254 results about "Online business" patented technology

An online business method for providing a financial service or product, like an installment loan, generally includes the steps of: authenticating the identity information of an end/user applicant via online information and assigning a risk score; originating and servicing the loan through a platform that integrates ancillary products; disclosing expenses and fees via an interactive loan disclosure meter; and providing an option for automatic repayment within the loan signing process.

Various embodiments of the invention provide systems and methods for the enhanced detection and/or prevention of fraud. A set of embodiments provides, for example, a facility where companies (online businesses, banks, ISPs, etc.) provide a security provider with fraud feeds (such as, to name one example, a feed of email messages from third parties addressed to customers of those businesses), as well as systems and methods of implementing such a facility. In some embodiments, feeds (such as messages) may be analyzed to create normalized direct and/or derived data which then may be made available to such companies (perhaps for a fee). By defining and controlling access to the direct and derived data, a security provider may enable such companies to negotiate bilateral and other agreements between themselves as to who they will exchange data with, what data will be exchanged, and under what commercial and other terms such data will be exchanged.

The present invention provides an on-line computer systems (herein defined to include software) that includes processes, technologies, facilities to manage comprehensively a “project.” Management defined as spanning the time from the idea or inception that inspired the project to the resulting products' or processes' ends-of-life. The system provides a central data depository for data and information generated or gleaned from others that bear on any and all aspects of a “project.” Common metrics, vocabularies, forms and other such data facilitates review, approval and management from all corporate functions. Hierarchical access to current stored information and condensed summaries allows timely decisions by upper corporate management. The present system facilitates analyses at detailed levels, or at overall levels, and includes comparisons to past projects and for collecting cumulative information that measure the overall impact of the projects past and present.

An online business payment method that provides credit and cash flow management for at least one seller of products or services, at least one buyer of the products or services, and a financial institution via a business payment system accessible via a network connection. The method includes first establishing a credit line for the buyer by the financial institution. Next, placing a purchase order for a product or service by the buyer to the seller and entering a purchase order number into the business payment system. Next, accepting the purchase order by the seller and providing the product or service to the buyer. Next, sending an invoice by the seller to the buyer and entering the invoice into the business payment system against the purchase order number. Next, approving the invoice by the buyer, entering the approval into the business payment system and notifying the financial institution of the approved invoice by the business payment system. Finally, approving payment of the approved invoice by the financial institution and paying the invoice by transferring money from the buyer's credit line to an account of the seller. The seller sets a payment term for the invoice and pays a seller's fee to the financial institution upon receipt of the invoice payment. The seller's fee depends upon the invoice payment term. The buyer pays interest to the financial institution when the invoice payment term is not met. Access to the online business payment system is secure and selective access permissions are defined for each member.

The invention provides an intelligent interaction method, an electronic device and a storage medium. The method comprises the following steps of: previously constructing dialogue process templates ofdifferent business processes and training an intention recognition and classification model; after a statement input by a user is received, executing a series of processing such as preprocessing, statement type recognition and emotion analysis on the statement, recognizing an emotion category of the user, and recognizing a user intention from the processed statement by utilizing the pre-constructed dialogue process templates and the trained intention recognition and classification model; and querying a corresponding knowledge base according to the recognition user intention, combining the query result with the emotion category of the user to generate a reply, and feeding back the reply to the user. By utilizing the method, the correctness of intelligent question answering systems can be improved, users can be guided to execute process dialogues according to input of users, and users can be initiatively guided to complete online business processes.

The invention discloses a method for processing data in online business processing, which comprises the following steps: a data partitioning field of a target data table is confirmed according to a business characteristic; and the target data table is divided into a plurality of subtables according to the data partitioning field. The invention uses the method that the core data table in an online business processing system is divided into a plurality of subtables to enable the data amount of the subtables after division to be lower than that of the original core data table. When DDL operation is carried out to the subtables, the occupied space of the temporary table is small, and blocked talks are few, thus the pressure born by the system is greatly reduced, and the maintainability and the manageability of the core data table of the database are improved.

The present invention generally relates to online business reputations. Specifically, this invention relates to a system and method for analyzing, determining, reporting and modifying an online reputation of a business, professional or individual. The online reputation of a business, professional or individual being comprised of a numeric value, calculated at least in part on positive reviews of the business, professional or individual, negative reviews of the business, professional or individual and the types of websites the positive or negative reviews reside upon.

Systems and methods of the present invention allow for providing and managing sub-communities within an online business community. An exemplary system may comprise an Online Business Community having a Community Website hosted on at least one Hosting Server, said at least one Hosting Server communicatively coupled to a Network; a Homepage on said Community Website accessible to a plurality of Members via said Network; and a plurality of Groups accessible to said plurality of Members via said Homepage, wherein each of said Groups relates to a subject.

A public platform facing synergic electronic business system with database system for collection, calling and storage data, the data analysis system abstracting, classifying and analyzing and digging the data, providing data to the service system, which receives the data for service processing and sealing each service for management, service accumulation system integrating the system organically, realizing the exchange accumulation of the electronic business application system that integrate the basic structure platform of the enterprise service, basic service component, specific service module. It effectively combines the data information, to allow the service exchange of manufacturing enterprise, customer, supplier and bank to improve working efficiency.

