment of the present invention also provides a method for recharging electronic wallets, which is used to solve the delay or packet loss of recharge data that may occur due to the characteristics of wireless channels , leading to the problem that the recharge operation result of the mobile terminal is inconsistent with the recharge operation result of the network side, so as to maintain the consistency of the consumption amount of the mobile terminal and the network side, the method includes:

Method used

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  • Charging method, equipment and system for e-wallet
  • Charging method, equipment and system for e-wallet
  • Charging method, equipment and system for e-wallet

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Embodiment Construction

[0044] In order to maintain the consistency between the mobile terminal and the network side consumption quota when there is a communication abnormality in the air recharge process, and maintain the interests of both the service provider and the consumer, as shown in Figure 1, in the embodiment of the present invention, an electronic wallet The operation process is as follows:

[0045] Step 11. Before performing this operation on the electronic wallet, the mobile terminal first determines whether the first confirmation code used to notify the network side that the local balance has been modified during the previous recharge operation is stored locally; if so, perform step 12, otherwise Go to step 13.

[0046] Step 12, the mobile terminal sends the first confirmation code to the network side, and performs this operation on the electronic wallet after the previous recharging operation is completed.

[0047] Step 13. Perform this operation directly on the electronic wallet.

[...

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Abstract

The invention discloses an operation method for an E-wallet which comprises the following steps: before carrying out the operation on the E-wallet, a movable termination confirms whether a first confirming code used for informing a network side that the local balance is corrected during the front supplement process is stored locally or not; if yes, then the movable terminal transmits the first confirming code to the network side and carries out the operation on the E-wallet after accomplishing the previous supplement operation, and if not, the movable terminal directly carries out the operation on the E-wallet. The invention simultaneously discloses a movable termination, network side equipment and a processing system for the E-wallet. The invention can be employed to maintain the consistency in the amount of consumption between the movable terminal and the network side, and maintain the benefits of both parties of a business supplier and a consumer.

Description

technical field [0001] The invention relates to the technical fields of communications and computers, in particular to a method, device and system for recharging electronic wallets. Background technique [0002] E-wallet is a financial IC card application designed to facilitate cardholders' small consumption. It supports transactions such as deposit and consumption. Except for loading transactions, other transactions using electronic wallets are not recorded in detail, and no personal password (PIN) is required to be submitted. The user's consumption quota is stored in the electronic wallet, which can be fees, points, etc. [0003] The current e-wallet products support recharging on a special recharging terminal. The basic process of recharging includes: the user brings the e-wallet card close to the recharging terminal, the recharging terminal sends a command to the card to update the e-wallet balance, and the card returns a confirmation code to the recharging terminal. ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/28G06Q20/32G06Q20/36G07F7/08
Inventor 李征郭漫雪黄更生朱本浩张雨廷
Owner CHINA MOBILE COMM GRP CO LTD
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