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Quick payment method, cloud server and storage medium

A cloud server, fast technology, applied in the field of blockchain currency, can solve problems such as insecurity, and achieve the effect of improving security, avoiding property loss, and avoiding capital loss

Inactive Publication Date: 2020-07-28
触信(厦门)智能科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In real life, merchants usually print and post barcodes or QR codes to facilitate users to pay for consumption. However, some criminals maliciously cover the barcodes or QR codes provided by merchants, which may easily cause insecurity.

Method used

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  • Quick payment method, cloud server and storage medium
  • Quick payment method, cloud server and storage medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0030] The embodiment of the present invention provides a quick payment method, as attached figure 1 As shown, the method includes the following steps:

[0031] Step S11, obtain the geographic location information of the current user's mobile terminal in real time; in the embodiment of the present invention, the geographic location information obtained by the current user is the precise location information provided by the GPS module of the current user's mobile terminal or the base station of the mobile network used by the current user's mobile terminal Location information LB;

[0032] Step S12, reporting the geographic location information obtained by the current user's mobile terminal in real time to the cloud server, and sending a request for obtaining payee information; the request for obtaining payee information includes the real-time geographic location information of the current user's mobile terminal;

[0033] Step S13, the cloud server receives the request informat...

Embodiment 2

[0046] An embodiment of the present invention provides a quick payment method, the method includes the following steps:

[0047] Step S21, obtaining the geographic location information of the current user's mobile terminal in real time; in the embodiment of the present invention, the geographic location information obtained by the current user is the location information of the router to which the current user terminal is connected;

[0048] Step S22, reporting the geographic location information obtained by the current user's mobile terminal in real time to the cloud server, and sending a request for obtaining payee information; the request for obtaining payee information includes the real-time geographic location information of the current user's mobile terminal;

[0049] Step S23, the cloud server receives the request information for obtaining payee information sent by the current user's mobile terminal, and matches several payees according to the request information for obt...

Embodiment 3

[0063] An embodiment of the present invention provides a cloud server. The cloud server includes: at least one processor; and a memory connected to the at least one processor in communication; Executable instructions, the instructions are executed by the at least one processor, so that the at least one processor executes the steps of the quick payment method; the steps of the quick payment method are the same as those in Embodiment 1 or Embodiment 2 , the embodiment of the present invention, which will not be repeated here.

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PUM

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Abstract

The invention discloses a quick payment method, a cloud server and a storage medium. The method comprises: acquiring geographical location information of a current user mobile terminal in real time; matching a plurality of pieces of payee information according to the request information for obtaining the payee information, and sending the payee information to the current user mobile terminal; andreceiving, by the cloud server, payment request information sent by the current user mobile terminal in real time, and sending a payment link interface to the current user mobile terminal, wherein thepayment link interface comprises payee information and a wallet address of the payee. The invention provides a quicker and safer payment mode, a graphic code acquisition and analysis step is omitted,the payment step is greatly simplified, the condition information of the payee is acquired by setting the condition information of the payee by the initiating user, the security of account transfer can be further improved, distributed storage is adopted, and the method has the characteristics of data security, no tampering and the like.

Description

technical field [0001] The present invention relates to the field of blockchain currency, in particular to a quick payment method, a cloud server and a storage medium. Background technique [0002] Mobile payment, also known as mobile payment (Mobile Payment), refers to a service method that allows mobile users to use their mobile terminals (usually mobile phones) to pay for the goods or services they consume. Among them, the phenomenon of completing payment by scanning barcodes or scanning QR codes has become more and more common in daily life (such as convenience stores, shops, restaurants and other consumption places). Payment is realized by scanning merchant barcodes or QR codes through payment devices (such as mobile phones), where merchant information mainly provides users with payment information including user account information in the form of barcodes or QR codes. In real life, merchants usually print and post barcodes or QR codes to facilitate users to pay for co...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38G06Q20/32H04L29/08
CPCG06Q20/382G06Q20/325H04L67/1097H04L67/52
Inventor 吴波
Owner 触信(厦门)智能科技有限公司