Block chain-based vehicle survey and loss assessment method, device and system

Abstract

The invention provides a block chain-based vehicle survey and loss assessment method, device and system. The method comprises the steps of obtaining vehicle accident information broadcasted by a vehicle-mounted terminal node from a block chain network; generating an automatic claim settlement application confirmation list according to the vehicle accident information, and sending the automatic claim settlement application confirmation list to the block chain network; in response to a vehicle owner confirmation instruction, obtained from the block chain network, of a vehicle owner node for the automatic claim settlement application confirmation sheet, obtaining accident survey and loss assessment data through at least one of a vehicle-mounted terminal node, the vehicle owner node and a traffic monitoring node; and performing survey and loss assessment on the accident vehicle according to the accident survey and loss assessment data, and generating survey and loss assessment information.

Description

technical field [0001] The present disclosure relates to the field of block chain technology and the field of vehicle survey technology, and in particular to a method, device and system for vehicle survey and damage determination based on block chain. Background technique [0002] At present, the claims of auto insurance mostly adopt the method of mobile survey and claim settlement, that is, after the insurance company receives the report from the insured, the surveyor takes pictures of the accident vehicle to survey and determine the damage by holding the survey terminal. [0003] Specifically, after the insurance company receives a manual report, it dispatches investigators to the accident scene to investigate, takes photos of the accident scene through a specific investigation terminal, and retains evidence of vehicle damage, thereby completing vehicle inspection and damage determination. The disadvantage of this method is that investigators need to conduct on-site invest...

AI Technical Summary

Problems solved by technology

The disadvantage of this method is that investigators need to conduct on-site investigations, which consumes more manpower, and the investigators may not be able to arrive at the accident scene in time, and the accident vehicles wait for a long time at the scene, which is likely to cause traffic jams

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