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Cross-regional settlement transaction system and method

A transaction system and transaction method technology, applied in computing, payment system, payment system structure, etc., can solve problems such as security risks, identity recognition, data confidentiality, data integrity, and insufficient non-repudiation.

Inactive Publication Date: 2016-06-22
何伯祥
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0012] 4. Information security: Insufficient information security measures such as identification, data confidentiality, data integrity, and non-repudiation in transactions will bring greater security risks with the increase of business

Method used

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  • Cross-regional settlement transaction system and method
  • Cross-regional settlement transaction system and method
  • Cross-regional settlement transaction system and method

Examples

Experimental program
Comparison scheme
Effect test

Embodiment

[0255] 1. Operating environment:

[0256] 1. Network environment

[0257] In order to ensure the operation of the platform, it is necessary to ensure that the security authentication management module, distributed software release module, cross-regional settlement center module, and front-end terminals in various places in the platform are in the same network and can directly access each other. At the same time, the front-end is connected to the business network through network security equipment to realize mutual access between the front-end and the business system.

[0258] 2. Card standard and environment:

[0259] Unified card production standards and card reading devices must be adopted; the card management system connected to the platform needs to record the card application service catalog and provide unified standard card application registration service, card verification and authentication service, card application business query service, etc.; business system...

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Abstract

The present invention discloses cross-regional settlement transaction system. The system comprises a security certificate management module, a distributed software issuing module and a plurality of prepositive terminals which are arranged in a same network. The security certificate management module is used for the digital certificate management, the authority management and the service catalog listing management, the distributed software issuing module is used to issue the latest prepositive terminal programs and a business verification rule base, and the prepositive terminals are connected with different business systems, can be used as the request terminal of initiating the transaction requests and also can be used as the service terminals of calling the correlated business systems to provide services, forward the information to the corresponding service terminals and establish the direct transaction correlation according to the business types and the regions of the request transactions and the information in a catalog listing, and carry out the transaction settlement via the agreed transaction secret keys. According to the present invention, the one-card and whole-network consumption in the cross-regional settlement is realized, the cross-regional, safe and reliable two-place direct transaction is realized, and the transaction two parties at the two places send the settlement results to a cross-regional settlement center to realize the non-repudiation three-party confirmed settlement.

Description

technical field [0001] The invention relates to a cross-regional settlement transaction system and method, in particular to a cross-regional settlement transaction system and method suitable for and similar to remote medical treatment. Background technique [0002] With the continuous improvement of the level of economic development, the participation rate of medical insurance in my country has increased year by year. The cross-regional mobile employment of insured personnel, the long-term living of retirees relying on their children outside the insured place, business trips, and the need to seek medical treatment in areas with more advanced medical standards for difficult diseases, etc. demand. In the past, more insured persons first went to other places to see a doctor and settled in cash, and then went back to the insured place to go through the reimbursement procedures, which would bring difficulties for the insured persons to advance funds and go through procedures bac...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/08G06Q20/38
CPCG06Q20/0855G06Q20/38215
Inventor 何伯祥
Owner 何伯祥
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