Payment method based on smart watch, and smart watch

A smart watch and password-free payment technology, applied in the payment system, payment system structure, instruments, etc., can solve the problems of legal user account security damage, hidden dangers, large payment security, etc., to protect legitimate rights and interests, ensure account security, and guarantee The effect of payment security

Pending Publication Date: 2020-10-09
GUANGDONG XIAOTIANCAI TECH CO LTD
View PDF0 Cites 2 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, there is a big hidden danger of payment security in this way. If the smart watch is lost, the person who picks up the smart watch is likely to use the small-amount password-free payment function to pay at will, causing damage to the account security of legitimate users.

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Payment method based on smart watch, and smart watch
  • Payment method based on smart watch, and smart watch
  • Payment method based on smart watch, and smart watch

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0060] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings. Obviously, the described embodiments are only some embodiments of the present invention, rather than all embodiments . Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0061] The invention discloses a payment method based on a smart watch, the embodiment is as follows figure 1 shown, including:

[0062] S101, when a camera of the smart watch scans the payment code of the merchant, collect the image of the paying user through another camera of the smart watch;

[0063] Specifically, for example, the smart watch is equipped with front and rear cameras. After turning the smart watch, a camera (such as the ...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The invention discloses a payment method based on a smart watch, and the method comprises the steps: collecting a payment user image through another camera of the smart watch when one camera of the smart watch scans a collection code of a merchant; identifying a payment user in the payment user image, and judging whether the payment user is a preset legal user; when it is judged that the payment user is a preset legal user, outputting a payment interface corresponding to the collection code; acquiring a payment amount input by the payment user on a payment interface; when the collected paymentamount is smaller than a preset first password-free payment amount, submitting password-free payment to a payment server, and completing payment transaction. By means of the payment method based on the smart watch, password-free payment by others through the password-free payment function under the condition that the smart watch is lost or stolen is avoided, rights and interests of legal users are guaranteed, and payment safety is improved.

Description

technical field [0001] The invention belongs to the field of mobile payment security, in particular to a smart watch-based payment method and a smart watch. Background technique [0002] With the rapid development of information technology, mobile payment has entered people's lives more and more widely due to its advantages of convenience, easy operation and high efficiency. In the existing mobile payment mechanism, in addition to the security mechanism of password payment, many users have set up non-password payment for small amounts. [0003] For example, for smart watches, for the convenience of payment, a small amount of password-free payment is generally set on the smart watch side to avoid the trouble of repeatedly entering the payment password, especially for children wearing smart watches, it is more troublesome to enter the payment password. And there is a risk of password leakage. Therefore, for daily small consumption, parents generally set the small amount passw...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/38
CPCG06Q20/3276G06Q20/382
Inventor 刘爱君
Owner GUANGDONG XIAOTIANCAI TECH CO LTD
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap