26 results about "User pays" patented technology

The invention relates to the technical field of insurance business processing, and particularly discloses an automatic car insurance business handling method based on an AI customer service robot. The method comprises the following steps: receiving and standardizing business related information through an information acquisition unit, screening effective information through an information quality evaluation model, extracting key fields by means of OCR text recognition, and generating structured insurance data in combination with multi-modal consistency comparison; a vehicle information system is called to verify data integrity and accuracy in real time and automatically complement and correct errors, and compliance verification is completed through an underwriting rule engine according to a preset rule of an insurance company to generate standardized insurance data; a rate engine is called based on the data to generate a quotation scheme, the quotation scheme is submitted to an underwriting system to generate an underwriting conclusion after being confirmed by the user, a payment two-dimensional code is automatically generated after underwriting is passed, an electronic insurance policy is pushed when the user pays successfully, and meanwhile, whole-process data is stored persistently, and a service ledger is generated.

It is economically difficult to build an IT system tailored to the specific needs of a loss-making project site. [Solution] The server 50 has a basic application provision unit 51 that provides basic applications for use in the IT system, and a custom unit 52 that receives orders for application development to customize the basic applications. The custom unit 52 has a ticket management unit 53 that processes ticket issuance and other operations, and a ticket display unit 54 that displays tickets. The ticket management unit 53 issues tickets to users when the user completes the purchase process. Vendors sell a certain number of tickets to users in advance, and users pay vendors with tickets according to the site. Extra tickets can be purchased at profitable sites and the surplus tickets can be used at unprofitable sites, so an IT system can be built at any site.

The embodiment of the invention provides a recharging processing method and device, and the method comprises the steps: detecting a recharging parameter of an operator according to a recharging request submitted by a user; if the recharging parameter does not meet the recharging condition, obtaining a time-delay recharging order obtained after the user pays a payment order generated after the time-delay recharging instruction is submitted, and writing the time-delay recharging order into a time-delay recharging queue of the operator; when it is detected that the dequeuing condition of the delayed recharging queue is triggered, reading a target delayed recharging order in the delayed recharging queue and transmitting the target delayed recharging order to a recharging interface of the operator; and according to an order response returned by the recharging interface, performing fee recharging processing based on paid resources of the target delay recharging order.

To provide a settlement apparatus, a settlement system, a settlement method, and a settlement program configured to improve the convenience for a user related to vehicle charging.SOLUTION: A settlement apparatus includes: a credit amount acquisition unit which acquires information on a credit amount set by a user of a vehicle; an instruction unit which instructs a vehicle charging apparatus which charges a vehicle to stop the charging, when the user pays a fee other than charging fees; a charging total information acquisition unit which acquires charging total information for the vehicle charged by the vehicle charging apparatus; and a settlement processing unit which calculates the total amount of the charging fees based on the charging total information up to the charging stop, and the amount paid, and performs settlement processing on the basis of the credit amount and the total amount.SELECTED DRAWING: Figure 1

The embodiment of the application provides a user payment behavior prediction method based on a trend, a reason and confidence, and can solve the technical problem of large prediction error of an existing game user payment behavior prediction method. The user payment behavior prediction method based on the trend, the reason and the confidence comprises the following steps: dividing user data into payment behavior data and non-payment behavior data, and respectively training a first prediction model and a second prediction model. The first prediction model predicts future payment behavior of a user by learning a past payment behavior trend. The second prediction model learns a mapping relationship between non-payment behavior and user payment behavior from the perspective of a reason. The two prediction models predict payment behavior from different perspectives, and the result is more accurate. In addition, the application designs and combines model confidence to predict user payment behavior, which considers the influence of the reliability of the prediction model on payment behavior.

The invention discloses a communication resource scheduling method and device, electronic equipment and a storage medium, and relates to the technical field of wireless communication, and the method comprises the steps: obtaining a user payment state, generating dedicated channel configuration according to the user payment state, and transmitting the dedicated channel configuration to a client terminal; receiving a dedicated channel switching request sent by the user terminal, establishing a dedicated channel with the user terminal according to the dedicated channel switching request and the dedicated channel configuration, and switching the user terminal from the public channel to the dedicated channel; physical layer frequency band division and logic layer network slicing technology collaboration are carried out on the dedicated channel, and dedicated communication resources are isolated; and dynamically adjusting the resource allocation of the dedicated channel, and allocating additional resources to the dedicated channel from the shared resource pool when the load of the public channel exceeds a first preset threshold value. According to the application, the private channel service is accurately provided based on the payment state of the user, the method has flexibility and landing application capability, and stable and efficient network service can be provided in a high-density scene.

