Multiple bank account consumption information management method and device

Abstract

The invention discloses a multiple bank account consumption information management method. The method comprises the following steps: a consumption information recording device receives all the bank card consumption information of one user; the consumption information recording device informs the bank system to charge and records the consumption information. The method of the invention can obtain the specific consumption information of various bank cards of the user according to the consumption information by obtaining the consumption information of various bank cards of one user and performing statistical record, when the user or the bank conducts inquiries.

Description

technical field [0001] The invention relates to the field of account management, in particular to a method and device for managing consumption information of multiple bank accounts. Background technique [0002] With the rapid development of information technology, consumers' consumption habits are no longer dominated by cash consumption; direct consumption with bank cards has gradually become the mainstream. It has also become a common phenomenon for the same consumer to hold bank cards of multiple banks at the same time. However, the consumption situation of multiple bank cards is not the same, which can easily lead to overdraft or forgetting to repay. [0003] At present, the consumption records of each bank can only be queried through the bank's online banking or the bank's self-service terminal. Only multiple bank cards or one bank card consumption information of one bank can be queried each time. When the user needs to query multiple different The consumption records...

AI Technical Summary

Problems solved by technology

However, the consumption situation of multiple bank cards is not the same, which can easily cause consumers to overdraft or forget to repay.

[0003] At present, the consumption records of each bank can only be queried through the bank's online banking or the bank's self-service terminal. Only multiple bank cards or one bank card consumption information of one bank can be queried each time. When the user needs to query multiple different The consumption records

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