Payment method based on smart watch, and smart watch

Abstract

The invention discloses a payment method based on a smart watch, and the method comprises the steps: collecting a payment user image through another camera of the smart watch when one camera of the smart watch scans a collection code of a merchant; identifying a payment user in the payment user image, and judging whether the payment user is a preset legal user; when it is judged that the payment user is a preset legal user, outputting a payment interface corresponding to the collection code; acquiring a payment amount input by the payment user on a payment interface; when the collected paymentamount is smaller than a preset first password-free payment amount, submitting password-free payment to a payment server, and completing payment transaction. By means of the payment method based on the smart watch, password-free payment by others through the password-free payment function under the condition that the smart watch is lost or stolen is avoided, rights and interests of legal users are guaranteed, and payment safety is improved.

Description

technical field [0001] The invention belongs to the field of mobile payment security, in particular to a smart watch-based payment method and a smart watch. Background technique [0002] With the rapid development of information technology, mobile payment has entered people's lives more and more widely due to its advantages of convenience, easy operation and high efficiency. In the existing mobile payment mechanism, in addition to the security mechanism of password payment, many users have set up non-password payment for small amounts. [0003] For example, for smart watches, for the convenience of payment, a small amount of password-free payment is generally set on the smart watch side to avoid the trouble of repeatedly entering the payment password, especially for children wearing smart watches, it is more troublesome to enter the payment password. And there is a risk of password leakage. Therefore, for daily small consumption, parents generally set the small amount passw...

AI Technical Summary

Problems solved by technology

However, there is a big hidden danger of payment security in this way. If the smart watch is lost, the person who picks up the smart watch is likely to use the small-amount password-free payment function to pay at will, causing damage to the account security of legitimate users.

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