Block chain-based vehicle survey and loss assessment method, device and system

A blockchain and vehicle technology, applied in the field of vehicle survey and blockchain, can solve the problems of long waiting time for accident vehicles, traffic jams, and labor consumption, so as to reduce the time of survey and damage determination, improve accuracy and reliable sharing. and the effect of certification

Active Publication Date: 2021-12-07
CHINA UNITED NETWORK COMM GRP CO LTD
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  • Description
  • Claims
  • Application Information

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Problems solved by technology

The disadvantage of this method is that investigators need to conduct on-site investigations, which consumes more manpower, and the investigators may not be able to arrive at the accident scene in time, and the accident vehicles wait for a long time at the scene, which is likely to cause traffic jams

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  • Block chain-based vehicle survey and loss assessment method, device and system
  • Block chain-based vehicle survey and loss assessment method, device and system
  • Block chain-based vehicle survey and loss assessment method, device and system

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Embodiment Construction

[0086] In order for those skilled in the art to better understand the technical solution of the present disclosure, the block chain-based vehicle survey and damage assessment method, device and system provided by the embodiments of the present disclosure will be described in detail below with reference to the accompanying drawings.

[0087] figure 1 For a flow chart of a blockchain-based vehicle survey and damage assessment method provided by an embodiment of the present disclosure, see figure 1 , The embodiment of the present disclosure provides a blockchain-based vehicle survey and damage determination method, which is implemented based on a vehicle survey and damage assessment device, and the method includes: Step 11-Step 14.

[0088] Step 11. Obtain the vehicle accident information broadcast by the vehicle terminal node from the block chain network.

[0089] Step 12. Generate an automatic claim settlement application confirmation form based on the vehicle accident informa...

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Abstract

The invention provides a block chain-based vehicle survey and loss assessment method, device and system. The method comprises the steps of obtaining vehicle accident information broadcasted by a vehicle-mounted terminal node from a block chain network; generating an automatic claim settlement application confirmation list according to the vehicle accident information, and sending the automatic claim settlement application confirmation list to the block chain network; in response to a vehicle owner confirmation instruction, obtained from the block chain network, of a vehicle owner node for the automatic claim settlement application confirmation sheet, obtaining accident survey and loss assessment data through at least one of a vehicle-mounted terminal node, the vehicle owner node and a traffic monitoring node; and performing survey and loss assessment on the accident vehicle according to the accident survey and loss assessment data, and generating survey and loss assessment information.

Description

technical field [0001] The present disclosure relates to the field of block chain technology and the field of vehicle survey technology, and in particular to a method, device and system for vehicle survey and damage determination based on block chain. Background technique [0002] At present, the claims of auto insurance mostly adopt the method of mobile survey and claim settlement, that is, after the insurance company receives the report from the insured, the surveyor takes pictures of the accident vehicle to survey and determine the damage by holding the survey terminal. [0003] Specifically, after the insurance company receives a manual report, it dispatches investigators to the accident scene to investigate, takes photos of the accident scene through a specific investigation terminal, and retains evidence of vehicle damage, thereby completing vehicle inspection and damage determination. The disadvantage of this method is that investigators need to conduct on-site invest...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04L29/08H04L29/06H04N7/18H04W4/06H04W4/40G06Q40/08G06F21/64
CPCH04L67/12H04W4/40H04W4/06H04N7/181H04L63/12H04L67/1097G06Q40/08G06F21/64H04L9/50
Inventor 郝芸霞
Owner CHINA UNITED NETWORK COMM GRP CO LTD
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