QR code payment system and payment method thereof

A payment system and two-dimensional code technology, which is applied in the field of two-dimensional code payment system, can solve the problems of long payment time of two-dimensional code, safety and hidden dangers of two-dimensional code on the plane of mobile phone, etc., and achieve short payment time, transparent consumption transactions, The effect of protecting safety

Active Publication Date: 2018-01-19
SHENZHEN WONDERFUL STAR TECH LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The purpose of the present invention is to provide a two-dimensional code payment system and its payment method, which solves the technical problems that the current two-dimensional code payment time is long, and the two-dimensional code is located on the plane of the mobile phone for a long time and there are hidden safety hazards

Method used

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  • QR code payment system and payment method thereof

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Embodiment Construction

[0026] The present invention will be further elaborated below with reference to the accompanying drawings.

[0027] Please refer to the attached figure 1 , in this embodiment, the two-dimensional code payment system includes: a clearing platform, and a mobile phone and a consumer terminal device that are communicatively connected to the clearing platform, wherein an APP with a specific function is installed on the mobile phone, and the described One or more programs are stored on the mobile phone, said one or more programs containing instructions to perform the following steps:

[0028] When the user clicks on the mobile phone screen to generate a QR code, the mobile phone requests the clearing platform to generate a payment QR code through the network. After receiving the request, the clearing platform automatically generates a payment QR code and returns it to the mobile phone; the consumer terminal device scans the payment QR code, After the verification takes effect, a sp...

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Abstract

The invention discloses a QR code payment system and a payment method thereof. The system comprises a clearing platform, a cellphone in communication connection with the clearing platform, and consumption terminal equipment in in communication connection with the clearing platform. The cellphone stores one or more programs, so as to execute the following steps that the cellphone requests the clearing platform for generating a payment QR code through a network when a user clicks a cellphone APP, and the clearing platform automatically generates the payment QR code and returns the payment QR code to the cellphone after the clearing platform receives the request; the consumption terminal equipment scans the payment QR code, and synchronously transmits a sound wave at a specific waveband to the cellphone after verification and validation; the cellphone instantly switches off the QR code after the cellphone receives the sound wave at the specific waveband. According to the invention, afterthe payment is completed, the QR code at the cellphone is instantly switched off, thereby eliminating the potential safety hazards. The system employs the sound wave at the specific waveband for returning the transaction information, is transparent in consumption, is short in payment time, and is especially suitable for the quick payment for public transportation.

Description

technical field [0001] The invention relates to the technical field of mobile payment of transportation cards, in particular to a two-dimensional code payment system and a payment method based on the two-dimensional code payment system. Background technique [0002] The existing two-dimensional code payment, WeChat and Alipay’s two-dimensional code payment is widely used. Shopping malls, supermarkets, and convenience stores almost all support these two types of two-dimensional code payment. Users need to install the APP of this payment method. When using It is necessary to enter the APP and show the payment QR code to the merchant, and complete the consumption operation by scanning the QR code. [0003] For example, in the process of smart bus and subway ticket purchase and payment, offline QR code consumption transactions are often used. At present, most of the QR code consumption transactions use online transactions, that is, the user's mobile phone APP and cashier system ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10G06Q20/32
CPCG06Q20/10G06Q20/326
Inventor 刘丁陈杉
Owner SHENZHEN WONDERFUL STAR TECH LTD
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