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9 results about "Internet bank" patented technology

Method for carrying out a payment process for a product in a motor vehicle, computer program product, and assistance system

PCT designated stageWO2026082478A1Debit schemesProtocol authorisationPaymentDisplay device
The invention relates to a method for carrying out a payment process for a product (14) in a motor vehicle (10), comprising the steps of: providing a user profile (22) of a user (20) for paying for products (14) in the motor vehicle (10) by means of an electronic computing device (18) of an assistance system (12), at least one identification character string for a real-time debit method (24) being provided for the user profile (22), and at least one online banking access (26) being linked to the user profile (22); detecting an intention of the user (28) to purchase the product (14) by means of a detection device (16) of the assistance system (12); establishing a connection (30) between the online banking access (26) by means of a communication device (20) of the assistance system (12); displaying an approval request (32) for a payment process via the online banking access (26) by means of a display device (34); and carrying out the payment process by means of the real-time debit method (24) by approving the user (28) via the display device (34). The invention also relates to a computer program product and to an assistance system (12).
Owner:MERCEDES BENZ GROUP AG

Method for carrying out a payment transaction for a product in a motor vehicle, computer program product and support system

PendingDE102024003388A1Payment protocolsDebit schemesPayment transactionDisplay device
The invention relates to a method for carrying out a payment transaction for a product (14) in a motor vehicle (10), comprising the steps of: providing a user profile (22) of a user (20) for paying for products (14) in the motor vehicle (10) by means of an electronic computing device (18) of a support system (12), wherein at least one identification string for a real-time direct debit procedure (24) is provided for the user profile (22), and wherein at least one online banking access (26) is linked to the user profile (22); capturing a purchase intention of the user (28) for the product (14) by means of a capture device (16) of the support system (12); establishing a connection (30) between the online banking access (26) by means of a communication device (20) of the support system (12); displaying a release request (32) for a payment transaction via the online banking access (26) by means of a display device (34);and carrying out the payment process using the real-time direct debit procedure (24) by the user's authorization (28) via the display device (34). The invention further relates to a computer program product and a support system (12).
Owner:MERCEDES BENZ GROUP AG

Method, medium, and system for surfacing recommendations

Embodiments of a system as described herein may receive financial institution product information from a plurality of financial institutions distributed across a computing network. The system may also receive data from the plurality of financial institutions distributed across the computer network and create or update an ontology. A relevance score may be generated for a set of financial institution products which may, in conjunction with a campaign definition provided by a financial institution administrator, be used to associate users with a list of campaigns which may be stored as campaign data. An online banking application at a user device may request campaign data for a user. In response, the system may return campaign data for the user to the online banking application. Using the campaign data, the online banking application may select one or more products to recommend to the user and display content for the selected products on the user device.
Owner:Q2 SOFTWARE

Image for banking transactions

This image is for performing online banking transactions such as balance inquiries, transfers, and deposits on information and communication devices such as smartphones and tablets. For example, touching the box containing the words "deposit and withdrawal details" within the "operation area" shown in the "reference diagram showing usage status" will display the deposit and withdrawal details, and touching the box containing the words "transfer" will perform a transfer operation. Furthermore, by touching the eye icon in the operation area, you can switch between "image diagram" and "image diagram 1 showing the changed state," and between "image diagram 2 showing the changed state" and "image diagram 3 showing the changed state," respectively, to select whether or not to display the balance. In the state where the eye is closed, as shown in "image diagram" and "image diagram 2 showing the changed state," the balance is displayed next to the eye icon as in the "reference diagram showing usage status." In the state where the eye is open, as shown in "image diagram 1 showing the changed state" and "image diagram 3 showing the changed state," the balance is hidden. Furthermore, "Image Diagram," "Image Diagram 1 Showing the Changed Image," "Image Diagram 2 Showing the Changed Image," and "Image Diagram 3 Showing the Changed Image" correspond to different accounts of the user. Swiping "Image Diagram" will change it to "Image Diagram 2 Showing the Changed Image," which corresponds to a different account, and swiping "Image Diagram 1 Showing the Changed Image" will change it to "Image Diagram 3 Showing the Changed Image," which corresponds to a different account (the reverse swipe operation is also possible). Regardless of the account type, the message area will display messages from the bank that are necessary for banking transactions.
Owner:LAWSON BANK LTD +1

