Limited authorization system based on third party payment and method thereof

An authorization system and limited technology, applied in the field of limited authorization system, can solve problems such as high channel fees, increase asset-side development costs, and difficulty in market expansion, and achieve the effect of transaction security

Inactive Publication Date: 2017-05-31
西多多信息科技(北京)有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The disadvantage is that the channel fee is high and the development cost on the asset side is increased
Difficult to achieve rapid market expansion

Method used

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  • Limited authorization system based on third party payment and method thereof
  • Limited authorization system based on third party payment and method thereof

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Embodiment Construction

[0035] In order to make the objectives, technical solutions and advantages of the present invention clearer, the technical solutions of the present invention will be described in detail below. Obviously, the described embodiments are only some, but not all, embodiments of the present invention. Based on the embodiments of the present invention, all other implementations obtained by those of ordinary skill in the art without creative work fall within the protection scope of the present invention.

[0036] The first preferred technical solution

[0037] like figure 1 As shown, the present invention provides a limited authorization system based on third-party payment, including: a consumer finance platform that transmits information sequentially, a capital server and a third-party payment platform; the capital server signs a payment contract with the third-party payment platform, Obtain the key issued by the third-party payment platform and store it in the authorization module ...

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PUM

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Abstract

The invention relates to a limited authorization system based on third party payment and a method thereof. The system comprises a consumer finance platform, a capital side server and a third party payment platform which transmit information sequentially. The capital side server signs a payment contract with the third party payment platform to obtain a secret key issued by the third party payment platform and store the secret key in an authorization module of the capital side server; a capital party obtains the authorization module provided by the consumer finance platform, then directly deploys the authorization module to a consumer finance platform server of the capital party, allocates domain names and configures URI paths to a webserver. The characteristic that the number of the loan party (capital party) is limited, and the third party payment interface and the authorization module developed with go language are used for solving the problem which collocation should solve originally. Capital and time can be greatly saved for the platform, and the program can be expanded and defines the authorization rule by itself.

Description

technical field [0001] The invention relates to the online payment market, in particular to a limited authorization system based on third-party payment and a method thereof. Background technique [0002] When building a consumer financial service platform, in order to provide one-stop service for the asset side and the fund side and reduce the access cost, it is necessary to integrate the online payment of the asset side and the fund side into the platform page. The development content includes transferring funds from the employer's account to the e-commerce account, transferring funds to the funder when consumers repay, and settlement between various employers, e-commerce, and platforms. [0003] For the online fund transfer needs of such platforms, the common solution in the industry is to use third-party fund custody. The depository plan is a policy plan issued by the China Banking Regulatory Commission to control the risk of P2P companies' capital pools. The consumer f...

Claims

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Application Information

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IPC IPC(8): G06Q20/40G06Q20/08
Inventor 秦光跃白林威
Owner 西多多信息科技(北京)有限公司
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