Payment method and payment device

Abstract

The invention discloses a payment method and a payment device, and relates to the technical field of computers. A specific embodiment of the method comprises the following steps: acquiring a wirelesssignal in a scanning range, and reading at least one wireless network identifier from the wireless signal; Analyzing the coding information of the wireless network identifier to obtain decoding information, judging whether the wireless network identifier conforms to a coding rule or not according to the code identifier in the decoding information, and if the wireless network identifier conforms tothe coding rule, generating a new verification code by using a verification code generation mode indicated by the code identifier; And judging whether the new verification code is the same as the verification code of the wireless network identifier, and if the new verification code is the same as the verification code of the wireless network identifier, obtaining the payee identifier from the decoding information, so that the payer completes payment according to the payee identifier and the payment amount. According to the method, non-inductive identification of the payer terminal equipment is achieved, it is guaranteed that the transaction information is not forged through the verification code, and consumption settlement between the payer and the payee is safely and rapidly achieved.

Description

technical field [0001] The invention relates to the field of computers, in particular to a payment method and payment device. Background technique [0002] With the rise of mobile Internet technology, the rapid development of IT technology, and the rapid advancement of e-commerce, the development of mobile payment has been promoted. Mobile payment refers to the commercial transaction between the two parties for a certain item or business through terminal equipment, which has the advantages of being able to pay anytime, anywhere, and safe and convenient payment. There are many existing mobile payment methods, such as payment by two-dimensional code, NFC (Near Field Communication, near field communication) payment, sound wave payment, and the like. Two-dimensional code payment can be refined into that the payer uses the terminal device to scan the solid / dynamic two-dimensional code provided by the payee to realize the payment, and the payee uses the code scanning device to sc...

AI Technical Summary

Problems solved by technology

[0004] (1) The QR code payment method requires the payer's terminal device to have a camera, and has certain requirements for clarity, and needs to have a strong QR code recognition capability; the payee needs to provide a screen device that displays the QR code, High cost; there is the possibility of the QR code being copied or stolen;

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