Payment method and device

A payment method and technology to be paid, which is applied in the payment system, payment system structure, data processing application, etc., can solve problems such as complex process, multiple users cannot directly participate in payment, and unsatisfactory user experience, and achieve the goal of simplifying the payment process Effect

Active Publication Date: 2016-06-08
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, in some cases, for example, after multiple people consume together in a restaurant, if the user pays the merchant through mobile payment, only one of the users can make the full payment to the merchant. After the user completes the payment, Other users need to pay to the payer. It can be seen from this that in the case where multiple people need to share the bill, the process of users completing joint payment through mobile payment is relatively complicated. Multiple users cannot directly participate in the payment, and can only After the payer pays, the payer is paid, and the user experience of the user's joint payment is not ideal

Method used

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Embodiment Construction

[0014] Embodiments of the present application are described in detail below, examples of which are shown in the drawings, wherein the same or similar reference numerals denote the same or similar elements or elements having the same or similar functions throughout. The embodiments described below by referring to the figures are exemplary, and are intended to explain the present application, and should not be construed as limiting the present application.

[0015] The following describes the payment method and device in the embodiment of the present application with reference to the accompanying drawings.

[0016] figure 1 is a flow chart of the payment method of an embodiment of the application, such as figure 1 As indicated, the payment methods include:

[0017] S101. Receive a payment request from a merchant, determine a qualified payment account list including at least one user according to the payment request, and return the payment account list to the merchant.

[0018...

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Abstract

The invention provides a payment method and device. The method comprises that a payment request from a merchant is received, a payment account list comprising at least one user that satisfies the condition is determined according to the payment request, and returned to the merchant; the sum to be paid of the payment account of each user in the payment account list is determined; and a payment instruction of sent to a corresponding user terminal according to the sum to be paid of the payment account of each user, and a payment confirmation instruction from the corresponding user terminal is received to complete payment. According to the payment method and device, multiple users participates in payment directly instead of paying to a payer, and the process of common payment is simplified.

Description

technical field [0001] The present application relates to the technical field of mobile payment, in particular to a payment method and device. Background technique [0002] With the rapid development of mobile e-commerce, third-party payment, banks, etc. are scrambling to launch mobile payment clients, and users can conduct accounts for purchased goods or services through mobile payment clients installed in mobile terminals (such as smart phones) Payment makes it convenient for users to pay anytime, anywhere. [0003] At present, the mobile payment method is a single-account payment method, that is, when a user pays a merchant, only one account can make full payment to the merchant. However, in some cases, for example, after multiple people consume together in a restaurant, if the user pays the merchant through mobile payment, only one of the users can make the full payment to the merchant. After the user completes the payment, Other users need to pay to the payer. It can ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38G06Q20/42
CPCG06Q20/29
Inventor 李庆丰
Owner ADVANCED NEW TECH CO LTD
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