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Online payment method, apparatus and system

An online payment and payment platform technology, applied in the field of Internet applications, can solve problems such as lack of user-friendly operation, increased use thresholds, attacks, etc., to improve user experience, improve security, and reduce costs and risks.

Pending Publication Date: 2017-12-01
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, this invention needs to be used with bank cards and communication devices, which increases the threshold of use and is not convenient for users to operate, and it does not avoid possible errors in data transmission and various malicious software attacks

Method used

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  • Online payment method, apparatus and system
  • Online payment method, apparatus and system
  • Online payment method, apparatus and system

Examples

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Embodiment Construction

[0053] In order to make the above objects, features and advantages of the present application more obvious and comprehensible, the present application will be further described in detail below in conjunction with the accompanying drawings and specific implementation methods.

[0054] refer to figure 2 , is a structural block diagram of an online payment server of the present application, including:

[0055] Storage module 201: used to store the payment platform account number and its corresponding bank-bound card number;

[0056] Obtaining module 202: used to obtain the corresponding bank-bound card number according to the payment platform account number;

[0057] Information processing module 203: including an information generation unit 2031 and an information conversion unit 2032, the information generation unit 2031 is used to generate payment information according to the bank-bound card number and payment order; the information conversion unit 2032 is used to process th...

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Abstract

The application discloses an online payment method, apparatus and system. According to the application, an online payment server and a bank interface are arranged, such that online payment process does not require forwarding to an internet bank. The online payment method, the apparatus and the system can effectively increase communication efficiency of systems, and increase convenience and safety for users.

Description

technical field [0001] The present application relates to the technical field of Internet applications, in particular to an online payment method, device and system. Background technique [0002] In recent years, e-commerce has gradually become the main trend of the development of the Internet economy, and online shopping and payment have gradually become a convenient way of life. One of the key links of e-commerce is the payment and settlement system, and online payment is the most ideal payment scheme for e-commerce. [0003] At present, the main online payment tools mainly include bank cards, electronic checks, and electronic wallets, among which the most widely used payment tools are bank cards. Existing online payment systems mainly involve using bank cards as payment tools to complete e-commerce transactions through the Internet. For example, Alipay, which is currently commonly used, is such a payment method. like figure 1 As shown, the specific process of this paym...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10G06Q20/34G06Q20/38G06Q20/40
CPCG06Q20/102G06Q20/356G06Q20/382G06Q20/4014
Inventor 丁祥龙
Owner ADVANCED NEW TECH CO LTD
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