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Internet banking business platform and operation method thereof

A technology of online banking and business platform, applied in the fields of instruments, finance, data processing applications, etc., can solve problems such as presentation

Inactive Publication Date: 2010-11-03
苏州德融嘉信信用管理技术股份有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

But at the same time, we see that most of these businesses are elementary, simple, homogeneous and basic, and most of the transactions are extensions of bank counter business, while complex and innovative businesses have not yet appeared in the online banking system.

Method used

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  • Internet banking business platform and operation method thereof
  • Internet banking business platform and operation method thereof
  • Internet banking business platform and operation method thereof

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Experimental program
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Embodiment Construction

[0052] The best mode for carrying out the present invention will be described below with reference to the drawings.

[0053] The online banking application system is a typical customer service-oriented application system, which embodies the basic characteristics of the customer service system, and the specific content includes:

[0054]The customer service system does not care about the internal processing logic of specific bank transactions, and manages the bank's business as a resource for customer service. Different bank transactions have similarities in the customer service-oriented application system. In this way, the online banking platform must A common form is used to package the bank's internal service resources, and the present invention uses "financial service products" to realize this requirement.

[0055] As a customer service channel, the customer service system not only simplifies the transaction logic, but also pays more attention to the needs of customers for ...

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Abstract

The invention provides an internet banking business platform, comprising a basic framework layer, a common assembly layer, a business assembly layer, a service product layer, an operation maintenance layer and a product development tool, wherein the basic framework layer is used for providing a basic operation environment for the internet banking business platform; the common assembly layer is used for providing common assemblies and application program commonly used by general systems for the internet banking business platform; the business assembly layer is used for providing basic modules required by specific business products of internet banking; the service product layer is used for providing customer-oriented final business varieties; the operation maintenance layer is used for providing tools capable of ensuring system normal operation; and the product development tool is used for displaying patterned view product development tools in a system operation environment for application developers. The invention has the beneficial effects of reflecting the thinking of integrative customer service of banks, adapting to various customer business requirements, and enabling the banks to rapidly build an internet banking service platform and activate online service according to own business requirements.

Description

technical field [0001] The invention relates to an online banking service platform and its operating method, in particular to an online banking service platform based on the idea of ​​integrated customer service. Background technique [0002] Internet banking is a new method for banks to provide banking services to customers. It is based on existing banking services and uses Internet technology to provide customers with comprehensive, unified, safe and real-time financial services. With the development and popularization of the Internet, online banking, as a new type of customer service, has rapidly become the focus of international banking circles. [0003] Since 1999, my country's banking online business has developed significantly. After several years of exploration, the domestic online banking has also begun to take shape, and various banks have launched their own online banking products one after another. China Merchants Bank has officially launched the distinctive onl...

Claims

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Application Information

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IPC IPC(8): G06Q40/00G06Q40/02
Inventor 郑爱军
Owner 苏州德融嘉信信用管理技术股份有限公司
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