The invention provides a real-time monitoring method and monitoring apparatus for an online business of a financial application system. The apparatus comprises a request processing module that acquires trading request information of the online business of the financial application system from a request cluster queue, a response processing module that acquires trading response information of the online business of the financial application system from a response cluster queue and obtains trading information according to the trading request information and the trading response information, a statistics analysis module that scans a basic data region and an extended data region of a memory and writes an alarm index into a data analysis region of the memory, and an alarm release module that scans the data analysis region of the memory, matches an alarm parameter group and pushes the alarm index and alarm information to a monitoring module for performing display when the matching succeeds. Therefore, second-level real-time graphic state monitoring and automatic alarming are realized, security pre-warning time of the system is greatly shortened, and information security of important business systems is protected.

The invention discloses a graphene-metal composite material and a preparing raw material, method and application thereof. Firstly, graphene is evenly scattered in single metal aluminum or copper in anano scattering manner, and a prefabricated ingot in which graphene is evenly scattered, and later usage is convenient is prepared; the prefabricated ingot and a metal material comprising one or moremetal components are evenly fused through a co-smelting and stirring manner, and the graphene-metal composite material excellent in heat conduction and heat dissipation efficiency and high in mechanical strength is prepared. The graphene-metal composite material is applied to heat conduction and heat dissipation elements of electronic products, and the problems that heat emitting of the electronicproducts is serious, the electric quantity is used rapidly, shutdown is automatic, operation is in failure, the service life of a battery is shortened, online business operation is slow, and potential safety hazards exist can be effectively solved.

A method and a loan access evaluation system use a loan applicant's actual business transaction information received from an online business system on which the loan applicant conducts business. In addition to the information of the loan applicant's owner, other general background business information and historical business information of the loan applicant, the method and the system obtain detailed transaction data of the loan applicant on e-commerce systems or platforms and banks, and thus have access to dynamic business data of the applicant for a more reliable loan access appraisal.

A method of connecting businesses through common interests can include storing business profiles comprising business attributes in an online business registry. Responsive to a query from an inquiring business, the online business registry can be searched to locate at least one business having a business profile including at least one business attribute corresponding to the query. At least one communications link between the inquiring business and the located business can be established according to at least one business attribute of the business profile of the located business.

The invention provides a network online business-based system and a network online business-based method for risk rule/model establishment and optimization. The network online business-based system for risk rule/model establishment and optimization comprises a risk control unit and a risk rule experimental unit. The risk control unit is used for monitoring business data in an online transaction business according to a risk rule/model to filter out risk data in the business data and to process the risk data. The risk rule experimental unit is connected with the risk control unit and is used to provide a simulated actual transaction environment for testing the risk identification capacity of the risk rule/model and optimizing and revising the risk rule/model. When optimizing the risk rule/model, the system and the method have the advantages of automatic operation, no occupation of online resources and no cost of human labor and time.

The invention discloses a data migration method and device used for migrating a data table from an original database to a target database of a distributed database containing multiple storage nodes. The method comprises the steps that full-amount data corresponding to a to-be-migrated data table is acquired, and a distribution column is set for each data record in the full-amount data; all the data records are migrated into all the storage nodes of the target database respectively according to the distribution columns; log point location information corresponding to the full-amount data is determined; and a log record generated after the log point location information is acquired, data operation corresponding to the log record is determined, and the data operation is executed according to the full-amount data stored in all the storage nodes of the target database. By the adoption of the scheme, the data can be migrated to the distributed database containing the storage nodes under the condition of not influencing online business, the situation that the processing capability of a distributed main node influences data migration efficiency is avoided, the data migration efficiency is improved, and real-time synchronization of the data is guaranteed.

Systems and methods of the present invention allow for designating membership in an online business community. An exemplary method may comprise the steps of: designating a plurality of Members as participants in an Online Business Community; and providing each of said plurality of Members with a Membership Designator.

An embodiment of the invention provides a method for online business control, content charging network elements and accounting system, wherein the method comprises the following procedures: receiving business request from user equipment UE; determining whether business accessed by UE need online control or not according to business identifier configured in classifier and business identifier carried by business request in UE; applying quota to accounting system for business online control accessed by UE if online control is needed. The user accounting attribute can be neglected according to the embodiment of the invention. Online control based on business provides diversified options for business operators.

The invention discloses a pressure test method, device and apparatus and a medium. The method comprises the following steps: receiving and responding to a service request through a service system running on a line, wherein the types of service requests include real requests and test requests; when it is judged that the type of the service request is a test request, obtaining the data resource required by the test request, and processing the data resource according to the service execution logic corresponding to the service request to generate a processing result; counting the results of each treatment and generating the stress test results. The method defines the object of stress testing as a business system working normally on line, which reduces the labor cost of stress testing relatively. In addition, because there are often a lot of real data resources in the online business system and the repeated use of virtual test data is avoided, the overall stability of stress testing is improved. In addition, the invention also provides a pressure testing device and apparatus and a medium, the beneficial effects of which are as described above.

