Charging method for mobile electronic purse and terminal and system of the mobile electronic purse

A mobile electronic and electronic wallet technology, applied in the field of mobile electronic wallet recharge, can solve the problems of next consumption limit, inconvenient user experience, etc., achieve the effect of improving user experience, eliminating insufficient account balance, and reducing operations that need to be involved

Inactive Publication Date: 2009-03-18
CHINA MOBILE COMM GRP CO LTD +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, this active recharge method requires the user to participate in too many operations, and when the user recharges without discovering that the balance is insufficient in time, it will limit the next consumption, which brings inconvenience to the user experience

Method used

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  • Charging method for mobile electronic purse and terminal and system of the mobile electronic purse
  • Charging method for mobile electronic purse and terminal and system of the mobile electronic purse
  • Charging method for mobile electronic purse and terminal and system of the mobile electronic purse

Examples

Experimental program
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Embodiment Construction

[0046] Embodiment 1 of Mobile Electronic Wallet Recharging Method 1

[0047] Such as figure 1 Shown is the flowchart of a specific embodiment one of the mobile electronic wallet charging method of the present invention, and the present embodiment includes the following steps:

[0048] Step A10, the mobile electronic wallet terminal detects a trigger event for recharging;

[0049] Step A11, the mobile electronic wallet terminal inquires the balance of the electronic wallet account, and judges whether the balance of the mobile electronic wallet account is lower than the minimum threshold value of the balance, if so, execute step A12, otherwise, the recharging operation ends;

[0050] Step A12, sending a recharge instruction to the mobile electronic wallet service platform;

[0051] Step A13. Receive the recharge result notification from the mobile electronic wallet service platform. If the recharge result notification is a recharge successful notification, execute step A14. If...

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Abstract

The invention relates to charging process of a mobile electronic wallet, a mobile electronic wallet terminal and a system thereof. A terminal side charging process comprises generating a charging triggering event, sending a charging instruction when the balance of the electronic wallet is lower than the threshold value, and adding the balance after receiving the notice of success charging. A service network side charging process comprises obtaining a charging instruction, collecting data required by the charging, generating a withholding detain instruction to send to a charging account system, conducting the withholding detain after checking ID of charging account and withholding detain codes, and returning the notices of withholding detain success or failures to a mobile terminal. The mobile electronic wallet terminal executing the charging processes comprises a trading module, a charging module and a communication module. And the mobile electronic wallet system executing the charging processes comprises a consumption trading module, a charging triggering module, a charging operation module, a storage module and a charging account module. The invention reduces the operations of users in the charging process, eliminates inconveniences caused by insufficient balance when in consuming, and improving the use experience of users.

Description

technical field [0001] The invention relates to a mobile electronic wallet charging method, a mobile electronic wallet terminal and a system, in particular to a mobile electronic wallet service automatic charging method and a mobile electronic wallet terminal and system capable of realizing the charging method. Background technique [0002] The mobile electronic wallet service is a mobile payment method based on radio frequency identification (Radio Frequency Identification, hereinafter referred to as RFID) technology provided for mobile terminal users, and is mainly applicable to small-amount payments. By storing points, mileage, electronic currency, etc. on an integrated circuit (IC) card, the IC card can be further integrated into a mobile terminal, such as a mobile phone device, a telecom card device, a pluggable mobile phone Memory card, SIM card, USD card or USCC card, or any combination thereof to form a point / mileage / cash account on the mobile terminal side, which is...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F7/08
Inventor 李征王洪涛游峰杨红李健民伍显峰王滔
Owner CHINA MOBILE COMM GRP CO LTD
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