A real-time online self-service recharging smart card recharging system and recharging method

Abstract

The invention relates to a smart card self-service charging system. The object of the present invention is to provide a smart card recharging system and method for real-time online self-service recharging, which can realize smart card recharging more easily and safely. It is characterized in that: the smart card reading and writing equipment, the smart card reading and writing equipment management system, and the smart card automatic recharging management system can transmit data to each other through the wireless Internet based on digital mobile communication technology; the smart card reading and writing equipment management system is used to receive smart cards. The data transmitted by the device receives the instructions of the smart card automatic recharge management system to control the smart card reading and writing device to realize the recharge function; the smart card automatic recharging management system is connected with the bank settlement system for two-way data transmission to realize the directional transfer of funds; the smart card reading and writing device Set up in a place where cardholders can recharge by themselves. The present invention does not need to carry out cumbersome manual operation any more, as long as the card is read and written by the smart card reading and writing device, automatic recharging can be realized.

Description

technical field [0001] The invention relates to a smart card self-service charging system. technical background [0002] Smart cards are now widely used in people's lives, such as smart cards for public transportation, smart cards for smart electricity and water meters, and smart cards for payment and recharge for telecom bills. [0003] These smart cards, which feature small top-ups, function as electronic wallets, freeing people from the hassle of having change ready. [0004] In the prior art, most of the smart card recharge systems currently in use are recharge systems and methods based on desktop systems. For example, the invention patent application publication with the application publication number CN102646304A provides a "desktop system-based bus card recharge system and recharge system." "method", which includes a computer desktop system connected to a bank and a bus through a network, a desktop bus card recharge service component module installed in the computer ...

AI Technical Summary

Problems solved by technology

But this method still has the following problems: first, the equipment is complicated, and this recharging method needs a computer desktop system and an external card reading and writing device with a bank card swiping function and a bus card recharging and writing function. The equipment similar to the ATM machine is expensive, and it occupies a large area during installation, so it is not easy to promote; second, the operation interface is relatively complicated, and some people with low computer skills, such as the elderly, can only look at the machine and sigh; Third, the degree of security is not high. Since it is necessary to insert a bank card and enter a password on the machine, it is easy to be used by criminals to steal bank card information and passwords.

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