Near field paying method and mobile terminal

Abstract

The invention discloses a mobile terminal and a near field payment method. The mobile terminal includes: a near field communication module, a payment module and a position information module. The near field communication module is intended for receiving a payment request which is transmit by a payment reception terminal and transmitting the payment request to the payment module. The payment module is intended for when the payment request is received from the near field communication module, transmitting a position request of current position information of the mobile terminal to the position information module. The position information module is intended for when the position request is received from the payment module, acquiring the current position information of the mobile terminal and transmitting the current position information to the payment module. The payment module is also intended for, when the current position information of the mobile terminal acquired by the position information module belongs to a preset payment area, determining whether the received payment request meets a preset payment condition, and when the determination result is that the received payment request meets the preset payment condition, the payment module starts a payment flow and completes a near field payment. According to the invention, the technical solution can prevent the possibility of malicious unauthorized card using in near field payment.

Description

technical field [0001] The invention relates to the field of mobile payment, in particular to a near-field-based payment method and a mobile terminal. Background technique [0002] NFC (near field communication, near field communication) technology is an emerging technology. Devices using NFC technology (such as mobile phones) can exchange data when they are close to each other. It is developed by contactless radio frequency identification (RFID) and The integration of interconnection and intercommunication technology has evolved. By integrating the functions of inductive card readers, inductive cards and point-to-point communication on a single chip, mobile terminals are used to realize near-field payment and other applications. Near-field payment is based on NFC technology, which sends payment information to payment acceptance terminals such as POS machines through mobile terminals such as mobile phones, thereby completing the function of electronic currency payment. [0...

AI Technical Summary

Problems solved by technology

[0005] The main purpose of the present invention is to propose a near-field payment method and a mobile terminal, aiming at solving the problem of being maliciously stolen in the existing near-field payment and improving the security of the near-field payment

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