15 results about "Internet bank" patented technology

A computer-implemented method for granting a user access to an on-line banking area of a website belonging financial institution responsive to receiving the valid user name and password. The method providing the user with account information regarding checking, savings, mortgage, home equity and / or loan accounts held by the user at the financial institution. The method grants the user access to a request tracking area of the website of the financial institution, receive request related data from the user, the request related data including data relating to at least one expense or goal, calculate portions of each expense respectively owed by each of a plurality of participants in the request and track whether a participant has paid. The method includes sending a message to at least one participant, the message requesting payment for the portion owed by the participant and receiving the payment from the participant in various payment forms.

The invention discloses a multi-system online banking login method and device, a storage medium and electronic equipment. The method comprises the following steps: generating a target login request based on login information input by a user through a first page, and sending the target login request to a back-end server; under the condition that the target security parameter is received, generating a target query request based on the target security parameter, and sending the target query request to a back-end server; under the condition that the identification information of the target user is received, a target page is generated through rendering according to the system information of the multiple systems of the internet bank and displayed, and the target page is used for displaying the access entrance of each system. According to the method and the device, the problem that the login efficiency is relatively low when a user logs in by inputting the website of each system one by one when accessing an internet bank with a plurality of systems in the related technology is solved.

The invention relates to a method for carrying out a payment process for a product (14) in a motor vehicle (10), comprising the steps of: providing a user profile (22) of a user (20) for paying for products (14) in the motor vehicle (10) by means of an electronic computing device (18) of an assistance system (12), at least one identification character string for a real-time debit method (24) being provided for the user profile (22), and at least one online banking access (26) being linked to the user profile (22); detecting an intention of the user (28) to purchase the product (14) by means of a detection device (16) of the assistance system (12); establishing a connection (30) between the online banking access (26) by means of a communication device (20) of the assistance system (12); displaying an approval request (32) for a payment process via the online banking access (26) by means of a display device (34); and carrying out the payment process by means of the real-time debit method (24) by approving the user (28) via the display device (34). The invention also relates to a computer program product and to an assistance system (12).

The invention relates to a method for carrying out a payment transaction for a product (14) in a motor vehicle (10), comprising the steps of: providing a user profile (22) of a user (20) for paying for products (14) in the motor vehicle (10) by means of an electronic computing device (18) of a support system (12), wherein at least one identification string for a real-time direct debit procedure (24) is provided for the user profile (22), and wherein at least one online banking access (26) is linked to the user profile (22); capturing a purchase intention of the user (28) for the product (14) by means of a capture device (16) of the support system (12); establishing a connection (30) between the online banking access (26) by means of a communication device (20) of the support system (12); displaying a release request (32) for a payment transaction via the online banking access (26) by means of a display device (34);and carrying out the payment process using the real-time direct debit procedure (24) by the user's authorization (28) via the display device (34). The invention further relates to a computer program product and a support system (12).

Data communication of a user apparatus via a customer-premises equipment (CPE) is intercepted. The CPE implements a local area network for the data communication of the user apparatus. First network traffic related to a remote access software in the user apparatus is detected in the data communication. Second network traffic related to an online banking software in the user apparatus is detected in the data communication. The first network traffic and the second network traffic are determined to coincide. In response to determining that the first network traffic and the second network traffic coincide, the first network traffic related to the remote access software in the user apparatus is blocked via the CPE.

To appropriately and easily establish a communication connection between a mobile terminal carried by a user and an automatic transaction device for depositing and withdrawing currency.SOLUTION: A deposit / withdrawal transaction system has an automatic transaction device, and a mobile terminal connectable to an Internet banking system. The automatic transaction device transmits a packet containing identification information on the automatic transaction device to the surrounding area in a connection standby state of first communication means, and the automatic transaction device then provides the identification information to the mobile terminal by a method different from the first communication means. The mobile terminal identifies an automatic transaction device to which it should connect using the identification information extracted from the packet and the identification information provided by the method different from the first communication means, establishes two-way communication with the identified automatic transaction device via the first communication means, connects to an Internet banking system, and causes the automatic transaction device to execute a deposit and withdrawal transaction related to an identified account using the first communication means, and after the deposit and withdrawal transaction is completed, disconnects the two-way communication via the first communication means.SELECTED DRAWING: Figure 1