The invention provides an accelerator user payment recommendation method and apparatus, a computing device and a storage medium. The accelerator user payment recommendation method comprises the steps of collecting historical data of a target user; processing the historical data based on a pre-trained gradient boosting model, and determining the user value of the target user; generating an accelerator package recommendation scheme based on the user value; and carrying out payment recommendation on the target user based on the accelerator package recommendation scheme. Through multi-dimensional data acquisition, user value evaluation of a gradient boosting model, personalized package generation and a closed-loop optimization mechanism, the problems of low precision and poor adaptability in existing accelerator user payment recommendation are solved.

The application discloses a commodity order payment method, system, equipment and storage medium. The method comprises the following steps: obtaining a commodity order request of a user through a commodity purchase page; generating a commodity order corresponding to the order request through a distributed lock operation, and storing the commodity order in a database; initiating a payment page based on the commodity order in the database, so that the user pays for the commodity order; and sending the commodity order after payment to a background system. Through the technical scheme of the application, the uniqueness of the inventory deduction process can be controlled based on the distributed lock mode, the occurrence of the overselling phenomenon in the traditional seconds scene is effectively avoided, and the consistency between the actual order quantity and the inventory deduction quantity in the seconds is ensured.

The invention provides a payment system applied to contact lens fitting and a multi-terminal management method and device, and the method comprises the steps: obtaining a fitting inspection result of a contact lens of a user based on a multi-terminal cooperative work mode, determining a lens parameter and a prescription number needed by the user according to the fitting inspection diagnosis result, and synchronously starting a payment program; the lens parameters and the prescription numbers are bound, and an encrypted payment token is generated according to the payment program based on the binding result; and when the user successfully pays based on the encrypted payment token, generating a full-link traceability storage certificate, and storing the full-link traceability storage certificate in the block chain. The convenience and accuracy of fitting payment of the user and the accuracy of contact lens purchase are effectively improved, and the user experience is greatly improved.

The application provides a voucher generation method and device, electronic equipment, medium and computer program product. The method comprises the following steps: receiving an access request of a target user to a payment system through a user terminal, wherein the payment system comprises a payment order to be paid; determining a predicted payment time of the payment order based on the access request, and adjusting a set advance production time based on historical payment records of the target user to obtain a voucher advance production time corresponding to the target user; determining a voucher starting production time according to the predicted payment time and the voucher advance production time; obtaining initial voucher data based on the payment order in response to the system time of the payment system being equal to the voucher starting production time; and generating a payment voucher image based on the initial voucher data and actual payment data in response to the user terminal paying based on the payment order. The application advances the production time of the payment voucher image to before the user pays, thereby shortening the waiting time of the user.

To provide a method for enriching so-called local bonds by spreading prize points no users bear liability for balancing.SOLUTION: A method includes: issuing a Tohoku Golden Rakuten Eagles "home run coupon ticket" (35 class, Registration 6776640) if locality Sendai; selling a "coupon ticket" showing previously-forecast innings for home runs unknown when happens to appear and what number of times they are, at a fee corresponding to lottery; kick-backing prize points to a winner; and giving prize money to a person concerned with the home run based on surplus.SELECTED DRAWING: Figure 1

We provide a fee calculation system that calculates the usage fee for a system that determines whether or not equipment and molds can be disposed of. [Solution] The usage fee calculation system calculates the amount that a user pays to the operator as a usage fee for a determination system that determines whether or not to discard equipment or molds for manufacturing replacement parts for automobiles. The determination system includes a means for calculating the probability of unexpected demand occurring from the part number assigned to the replacement part using a formula included in a trained model, determining that no unexpected demand will occur if the probability is smaller than a threshold probability value included in the trained model, and estimating the profit the user will receive if the determination is correct. The system calculates the range within which the usage fee is valid such that the operator's first profit / loss is not negative, and the second profit / loss based on the profit the user receives is not negative, by simulation using an inventory trend database.

This invention discloses a method for evaluating the commercial value of free content on an internet platform, belonging to the field of data processing and internet platform operation technology. The method includes the following steps: S1, obtaining user payment log data and corresponding content characteristics to determine the platform's commercial value across multiple business dimensions; S2, calculating user satisfaction and the contribution percentage of each content item to user satisfaction based on user behavior log data; S3, determining the platform's value sustainability coefficient and the value-behavior coupling coefficient under each business dimension based on the user's commercial value and satisfaction; S4, calculating the contribution percentage of each content item to user satisfaction. This invention establishes a unified value quantification system for free and paid content, enabling a horizontal comparison between advertising revenue and paid subscription revenue. It provides a fair performance measurement basis for both free and paid content teams, promotes cross-business collaboration, and forms a quantifiable and assessable team collaboration effectiveness evaluation mechanism.

