Automatic teller machine and method by utilizing automatic teller machine to deposit money

Abstract

The invention relates to an automatic teller machine, which comprises a counterfeit money distinguishing unit and a money box, wherein the counterfeit money distinguishing unit distinguishes the entered money, the money which is distinguished not to be counterfeit money is stored in the money box, the automatic teller machine also comprises a money image acquiring unit, a serial number extracting unit and an information memory unit, wherein the money image acquiring unit is used for acquiring the image information of the money which is distinguished not to be counterfeit money, the serial number extracting unit is used for extracting a serial number of the money according to the image information of the money, and the information memory unit is used for storing the serial number of the money and for correlating the serial number to the information of a depositor for depositing the money. The invention also provides a method by utilizing the automatic teller machine to deposit money.

Description

technical field [0001] The invention relates to a method for depositing banknotes in an automatic teller machine, in particular to an automatic teller machine with a function of identifying counterfeit banknotes and a method for depositing banknotes with a function of identifying counterfeit banknotes. Background technique [0002] Under the current trend of financial electronicization, information technology is increasingly adopted by the financial industry, so that it can quickly, accurately and efficiently realize the informatization of daily business of financial institutions, shorten the operation time of financial transactions, and save the original information of customers and electronically authenticate it. [0003] For example, the most commonly used teller machines with automatic deposit and withdrawal functions in banks can conveniently allow depositors to deposit and withdraw money. In order to maintain the stability of the financial industry, these teller machin...

AI Technical Summary

Problems solved by technology

[0003] For example, the most commonly used teller machines with automatic deposit and withdrawal functions in banks can conveniently allow depositors to deposit and withdraw money. In order to maintain the stability of the financial industry, these teller machines have the function of identifying counterfeit banknotes. Genuine banknotes, return the banknotes that cannot be identified as genuine banknotes, and deposit the banknotes identified as genuine banknotes into the cash box of the teller machine. However, due to the limitation of identification technology, counterfeit banknotes are often identified as genuine banknotes and deposited in the cash box. In this case, since the source of the counterfeit banknote cannot be identified, the bank will inevitably bear economic losses

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