Illegal capital collection risk monitoring system for similar financial enterprises

Abstract

The invention relates to an illegal capital collection risk monitoring system of a similar financial enterprise. The system comprises a data preparation system, a model training system and a risk monitoring system. The data preparation system is used for collecting training data required for model training and monitoring data required for target enterprise monitoring; the model training system isused for acquiring the training data from the data preparation system and performing training based on at least two algorithms to obtain a prediction model corresponding to each algorithm; and the risk monitoring system is used for acquiring the monitoring data from the data preparation system, performing testing based on each prediction model output by the model training system to obtain a corresponding prediction value, and integrating all the prediction values into a total prediction value to be output. When the system is used for risk monitoring, the dependence of a total prediction valueon a single algorithm can be reduced in an apportioning mode, and the stability of the model is enhanced.

Description

technical field [0001] The invention relates to the technical field of risk supervision, in particular to a risk monitoring system for illegal fundraising of financial enterprises. Background technique [0002] A quasi-financial enterprise refers to an enterprise whose business has the nature of financial activities, but has not obtained a financial license, and is not directly supervised by the national financial supervision department (that is, not supervised by the Bank and the Three Commissions). This kind of unlicensed financial industry mainly refers to the development based on the Internet, big data, artificial intelligence and other new financial technology technologies, including P2P, crowdfunding platforms, online payments, private equity funds, small loans, etc. new financial industry. With the complexity of the network and the rapid development of information and communication technology, some businesses with complex structures are superimposed on Internet finan...

AI Technical Summary

Problems solved by technology

[0004] The purpose of the present invention is to overcome the technical problem in the prior art that the prediction results are highly dependent on a single algorithm, provide a kind of illegal fund-raising risk monitoring system for financial enterprises, and reduce the stability of the prediction model by apportionment. The dependence of a single algorithm improves the stability and reliability of the system

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