The invention discloses an anomaly detection method and device based on an electricity fee payment behavior and a program product, and is applied to the field of artificial intelligence and financial science and technology, and the method comprises the steps: collecting the original data of the electricity fee payment behavior of a user from a plurality of data sources; performing data preprocessing operation and feature extraction operation on the original data to obtain a feature vector set; inputting the feature vector set into a target detection model, and outputting a target detection probability; and according to the target detection probability, determining a target detection result of the electricity fee payment behavior of the user, the target detection result being used for representing whether the electricity fee payment behavior of the user belongs to an illegal fund transfer behavior. Through the method and the device, the problem that whether the illegal fund transfer risk exists in the electricity fee payment behavior cannot be detected when the user pays the electricity fee according to the account number or the electricity utilization number in the related technology is solved.

1. The name of the design product: the graphical user interface of the financial payment service of the electronic device. 2. The use of the design product: an electronic device. 3. The design points of the design product: the graphical user interface. 4. The picture or photo that best indicates the design points: the front view. 5. The use of the graphical user interface: to help users pay various fees. 6. The human-computer interaction mode of the graphical user interface: the front view is the main interface of the product, showing various payment items. In the design interface, "XX" represents text and / or numbers and / or letters and / or symbols.

The embodiment of the invention provides an AIS data pricing method and device, electronic equipment, a readable storage medium and a chip, and the method comprises the steps: receiving user data; determining a first weight corresponding to the target ship area; determining a second weight corresponding to the use cycle of the user; determining a third weight corresponding to the user type; determining a fourth weight corresponding to the user payment mode; determining a first unit price according to the user data; determining a second unit price according to the first unit price, the first weight, the second weight, the third weight and the fourth weight; and determining a pricing report according to the user data and the second unit price. According to the scheme of the invention, multiple factors such as regional flow, time periods, user types and payment modes are comprehensively considered, fine and objective pricing is realized, and subjectivity and randomness in the pricing process are avoided.

This utility model relates to the field of financial equipment technology, specifically disclosing a multifunctional financial all-in-one machine, including a main body. A monitoring camera is located at the center of the upper side of the main body, and a speaker is also located on the upper side of the main body, with the speaker positioned to the side of the monitoring camera. An elliptical cylindrical warning light is located on the upper side of the main body. A display screen is located at the center of the center of one side of the main body, and an identification and detection component is located to the side of the display screen. Operating within the machine's protective enclosure involves inserting a card using the card slot indicator, placing a document using the document indicator, and identifying the user's identity using the identification slot. Information is entered via the button panel under the protective frame, prompts are heard from the speaker, and voice consultation is available via a microphone in case of problems. Users pay attention to the warning light, and the entire operation is recorded by the monitoring camera. Transactions are completed by following the instructions on the display screen. This solves the problems of insufficient security and inconvenient operation of existing financial equipment.

Provided in the embodiments of the present disclosure are a bill query method and apparatus, and a device and a storage medium. The method comprises: acquiring a query request from a user; and in response to the query request, presenting a target bill, wherein a target attribute of the target bill matches the query request, and the target attribute of the target bill is determined on the basis of a plurality of sub-bills associated with the target bill or a plurality of payment ways associated with the target bill. In this way, no matter the user pays a plurality of bills in a combined manner or pays a single bill in a plurality of payment ways, the user can still find corresponding historical bill information when executing a bill query operation.

The embodiments of this specification provide a recharge processing method and apparatus. Among them, a recharge processing method includes: detecting the recharge parameters of an operator according to a recharge request submitted by a user; if the recharge parameters do not meet the recharge conditions, obtaining a delayed recharge order obtained after the user pays for a payment order generated after submitting a delayed recharge instruction, and writing the delayed recharge order into the operator's delayed recharge queue; when it is detected that the dequeue condition of the delayed recharge queue is triggered, reading a target delayed recharge order in the delayed recharge queue and passing it into the operator's recharge interface; and performing a fee recharge process based on the paid resources of the target delayed recharge order according to the order response returned by the recharge interface.

