A payment method and payment device

Abstract

The invention discloses a payment method and a payment device, and relates to the technical field of computers. A specific implementation of the method includes: collecting wireless signals within the scanning range, reading at least one wireless network identifier from the wireless signal; analyzing the coded information of the wireless network identifier to obtain decoding information, and judging the wireless network according to the code identifier in the decoded information Whether the identification conforms to the encoding rules. If the wireless network identification conforms to the encoding rules, use the verification code generation method indicated by the code identification to generate a new verification code; judge whether the new verification code is the same as the verification code of the wireless network identification. If the verification codes of the identifications are the same, the payee ID is obtained from the decoded information, so that the payer can complete the payment according to the payee ID and the payment amount. The method realizes the non-inductive identification of the payer's terminal equipment, and ensures that the transaction information is not forged through the verification code, and realizes the consumption settlement between the payer and the payee safely and quickly.

Description

technical field [0001] The invention relates to the field of computers, in particular to a payment method and payment device. Background technique [0002] With the rise of mobile Internet technology, the rapid development of IT technology, and the rapid advancement of e-commerce, the development of mobile payment has been promoted. Mobile payment refers to the commercial transaction between the two parties for a certain item or business through terminal equipment, which has the advantages of being able to pay anytime, anywhere, and safe and convenient payment. There are many existing mobile payment methods, such as payment by two-dimensional code, NFC (Near Field Communication, near field communication) payment, sound wave payment, and the like. Two-dimensional code payment can be refined into that the payer uses the terminal device to scan the solid / dynamic two-dimensional code provided by the payee to realize the payment, and the payee uses the code scanning device to sc...

AI Technical Summary

Problems solved by technology

[0004] (1) The QR code payment method requires the payer's terminal device to have a camera, and has certain requirements for clarity, and needs to have a strong QR code recognition capability; the payee needs to provide a screen device that displays the QR code, High cost; there is the possibility of the QR code being copied or stolen;

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