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IC (Integrated Circuit) card transaction method and IC card

A transaction method and transaction technology, which is applied in the field of integrated circuits, can solve problems such as troubles for cardholders and loss of card value, and achieve the effect of guaranteeing interests and preventing theft

Inactive Publication Date: 2013-04-03
GIESECKE & DEVRIENT (CHINA) INFORMATION TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0007] The embodiment of the present invention provides an IC card transaction method and an IC card, which are used to solve the risk of losing the amount in the card after the card is lost in the prior art and the cardholder needs to go to the card issuer to set or modify the risk parameters. And it has brought great trouble to cardholders

Method used

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  • IC (Integrated Circuit) card transaction method and IC card
  • IC (Integrated Circuit) card transaction method and IC card
  • IC (Integrated Circuit) card transaction method and IC card

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Embodiment Construction

[0049] In order to make the object, technical solution and advantages of the present invention clearer, the embodiments of the present invention will be further described in detail below in conjunction with the accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.

[0050] The embodiment of the present invention provides a kind of IC card transaction method, such as figure 1 As shown, the method includes:

[0051] Step 101, before the IC card conducts the transaction, it is judged whether the payment switch is turned on; preferably, if the payment switch has been turned on in the above-mentioned embodiment provided by the present invention, then directly enter the operation of directly carrying out the transaction in step 103, without After step 102, the payment switch is turned on; if the payment switch is not turned on, then enter step 102, accept th...

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Abstract

The invention relates to the field of an IC (Integrated Circuit), in particular to an IC card transaction method and an IC card. The method comprises the steps of: before transaction of the IC card, judging whether a payment switch is switched on or not; if not, receiving a switching-on command and switching on the payment switch; and carrying out transaction. The IC card provided by the embodiment of the invention comprises a receiving unit for judging whether the payment switch is switched on or not before transaction of the IC card, wherein if the payment switch of the IC card is not switched on, the receiving unit receives the switching-on command; a starting unit for switching on the payment switch of the IC card according to the switching-on command; and a transaction unit for carrying out transaction. According to the method and IC card, a card holder can set and then transact before any transactions and actively controls the transactions, so that, not only is the benefit of the card holder ensured and fund in the card prevented from being stolen, but also the card holder actively prevents illegal stealing behaviors so as to find and restrain immediately.

Description

technical field [0001] The invention relates to the technical field of integrated circuits (IC: Integrated Circuit), in particular to an IC card transaction method and the IC card. Background technique [0002] In the existing financial IC card payment process, especially the electronic wallet and electronic cash payment process based on offline transactions, the user will encounter the following risks when using the IC card: [0003] 1. The risk of card loss; usually after the customer loses the card, even if the customer reports the loss immediately, there is still a delay in the blacklist processing (the delay from the blacklist to the terminal is generally agreed within 48 hours), if the customer’s IC card is also Without PIN protection, there is a greater risk of losing the amount on the card. [0004] 2. For the electronic cash card, since the card cannot be reported after being lost, if the card is lost, the customer will not only lose the balance in the card, but at...

Claims

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Application Information

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IPC IPC(8): G07F7/08
Inventor 侯锐
Owner GIESECKE & DEVRIENT (CHINA) INFORMATION TECH CO LTD
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