The invention relates to a model training method and device, electronic equipment and a storage medium. The method comprises the steps that sample user features, sample advertisement features and sample context features are acquired; inputting the sample user features, the sample advertisement features and the sample context features into a user payment behavior prediction model to obtain a predicted first payment probability and a predicted second payment probability of the sample user on the sample advertisement; determining a first probability loss between the predicted first payment probability and a sample payment probability corresponding to the sample user feature; obtaining a sample payment amount corresponding to the sample user feature, and determining a second probability loss between a predicted second payment probability and a sample payment probability corresponding to the sample user feature according to the sample payment amount; according to the first probability loss and the second probability loss, supervised training is carried out on the user payment behavior estimation model, a pre-trained user payment behavior estimation model is obtained, and the pre-trained user payment behavior estimation model is used for estimating the payment amount.

The application discloses a user network behavior analysis and prediction method, comprising the following steps: obtaining a user network behavior information set; extracting a consumption behavior set and a pre-consumption behavior set from the user network behavior information set; performing correlation analysis on the consumption behavior set and the pre-consumption behavior set to obtain a user payment prediction model; and processing the collected user network behavior information by using the user payment prediction model to obtain network content prediction information and a prediction value of user payment possibility. The application performs deep extraction and mining on user network behavior data, accurately establishes a quantitative relationship between user behavior and payment intention, and thus optimizes network content such as a video matrix and improves network traffic conversion rate.

This invention makes it easier to grasp how much a final permitted print volume is when the permitted print volume has increased as a result of a user paying for same, after a permitted print volume has become negative.　A printer 200 is configured so as to be able to execute printing in which a permitted number of sheets printed is an upper limit. The permitted number of sheets printed of the printer 200 increases in accordance with a predetermined number of paid-for sheets that is guaranteed by a purchased printing right purchased through a user's financial burden, and decreases in accordance with a printing volume of printing that has been executed. A mobile terminal 300 executes: ordinary payment processing to increase the permitted number of sheets printed; a step S5 for acquiring the permitted number of sheets printed as well as a not-yet-purchased number of sheets printed for which printing has been executed while the permitted number of sheets printed was insufficient; processing to display an allocation payment button 346 where the not-yet-purchased number of sheets printed is shown; and allottable payment processing and mandatory allocation payment processing for eliminating the not-yet-purchased number of sheets printed in response to the allocation payment button 346 having been selected and an additional financial burden having been borne the user.

The invention discloses a hybrid auction-based sidecar cooperative computing resource allocation method, which comprises the following steps that: a sidecar cooperative computing service provider obtains parameter data in a current sidecar cooperative computing system, including user data, intelligent car data, the number of edge servers and associated data, and then performs bidirectional auction on resources on an intelligent car; the method comprises the following steps: firstly acquiring resources of the intelligent vehicle, then performing one-way auction on the resources on the edge server for the situation that the resources of the intelligent vehicle are not acquired, finally calculating the actual payment price of the user and the reward of the intelligent vehicle according to the two-way auction and one-way auction resource allocation result, and after the user pays the reward to the intelligent vehicle according to the actual payment price, the edge vehicle cooperative calculation service provider pays the reward to the intelligent vehicle. And the user uploads the task to the intelligent vehicle or the edge server for remote execution according to the allocation scheme. According to the invention, through effective resource allocation and pricing, the earnings of intelligent vehicles and edge service providers are increased, and the satisfaction degree of users is improved.

The invention discloses a shared unmanned aerial vehicle market promotion and income analysis method and system, and relates to the technical field of shared unmanned aerial vehicle market promotion and income analysis, and the method comprises the steps: collecting the multi-dimensional data of a user in the process of using a shared unmanned aerial vehicle, constructing a detailed user portrait, and generating a personalized precise marketing strategy based on the user portrait. Meanwhile, a multi-dimensional income analysis model is constructed, factors such as the use frequency, the flight time, the task type, the user payment willingness and the operation cost of the unmanned aerial vehicle are comprehensively considered, income prediction and resource allocation optimization are carried out, and in addition, by collecting user feedback information and continuously optimizing a user portrait, a precise marketing strategy and the income analysis model, the income of the unmanned aerial vehicle is predicted. According to the method, the market promotion effect and the operation income of the shared unmanned aerial vehicle can be remarkably improved, and the method has remarkable practicability and innovativeness.

To compensate for a loss of sales opportunities at a store, accompanying transfer of a non-fungible token corresponding to the store.SOLUTION: An information processor 1 includes: a granting unit 131 for granting, to a user who has made a payment for a product at a predetermined store by using means for payment provided by a predetermined payment service provider, a non-fungible token associated with a smart contract, the non-fungible token being issued by the predetermined payment service provider. The smart contract performs a remittance process on a blockchain, in which, when a holder of the non-fungible token transfers the token, a predetermined amount of money is remitted to an account of the predetermined store on condition that the holder has transferred the token from the user to another user.SELECTED DRAWING: Figure 1