Method, medium, and system for surfacing recommendations

Embodiments of a system as described herein may receive financial institution product information from a plurality of financial institutions distributed across a computing network. The system may also receive data from the plurality of financial institutions distributed across the computer network and create or update an ontology. A relevance score may be generated for a set of financial institution products which may, in conjunction with a campaign definition provided by a financial institution administrator, be used to associate users with a list of campaigns which may be stored as campaign data. An online banking application at a user device may request campaign data for a user. In response, the system may return campaign data for the user to the online banking application. Using the campaign data, the online banking application may select one or more products to recommend to the user and display content for the selected products on the user device.
Owner:Q2 SOFTWARE

Systems and methods of sharing information through a tag-based consortium

The invention provides one or more consortia of networks that identify and share information about users and / or user devices interacting with the consortia. User devices may be identified, at least in part, by tag-based computer information. Computers and other devices accessing the Web carry device tags with date and time information describing when they were issued by a security tag server. A server time stamp may be inserted into time based computer tags such as a cookies indicating when they were created. Such time stamp information can be encrypted and analyzed during future attempts to access a secure network such as a customer attempting to log into an online banking account. When the time stamp information from the tag is compared to other selected information about the user, device and / or account, including but not limited to last account log-in date / time or account creation date, the invention may be used to detect suspicious activity. The invention may be use for identity-based applications such as network security, the detection of fraudulent transactions, identity theft, reputation-based communities, and law enforcement.
Owner:THE 41ST PARAMETER

Internet bank login method with security verification information

The invention relates to an online bank login method with security verification information, which comprises the following steps that: a user reserves the security verification information, selects the type of the reserved security verification information in a lower selection box, and reserves the security verification information under the type selected by the user; the online banking system receives safety verification information set by the user and transmits the safety verification information to the banking system, and the reserved safety verification information and the account number and the user name of the user are stored in an associated mode; a user fills in user name and account information through a login interface of the internet banking system, when the user name and account information are incorrect, a prompt is given, if the user name and account information are correct, the user continues to input a password, the next step is executed if the password is correct, and if the password is incorrect, the operation is returned; the login interface gives a selection box under the type of the security verification information, the user selects the type of the security verification information reserved by the user and fills in the reserved security verification information, if the information is correct, login is allowed, if the information is incorrect, warning information is returned and sent to the reserved mobile phone number of the client. And therefore, the account security is improved.
Owner:IND & COMMERCIAL BANK OF CHINA CO LTD PINGDINGSHAN BRANCH

A net bank security protection method, system, medium, device and terminal

The application belongs to the technical field of network security, and discloses a bank online security protection method, system, medium, equipment and terminal, wherein a browser sends an HTTPS request to a bank online system and a bank online security service, the bank online system and the bank online security service receive the HTTPS request sent by the browser and perform an HTTPS response on the browser; the sensitive data is symmetrically encrypted by using an IRP and returned to a bank online security service auxiliary drive, and the sensitive data is symmetrically encrypted by using an RPC and returned to a bank online security service auxiliary process; the bank online security service performs nested encryption on the sensitive data by using RSA or SM2, and returns the sensitive data to the browser through an HTTPS response; and the browser returns the encrypted data to the bank online system through an HTTPS. The bank online security protection system effectively prevents a Trojan program from obtaining user input information, protects user passwords or sensitive information content, and improves the security of the bank online security service.
Owner:BEIJING CLOUD CORE NETWORK TECH CO LTD

Graphical user interface for enterprise web banking consortium customer version for electronic devices

1. The name of the design product: enterprise online banking group customer version graphical user interface for electronic equipment. 2. The use of the design product: an electronic device. 3. The design points of the design product: the graphical user interface. 4. The picture or photo that best indicates the design points: interface state change figure 1. 5. Omit rear view, left view, right view, top view and bottom view. 6. The use of the graphical user interface: the interface of the design product is used to display the graphical user interface of the enterprise online banking group customer version, and can be used for human-computer interaction. 7. The human-computer interaction mode of the graphical user interface: the enterprise online banking group customer version provides a platform for group customers to easily manage account information, transfer money, view transaction records and other important financial activities and investment information. Through group relationship and account authorization, the accounts of parent and subsidiary companies are included in the interactive interface for unified management. The front view shows the enterprise online banking graphical user interface. Click "group version online banking" in the main interface to enter interface state change figure 1. Click "group payment settlement" at the top of interface state change figure 1 to enter interface state change figure 2. Click "submit" in interface state change figure 2 to enter interface state change figure 3. Click "confirm" in interface state change figure 3 to enter interface state change figure 4. 8. Other circumstances that need to be explained: the gray pictures in the design interface are replaceable display videos or display pictures.
Owner:LONGYING ZHIDA (BEIJING) TECH CO LTD