Payment method based on big data and artificial intelligence and cloud platform system

A technology of artificial intelligence and big data, applied in the field of digital payment, can solve problems such as the complexity of the payment process, and achieve the effect of improving convenience and fun

Inactive Publication Date: 2021-07-02
青岛雨诺互联网络有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In these scenarios, it is necessary to split the bill and then determine the users of each cooperative payment, and then push the split bills to each user respectively. The whole payment process is very complicated

Method used

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  • Payment method based on big data and artificial intelligence and cloud platform system
  • Payment method based on big data and artificial intelligence and cloud platform system
  • Payment method based on big data and artificial intelligence and cloud platform system

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Embodiment Construction

[0064] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments It is a part of embodiments of the present invention, but not all embodiments. The components of the embodiments of the invention generally described and illustrated in the figures herein may be arranged and designed in a variety of different configurations.

[0065] Accordingly, the following detailed description of the embodiments of the invention provided in the accompanying drawings is not intended to limit the scope of the claimed invention, but merely represents selected embodiments of the invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art wi...

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Abstract

The invention provides a payment method and cloud platform system based on big data and artificial intelligence, the payment cloud platform system based on big data and artificial intelligence comprises a first mobile terminal and a server, and the method comprises the following steps: the first mobile terminal of a payment initiating user responds to a common payment operation initiated for a to-be-paid bill; photos including at least two common payment users are acquired, and the photos are sent to a server; the server performs face recognition on the received photo and determines identity information of the common payment users; the server splits the to-be-paid bill according to the number of the common payment users to obtain a plurality of sub-bills; and the server pushes payment requests corresponding to the sub-bills to a second mobile terminal of the common payment user according to the identity information of the common payment user. Therefore, face recognition can be carried out on the group photo, so that multi-person sharing payment or bill sharing payment bill pushing can be automatically realized, and the convenience and efficiency of payment actions can be improved.

Description

technical field [0001] The invention relates to the technical field of digital payment, in particular to a payment method and cloud platform system based on big data and artificial intelligence. Background technique [0002] With the continuous development of information technology, digital payment methods are becoming more and more popular, such as payment through payment platforms, digital currency payments, encrypted currency payments, etc. And the forms of payment are becoming more and more abundant, for example, AA system payment, group order, group purchase payment. In these scenarios, it is necessary to split the bill and then determine the users of each cooperative payment, and then push the split bills to each user respectively. The entire payment process is very complicated. Contents of the invention [0003] In order to overcome the above-mentioned deficiencies in the prior art, the object of the present invention is to provide a payment method based on big dat...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06K9/00G06K9/62G06Q20/10
CPCG06Q20/40145G06Q20/102G06V40/172G06F18/2411G06F18/214
Inventor 梁万钢高斌
Owner 青岛雨诺互联网络有限公司
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