Real-time computation method and system of multi-dimensional credit system based on user empowerment

Abstract

This invention discloses a real-time computation method and system of a multi-dimensional credit system based on user empowerment. The method comprises the steps of: decomposing a to-be-processed log processing task to generate a plurality of log processing sub-tasks; concurrently processing the log processing sub-tasks, merging according to historical transaction reference information of a user or a client and a multi-task processing result obtained by concurrent processing to generate transaction behavior information; according to the transaction behavior information, performing multi-dimensional computation to obtain the current transaction reference information of the user or the client; and receiving and sending the current transaction reference information to a distributed database platform. The method of the invention solves the technical problem of unavailable real-time transaction reference information caused by massive and sharp increase of transaction platform log data and mining of multi-dimensional information at present, thus being favorable for providing users with more accurate and credible transaction reference information.

Description

technical field [0001] The invention relates to the field of electronic commerce, in particular to a method and system for real-time calculation of a multi-dimensional credit system based on user empowerment. Background technique [0002] With the development of Internet technology, various forms of online transactions have gradually emerged, such as B2B (business-to-business e-commerce transactions), B2C (business-to-consumer e-commerce transactions) and C2C (individual users provide trading transactions e-commerce transaction business of the platform), etc. Among them, C2C has gradually become a hot spot for e-commerce transactions due to the low entry threshold for customers (sellers), complete product varieties, and a wide range of choices for users (buyers). [0003] However, there are also certain problems in the business form of the online trading platform, such as users' lack of trust in the real transaction, high transaction risks, etc. In order to avoid these prob...

AI Technical Summary

Problems solved by technology

This simple background asynchronous calculation method, its calculation time and update cycle will increase sharply with the increase in the number of users and behavior logs, especially after the introduction of multi-dimensional factors for multi-dimensional calculation of transaction reference information, it will increase the computational complexity It is difficult to process in real time to provide users with transaction reference information, so it cannot meet the user's requirements for transaction reliability

At the same time, due to the increased computational complexity, the scalability of the online trading platform is also poor, which is not conducive to the promotion and development of this business

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