The invention discloses a method, device and system for identity authentication. The method includes: receiving a vocal print authentication request which is sent by user terminal user equipment (UE) and comprises a user name of a user; sending prompting information to the UE, wherein the prompting information comprises voice information responded by the user; receiving user vocal print information sent by the UE and extracting vocal print characteristics in the user vocal print information; judging whether the vocal print characteristics are identical with pre-stored user sample vocal print characteristics, on yes judgment, authentication succeeds, otherwise, the authentication fails; and sending authentication results to the UE. By means of the technical scheme, authentication conducted by an authentication server of a mobile online business hall on a user's identity can be achieved conveniently and reliably.

The invention discloses a business trend prediction method and system. The business trend prediction method includes: acquiring a statistics historical business data sequence of prediction items with prediction periods as units from a business center system; subjecting the statistics historical business data sequence to periodization removal processing according to business periods of the prediction items to acquire the processed statistic historical business data sequence; according to the processed statistic historical business data sequence, adopting a time sequence prediction method to have business trend within selected prediction periods of the prediction items predicted to acquire preliminary predication data; subjecting the preliminary prediction data to periodization restoration processing corresponding to the periodization removal processing to acquire the prediction data of the selected prediction periods. Through prediction of development trend on online business, operators can be assisted in knowing variation trend of business in advance and discovering unusual situations of the business, so that the operators can find coping strategies in time to improve service quality and competitiveness of the same.

A method of risk monitoring in online business is disclosed. The method captures parameters of a user request and business data of processing the request by a business processing system; packs the parameters and the business data into an event object; analyzes the event object according to risk monitoring rules; and generates a risk record if a risk is determined to exist in an operation event that produces the business data. The method further determines a risk processing mode according to the risk record and a risk processing configuration, and processes the risk of the operation event in the risk processing mode. Also disclosed is a system for risk monitoring in online business.

An online purchaser subscribes for substitute delivery address service with a delivery address service. The online purchaser provides the delivery address service with his/her mailing address. As part of the subscription service, the delivery address service provides the online purchaser with one or more substitute delivery addresses for use to engage in online purchase transaction. As a result, online businesses from which the online purchaser purchases goods attempt to deliver the purchases goods to the purchaser at the substitute delivery address or addresses. The delivery address service facilitates redirection and delivery of the purchased goods to the purchaser, thereby protecting the privacy of the purchaser's mailing address. In an alternate embodiment, the beneficiary may be another subscriber designated as recipient by the purchaser.

The invention discloses a visual multi-data source ETL tool and belongs to the technical field of visualization of ETL tools. The ETL tool is easy to synchronize business data to a target database, sothat a user can conveniently perform online business analysis and visualization on the business data without programming. The method comprises the steps of S1, connecting various data sources; S2, obtaining a source table SQL of the data source library through configuration of a table structure or field of the source database and an ETL tool; S3, optimizing the source table SQL, obtaining a plurality of pieces of data source data after the source table SQL is optimized, and injecting the data source data into a target table of an ODS target library; and S4, respectively scheduling the data source, scheduling task management, scheduling task execution condition and scheduling OSD list management from the target table of the ODS target library, thereby facilitating the user to perform online business analysis on the business data. The method is simple and easy to learn.

The invention discloses a configurable heterogeneous data real-time synchronization and visualization system and method, and the system comprises a meta-bin subsystem module which stores historical and real-time incremental meta-data information; a historical data batch processing synchronization subsystem module which is used for acquiring and processing historical metadata information and storing the historical metadata information in a preset data warehouse in a preset format; a real-time synchronization subsystem module which is used for acquiring real-time incremental metadata information, processing the real-time incremental metadata information to complete data type conversion and storing the real-time incremental metadata information in a preset data warehouse; a visual large screen subsystem module which is used for carrying out configuration management on data and user-defined statistical indexes in a preset data warehouse and the visual large screen; And a visualization module which is used for displaying the data on a large screen for a user to check and manage. The system can combine real-time data flow in a big data warehouse Hive with a statistical analysis task in aself-defined statistical index form, is bound with a real-time big screen, and provides a solution of data from an online business system to big data statistical analysis.

The invention discloses a data processing method. The method comprises the steps of writing a date switching record in a first log table under the condition that a batch processing triggering request is received, wherein a log type identifier of the first log table is the same as that in a control table; reading a record on that day in the first log table and a file required for batch processing; performing batch processing on day initial data generated on the previous day and comprising a data table set generated by batch processing on the previous day according to the record and the file; and when an online transaction request is received, performing online business processing according to the online transaction request and the first data table set, and writing a transaction record in the first log table, wherein a log type identifier of the first data table set is the same as that in the control table. According to the method, different data are accessed in the batch processing and the online transaction processing, access data conflicts do not exist, and certain businesses of the batch processing do not need to be executed again in the online transaction processing, so that the load of online transaction is reduced.