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Method, server, terminal and system for setting valid period for solution pay of electronic certificate

An electronic certificate and server technology, applied in the financial field, can solve the problems affecting the security performance of funds, the unfavorable control of fund circulation, and the uncontrollable flow of funds, so as to achieve the effect of improving control, facilitating the management of funds, and ensuring the safety of fund circulation

Inactive Publication Date: 2017-02-01
SHENZHEN CIFPAY NETWORK BANK TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] In the current people's capital circulation activities, whether it is the online banking system or the third-party payment system, there is no agreement on the timeliness of capital circulation, which is still the principle of constant circulation, which is not conducive to the reasonable control of capital circulation by both parties
Especially in the electronic voucher business processing stage, if the electronic voucher release time limit cannot be set, the flow of funds cannot be controlled, which will affect the security performance of funds

Method used

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  • Method, server, terminal and system for setting valid period for solution pay of electronic certificate
  • Method, server, terminal and system for setting valid period for solution pay of electronic certificate
  • Method, server, terminal and system for setting valid period for solution pay of electronic certificate

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0027] Such as figure 1 As shown, in the embodiment of the present invention, a method for setting the time limit for payment of electronic vouchers is provided. This method is executed by the server of the issuing bank, and includes the following steps:

[0028] S101: Detect whether a request for an electronic certificate for application and payment has been received;

[0029] The server detects whether the request submitted by the terminal to apply for the payment of the electronic certificate is received within the validity period of the application for payment of the electronic certificate. If it is obtained, it is judged whether the information for issuing the electronic certificate is valid; if it is not obtained, the electronic certificate is invalidated, the frozen funds are released, and the invalidation information of the electronic certificate is generated and sent to the terminal.

[0030] The information on issuing electronic certificates includes information on ...

Embodiment 2

[0036] Such as figure 2 As shown, this embodiment provides a server for setting the time limit for payment of electronic certificates. The server 1 is the execution subject of the issuing bank. The server 1 includes an acquisition module 11 , a storage module 12 and a processing module 13 . The acquisition module 11 and the storage module 12 are respectively connected to the processing module 13 by signals.

[0037] The acquiring module 11 is used to acquire the electronic voucher issuance information generated by the terminal, and the electronic voucher issuance information includes the payment time limit information of the electronic voucher. The payment time limit information is set by the issuer through the terminal.

[0038] The storage module 12 is used for storing information on issuing electronic certificates, and is also used for storing preset payment information, which is used to determine whether the payment time limit information in the information on issuing el...

Embodiment 3

[0042] Such as image 3 As shown, this embodiment provides a terminal for setting the time limit for payment of electronic certificates. Terminal 2 is the executive body of the recipient. The recipient can control the terminal by outputting data information. Terminal 2 is connected to server 1 with a signal. Terminal 2 includes A sending module 21 , a processing module 22 and a storage module 23 .

[0043] The sending module 21 is used for sending information on issuing electronic certificates to the server 1 . The issued electronic certificate information is valid within the validity period of the time limit for applying for payment release. If it is not provided to the server within the validity period of the time limit for application for payment release, the information of the issued electronic certificate will become invalid.

[0044] The processing module 22 is used for generating electronic certificate issuance information. The sending module 21 is in signal connectio...

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PUM

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Abstract

The invention discloses a method, server, terminal and system for setting a valid period for solution pay of an electronic certificate. The method comprises: electronic certificate opening information sent by a terminal is received, wherein the information includes valid period information for solution pay of an electronic certificate; and whether the valid period information for solution pay is reasonable is determined; and if so, an electronic certificate including the period of effective time for solution pay is generated. According to the invention, solution pay application information is set and thus the period of effective time for solution pay of the electronic certificate is set, so that electronic certificate fund control is improved, fund management can be carried out conveniently, and the fund circulation becomes secure.

Description

technical field [0001] The present invention relates to the financial field, in particular to a method, server, terminal and system for setting the time limit for releasing and paying electronic vouchers. Background technique [0002] In the current people's capital circulation activities, whether it is the online banking system or the third-party payment system, there is no agreement on the timeliness of capital circulation, which is still the principle of constant circulation, which is not conducive to the reasonable control of capital circulation by both parties. Especially in the electronic voucher business processing stage, if the electronic voucher release time limit cannot be set, the flow of funds cannot be controlled, which will affect the security performance of funds. Contents of the invention [0003] The present application provides a method, a server, a terminal and a system capable of setting the time limit for repayment of electronic voucher funds. [0004...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38G06Q20/40
CPCG06Q20/3821G06Q20/401
Inventor 张毅
Owner SHENZHEN CIFPAY NETWORK BANK TECH
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