Device and method for proceeding encryption and identification of network bank data

An online banking and data technology, applied in the direction of digital data processing, special data processing applications, digital data processing components, etc., can solve the threat to the security of the online banking system, uncontrollable problems, etc., to achieve both convenience and security , to ensure safety, to ensure the effect of safety

Active Publication Date: 2004-12-22
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, due to the inability to control the user's computer and conduct security checks on it, if the user's computer has security issues, the user's sen

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  • Device and method for proceeding encryption and identification of network bank data
  • Device and method for proceeding encryption and identification of network bank data
  • Device and method for proceeding encryption and identification of network bank data

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Embodiment Construction

[0079] Since the USB interface of the current computer is quite popular, USBKey provides a plug-and-play solution based on the USB interface, as long as the USBKey is inserted into the standard USB interface of the computer, it can start working immediately. The shape of the USBKey is like figure 1 shown. Its size is similar to that of an ordinary key, making it very easy to carry and use. Insert the USB interface 1 (A-type plug) into the A-type USB socket on the computer to connect with the computer, and the indicator light 2 indicates its working status. USBKey has a built-in chip containing CPU and memory. Each USBKEY must have a unique serial number when it leaves the factory. Online banking users write this serial number (identification code) into the user information when applying for a digital certificate. When the certificate is issued, the system must determine that the identification code is correct before downloading. The key is generated in the memory, and the pr...

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Abstract

The invention discloses a method of encrypting and certificating network bank data by using a USB KEY, and its characteristics: it includes the steps: a), according to the user information, generating a digital certificate corresponding to the use; b), storing the digital certificate in a USB to be allocated to the user; c), when the user makes a login with the network bank for processing data, it confirms the user ID or digital signature by the USB KEY. It also discloses an implementing device of encrypting and certificating network bank data by using the USB KEY and because every USB KEY has an only serial number and the private key can not leave the internal memory, and it can not make network transaction until the user ID is confirmed, it has high secrecy and safety.

Description

technical field [0001] The invention relates to a device and method for encrypting information, in particular to a device and method for encrypting and authenticating online banking data by using USBKey. Background technique [0002] With the vigorous development of online banking, data security and user identity authentication have become more and more important issues. For data security transmission, the existing technology mainly adopts the SSL (Secure Socket Layer) protocol, and the encryption strength has basically reached the level of "satisfaction". method. For online banking, identity authentication is particularly important. Only by confirming the legal identity of bank users can we provide users with safe, high-quality, efficient services and more and more comprehensive service functions. Otherwise, the security of users and the bank's own funds cannot be guaranteed, and it is impossible to provide services for users. Today's common authentication methods inclu...

Claims

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Application Information

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IPC IPC(8): G06F1/00
Inventor 苏文力李秀媛陈昭旭嵇津湘李秀生李兵
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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