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Learning-assistant loan issuing method and related device

A school and student technology, applied in the blockchain field, can solve problems such as cumbersome operations and complicated processes, and achieve the effect of simplifying the distribution process

Pending Publication Date: 2020-09-08
BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In the above process, each process is relatively scattered and independent, and students need to apply with the materials, and the operation is cumbersome and the process is complicated

Method used

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  • Learning-assistant loan issuing method and related device
  • Learning-assistant loan issuing method and related device
  • Learning-assistant loan issuing method and related device

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Embodiment Construction

[0035] Current student loan disbursements are usually performed offline. As mentioned earlier, the process is complicated, and students also need to travel between schools and bank lending institutions, which is very inconvenient. Based on this problem, this application provides a method and a related device for granting student loans.

[0036] In order to enable those skilled in the art to better understand the solutions of the present invention, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments are only It is a part of embodiments of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0037]...

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Abstract

The invention discloses a learning-assistant loan issuing method and device, which are applied to a block chain, and the block chain provides an interface for accessing the block chain for schools andbank loan institutions. After the school and the bank loan institution access the block chain, student information uploaded by the school is received and stored, and the student information comprisesadmission information of students applying for learning-assistant loans; performing mutual recognition verification on the school and the bank loan institution, and providing a first verification result for the bank loan institution, so that the bank loan institution issues a learning-assisting loan to the student according to the first verification result; wherein the mutual recognition verification comprises the step of verifying the student information. According to the technical scheme, online application and issuing of the learning-assistant loan are realized, the learning-assistant loanissuing process is simplified, and convenience is provided for students to apply for the learning-assistant loan.

Description

technical field [0001] This application relates to the field of block chain technology, in particular to a method for granting student loans and related devices. Background technique [0002] At present, in the student loan application process, students first obtain the information of their school, and then take the information provided by the school to the bank lending institution to obtain a loan; after the student has applied for the loan, he has to return the loan certificate to the school. The school completes the entry in the relevant system based on the credentials, and the bank transfers the loan to the designated account. In the above-mentioned process, each process is relatively scattered and independent, and students need to apply with materials, and the operation is cumbersome and the process is complicated. In order to solve the existing problems at present, a method and device for granting student loans based on blockchain is proposed. Schools and bank lending...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q50/20G06F16/25
CPCG06Q50/205G06F16/25G06Q40/03
Inventor 张诚申远远雷雨胡腾云
Owner BANK OF CHINA
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