POS cash withdrawal method based on human body biological characteristic recognition and non-repudiation technology

A biometric identification, POS machine technology, used in the activation of coded identification cards or credit cards, payment architecture, coin-free or similar appliances, etc. Customer experience, ensuring legitimate rights and interests, and the effect of high operability

Inactive Publication Date: 2017-05-31
GUANGDONG MICROPATTERN SOFTWARE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] At present, POS-based farmer withdrawals have achieved significant economic and social benefits, but the level of customer identity verification in the process still needs to be improved

Method used

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  • POS cash withdrawal method based on human body biological characteristic recognition and non-repudiation technology

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Embodiment

[0034] The process steps of a safe cash withdrawal method based on POS machine and human biometric technology disclosed in the present invention are as follows figure 1 As shown, it mainly includes the following steps:

[0035] S1. Collection and recognition of banknote serial number: Merchants use the camera of the smart terminal to collect and OCR recognize the banknote serial number information, and send the serial number information to the background server to generate a payment order.

[0036] In specific applications, the banknote serial number collection and recognition function is provided as a plug-in to the cashier APP of the smart terminal to call. When the merchant performs the agricultural withdrawal (POS channel) transaction, the payment form is generated according to the serial number recognition result, and the customer is prompted to proceed to the POS machine Swipe to pay.

[0037] Both the image collection and OCR recognition of the serial number are carried out o...

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Abstract

The invention discloses a safe POS cash withdrawal method based on human body biological characteristic recognition and a non-repudiation technology. The method specifically comprises the steps that firstly, a camera is started to perform whole-course sound and video recording when a service is initiated; a merchant acquires serial numbers of banknotes and recognizes character information of the serial numbers by using a terminal device; a payment bill is generated and wirelessly transmitted to POS machine in a short range; then a user is prompted to perform POS card swiping payment or signature confirmation according to information of the received payment bill; the customer identity is verified by using a face recognition and/or voiceprint recognition and/or handwritten signature verification technology at the same time; and finally, the merchant gives the banknotes to the customer if the identity is confirmed without an error; and sound and video recording is terminated, and the transaction is completed. According to the invention, banknote serial number recognition and human body biological characteristic recognition technologies are applied to POS machine card swiping and cash withdrawal for the first time, the merchant can provide a safe and convenient cash withdrawal function for customers without a need of purchasing large bank equipment, and a problem of difficult small-amount cash withdrawal of users in remote areas is solved.

Description

Technical field [0001] The invention relates to the fields of radio frequency POS machine swiping payment, audio and video processing and transmission, and human body biometric identification, in particular to a POS cash withdrawal method based on human body biometric identification and non-repudiation technology. Background technique [0002] POS machine small cash withdrawal means that banks choose special merchants with certain economic strength and reliable reputation, and install dedicated POS terminals to provide cardholders with cash acquisition services through specific near-field payment or wireless Bluetooth communication transaction methods. This business allows More people in remote areas (such as rural residents) can withdraw money without going to the bank. Card users can withdraw cash from merchants on-site after swiping their cards through POS machines. In this way, users do not need to travel long distances to find business halls or ATM machines, which is conven...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/20G07F7/08
CPCG06Q20/206G07F7/088
Inventor 陈友斌廖海斌
Owner GUANGDONG MICROPATTERN SOFTWARE CO LTD
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