Embodiments of a system as described herein may receive financial institution product information from a plurality of financial institutions distributed across a computing network. The system may also receive data from the plurality of financial institutions distributed across the computer network and create or update an ontology. A relevance score may be generated for a set of financial institution products which may, in conjunction with a campaign definition provided by a financial institution administrator, be used to associate users with a list of campaigns which may be stored as campaign data. An online banking application at a user device may request campaign data for a user. In response, the system may return campaign data for the user to the online banking application. Using the campaign data, the online banking application may select one or more products to recommend to the user and display content for the selected products on the user device.

The embodiment of the invention provides a security authentication method and device in an online banking scene, equipment and a storage medium, and relates to the technical field of computers and the technical field of finance. The method comprises the following steps: in response to a transaction processing request initiated by a client, establishing a session connection between a server and the client, and determining a request type of the transaction processing request; wherein the request type is used for indicating whether the client has an identity identification certificate of an internet bank or not; determining matched information to be authenticated according to the request type; wherein the information to be authenticated is used for verifying the identity of the client; and according to the to-be-authenticated information, performing security authentication, and after the security authentication is passed, performing transaction processing according to the transaction processing request. The method is used for achieving the effects of improving the effectiveness of security authentication and guaranteeing the client information security and fund security.

This image is for performing online banking transactions such as balance inquiries, transfers, and deposits on information and communication devices such as smartphones and tablets. For example, touching the box containing the words "deposit and withdrawal details" within the "operation area" shown in the "reference diagram showing usage status" will display the deposit and withdrawal details, and touching the box containing the words "transfer" will perform a transfer operation. Furthermore, by touching the eye icon in the operation area, you can switch between "image diagram" and "image diagram 1 showing the changed state," and between "image diagram 2 showing the changed state" and "image diagram 3 showing the changed state," respectively, to select whether or not to display the balance. In the state where the eye is closed, as shown in "image diagram" and "image diagram 2 showing the changed state," the balance is displayed next to the eye icon as in the "reference diagram showing usage status." In the state where the eye is open, as shown in "image diagram 1 showing the changed state" and "image diagram 3 showing the changed state," the balance is hidden. Furthermore, "Image Diagram," "Image Diagram 1 Showing the Changed Image," "Image Diagram 2 Showing the Changed Image," and "Image Diagram 3 Showing the Changed Image" correspond to different accounts of the user. Swiping "Image Diagram" will change it to "Image Diagram 2 Showing the Changed Image," which corresponds to a different account, and swiping "Image Diagram 1 Showing the Changed Image" will change it to "Image Diagram 3 Showing the Changed Image," which corresponds to a different account (the reverse swipe operation is also possible). Regardless of the account type, the message area will display messages from the bank that are necessary for banking transactions.

Embodiments of a system as described herein may receive financial institution product information from a plurality of financial institutions distributed across a computing network. The system may also receive data from the plurality of financial institutions distributed across the computer network and create or update an ontology. A relevance score may be generated for a set of financial institution products which may, in conjunction with a campaign definition provided by a financial institution administrator, be used to associate users with a list of campaigns which may be stored as campaign data. An online banking application at a user device may request campaign data for a user. In response, the system may return campaign data for the user to the online banking application. Using the campaign data, the online banking application may select one or more products to recommend to the user and display content for the selected products on the user device.

The invention provides one or more consortia of networks that identify and share information about users and / or user devices interacting with the consortia. User devices may be identified, at least in part, by tag-based computer information. Computers and other devices accessing the Web carry device tags with date and time information describing when they were issued by a security tag server. A server time stamp may be inserted into time based computer tags such as a cookies indicating when they were created. Such time stamp information can be encrypted and analyzed during future attempts to access a secure network such as a customer attempting to log into an online banking account. When the time stamp information from the tag is compared to other selected information about the user, device and / or account, including but not limited to last account log-in date / time or account creation date, the invention may be used to detect suspicious activity. The invention may be use for identity-based applications such as network security, the detection of fraudulent transactions, identity theft, reputation-based communities, and law enforcement.

The present disclosure provides an online bank security authentication method and device based on mobile bank soft token, electronic equipment, medium and computer program product. The above method and device can be used in the field of information security technology. The above method comprises: obtaining opening registration information of a pre-opened soft token from a mobile bank; in response to a transaction authentication request of a user who has opened a soft token on an online bank, generating an authentication instruction according to the transaction authentication request information; sending an authentication notification to the mobile bank according to the authentication instruction; obtaining authentication information fed back by the mobile bank in response to the authentication notification; obtaining a first authentication result according to the opening registration information and the transaction authentication request information; sending the first authentication result to the mobile bank and obtaining a second authentication result fed back by the mobile bank in response to the first authentication result; and sending the second authentication result to the online bank.

The invention relates to an online bank login method with security verification information, which comprises the following steps that: a user reserves the security verification information, selects the type of the reserved security verification information in a lower selection box, and reserves the security verification information under the type selected by the user; the online banking system receives safety verification information set by the user and transmits the safety verification information to the banking system, and the reserved safety verification information and the account number and the user name of the user are stored in an associated mode; a user fills in user name and account information through a login interface of the internet banking system, when the user name and account information are incorrect, a prompt is given, if the user name and account information are correct, the user continues to input a password, the next step is executed if the password is correct, and if the password is incorrect, the operation is returned; the login interface gives a selection box under the type of the security verification information, the user selects the type of the security verification information reserved by the user and fills in the reserved security verification information, if the information is correct, login is allowed, if the information is incorrect, warning information is returned and sent to the reserved mobile phone number of the client. And therefore, the account security is improved.

The application belongs to the technical field of network security, and discloses a bank online security protection method, system, medium, equipment and terminal, wherein a browser sends an HTTPS request to a bank online system and a bank online security service, the bank online system and the bank online security service receive the HTTPS request sent by the browser and perform an HTTPS response on the browser; the sensitive data is symmetrically encrypted by using an IRP and returned to a bank online security service auxiliary drive, and the sensitive data is symmetrically encrypted by using an RPC and returned to a bank online security service auxiliary process; the bank online security service performs nested encryption on the sensitive data by using RSA or SM2, and returns the sensitive data to the browser through an HTTPS response; and the browser returns the encrypted data to the bank online system through an HTTPS. The bank online security protection system effectively prevents a Trojan program from obtaining user input information, protects user passwords or sensitive information content, and improves the security of the bank online security service.

1. The name of the design product: enterprise online banking group customer version graphical user interface for electronic equipment. 2. The use of the design product: an electronic device. 3. The design points of the design product: the graphical user interface. 4. The picture or photo that best indicates the design points: interface state change figure 1. 5. Omit rear view, left view, right view, top view and bottom view. 6. The use of the graphical user interface: the interface of the design product is used to display the graphical user interface of the enterprise online banking group customer version, and can be used for human-computer interaction. 7. The human-computer interaction mode of the graphical user interface: the enterprise online banking group customer version provides a platform for group customers to easily manage account information, transfer money, view transaction records and other important financial activities and investment information. Through group relationship and account authorization, the accounts of parent and subsidiary companies are included in the interactive interface for unified management. The front view shows the enterprise online banking graphical user interface. Click "group version online banking" in the main interface to enter interface state change figure 1. Click "group payment settlement" at the top of interface state change figure 1 to enter interface state change figure 2. Click "submit" in interface state change figure 2 to enter interface state change figure 3. Click "confirm" in interface state change figure 3 to enter interface state change figure 4. 8. Other circumstances that need to be explained: the gray pictures in the design interface are replaceable display videos or display pictures.