11 results about "User pays" patented technology

The invention relates to the technical field of insurance business processing, and particularly discloses an automatic car insurance business handling method based on an AI customer service robot. The method comprises the following steps: receiving and standardizing business related information through an information acquisition unit, screening effective information through an information quality evaluation model, extracting key fields by means of OCR text recognition, and generating structured insurance data in combination with multi-modal consistency comparison; a vehicle information system is called to verify data integrity and accuracy in real time and automatically complement and correct errors, and compliance verification is completed through an underwriting rule engine according to a preset rule of an insurance company to generate standardized insurance data; a rate engine is called based on the data to generate a quotation scheme, the quotation scheme is submitted to an underwriting system to generate an underwriting conclusion after being confirmed by the user, a payment two-dimensional code is automatically generated after underwriting is passed, an electronic insurance policy is pushed when the user pays successfully, and meanwhile, whole-process data is stored persistently, and a service ledger is generated.

It is economically difficult to build an IT system tailored to the specific needs of a loss-making project site. [Solution] The server 50 has a basic application provision unit 51 that provides basic applications for use in the IT system, and a custom unit 52 that receives orders for application development to customize the basic applications. The custom unit 52 has a ticket management unit 53 that processes ticket issuance and other operations, and a ticket display unit 54 that displays tickets. The ticket management unit 53 issues tickets to users when the user completes the purchase process. Vendors sell a certain number of tickets to users in advance, and users pay vendors with tickets according to the site. Extra tickets can be purchased at profitable sites and the surplus tickets can be used at unprofitable sites, so an IT system can be built at any site.

The invention discloses a communication resource scheduling method and device, electronic equipment and a storage medium, and relates to the technical field of wireless communication, and the method comprises the steps: obtaining a user payment state, generating dedicated channel configuration according to the user payment state, and transmitting the dedicated channel configuration to a client terminal; receiving a dedicated channel switching request sent by the user terminal, establishing a dedicated channel with the user terminal according to the dedicated channel switching request and the dedicated channel configuration, and switching the user terminal from the public channel to the dedicated channel; physical layer frequency band division and logic layer network slicing technology collaboration are carried out on the dedicated channel, and dedicated communication resources are isolated; and dynamically adjusting the resource allocation of the dedicated channel, and allocating additional resources to the dedicated channel from the shared resource pool when the load of the public channel exceeds a first preset threshold value. According to the application, the private channel service is accurately provided based on the payment state of the user, the method has flexibility and landing application capability, and stable and efficient network service can be provided in a high-density scene.

The invention provides an accelerator user payment recommendation method and apparatus, a computing device and a storage medium. The accelerator user payment recommendation method comprises the steps of collecting historical data of a target user; processing the historical data based on a pre-trained gradient boosting model, and determining the user value of the target user; generating an accelerator package recommendation scheme based on the user value; and carrying out payment recommendation on the target user based on the accelerator package recommendation scheme. Through multi-dimensional data acquisition, user value evaluation of a gradient boosting model, personalized package generation and a closed-loop optimization mechanism, the problems of low precision and poor adaptability in existing accelerator user payment recommendation are solved.

The application discloses a commodity order payment method, system, equipment and storage medium. The method comprises the following steps: obtaining a commodity order request of a user through a commodity purchase page; generating a commodity order corresponding to the order request through a distributed lock operation, and storing the commodity order in a database; initiating a payment page based on the commodity order in the database, so that the user pays for the commodity order; and sending the commodity order after payment to a background system. Through the technical scheme of the application, the uniqueness of the inventory deduction process can be controlled based on the distributed lock mode, the occurrence of the overselling phenomenon in the traditional seconds scene is effectively avoided, and the consistency between the actual order quantity and the inventory deduction quantity in the seconds is ensured.

We provide a fee calculation system that calculates the usage fee for a system that determines whether or not equipment and molds can be disposed of. [Solution] The usage fee calculation system calculates the amount that a user pays to the operator as a usage fee for a determination system that determines whether or not to discard equipment or molds for manufacturing replacement parts for automobiles. The determination system includes a means for calculating the probability of unexpected demand occurring from the part number assigned to the replacement part using a formula included in a trained model, determining that no unexpected demand will occur if the probability is smaller than a threshold probability value included in the trained model, and estimating the profit the user will receive if the determination is correct. The system calculates the range within which the usage fee is valid such that the operator's first profit / loss is not negative, and the second profit / loss based on the profit the user receives is not negative, by simulation using an inventory trend database.

This invention discloses a method for evaluating the commercial value of free content on an internet platform, belonging to the field of data processing and internet platform operation technology. The method includes the following steps: S1, obtaining user payment log data and corresponding content characteristics to determine the platform's commercial value across multiple business dimensions; S2, calculating user satisfaction and the contribution percentage of each content item to user satisfaction based on user behavior log data; S3, determining the platform's value sustainability coefficient and the value-behavior coupling coefficient under each business dimension based on the user's commercial value and satisfaction; S4, calculating the contribution percentage of each content item to user satisfaction. This invention establishes a unified value quantification system for free and paid content, enabling a horizontal comparison between advertising revenue and paid subscription revenue. It provides a fair performance measurement basis for both free and paid content teams, promotes cross-business collaboration, and forms a quantifiable and assessable team collaboration effectiveness evaluation mechanism.

The invention discloses an anomaly detection method and device based on an electricity fee payment behavior and a program product, and is applied to the field of artificial intelligence and financial science and technology, and the method comprises the steps: collecting the original data of the electricity fee payment behavior of a user from a plurality of data sources; performing data preprocessing operation and feature extraction operation on the original data to obtain a feature vector set; inputting the feature vector set into a target detection model, and outputting a target detection probability; and according to the target detection probability, determining a target detection result of the electricity fee payment behavior of the user, the target detection result being used for representing whether the electricity fee payment behavior of the user belongs to an illegal fund transfer behavior. Through the method and the device, the problem that whether the illegal fund transfer risk exists in the electricity fee payment behavior cannot be detected when the user pays the electricity fee according to the account number or the electricity utilization number in the related technology is solved.

1. The name of the design product: the graphical user interface of the financial payment service of the electronic device. 2. The use of the design product: an electronic device. 3. The design points of the design product: the graphical user interface. 4. The picture or photo that best indicates the design points: the front view. 5. The use of the graphical user interface: to help users pay various fees. 6. The human-computer interaction mode of the graphical user interface: the front view is the main interface of the product, showing various payment items. In the design interface, "XX" represents text and / or numbers and / or letters and / or symbols.

This utility model relates to the field of financial equipment technology, specifically disclosing a multifunctional financial all-in-one machine, including a main body. A monitoring camera is located at the center of the upper side of the main body, and a speaker is also located on the upper side of the main body, with the speaker positioned to the side of the monitoring camera. An elliptical cylindrical warning light is located on the upper side of the main body. A display screen is located at the center of the center of one side of the main body, and an identification and detection component is located to the side of the display screen. Operating within the machine's protective enclosure involves inserting a card using the card slot indicator, placing a document using the document indicator, and identifying the user's identity using the identification slot. Information is entered via the button panel under the protective frame, prompts are heard from the speaker, and voice consultation is available via a microphone in case of problems. Users pay attention to the warning light, and the entire operation is recorded by the monitoring camera. Transactions are completed by following the instructions on the display screen. This solves the problems of insufficient security and inconvenient operation of existing financial equipment.

Provided in the embodiments of the present disclosure are a bill query method and apparatus, and a device and a storage medium. The method comprises: acquiring a query request from a user; and in response to the query request, presenting a target bill, wherein a target attribute of the target bill matches the query request, and the target attribute of the target bill is determined on the basis of a plurality of sub-bills associated with the target bill or a plurality of payment ways associated with the target bill. In this way, no matter the user pays a plurality of bills in a combined manner or pays a single bill in a plurality of payment ways, the user can still find corresponding historical bill information when executing a bill query operation.