Data preservation method, server and system for automatic repayment service

A server and automatic technology, applied in the field of network security, can solve problems such as failure to provide proof materials to the court, personal disasters of loan customers, insufficient evidence, etc.

Inactive Publication Date: 2017-09-08
国信嘉宁数据技术有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] At present, the Internet loan business is mainly through two channels of mobile phone APP and personal computer PC. In the case of causing huge disasters to individual loan customers, it also disrupts the good atmosphere of the national economic environment
[0003] On the current Internet financial transaction platform, the transaction data is only stored in the server of the loan platform provi

Method used

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  • Data preservation method, server and system for automatic repayment service
  • Data preservation method, server and system for automatic repayment service
  • Data preservation method, server and system for automatic repayment service

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Embodiment Construction

[0038] Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. Although exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited by the embodiments set forth herein. Rather, these embodiments are provided for more thorough understanding of the present disclosure and to fully convey the scope of the present disclosure to those skilled in the art.

[0039] In order to provide legally effective certification materials for the transaction parties of the financial transaction platform, namely the service provider and the customer, it is necessary to preserve the evidence for each node of the cash application business process during the cash application business process, so that once a dispute occurs, it can be A credible guarantor provides evidence of the transaction process to en...

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Abstract

The invention discloses a data preservation method, a server, a client and a system for an automatic repayment service. The method comprises the steps of generating a corresponding automatic deduction batch processing file through a loan receipt which is approved and requires to be repaid today; executing the batch processing file, and acquiring a generated automatic repayment message; and transmitting the acquired automatic repayment message to a data preservation center so that the data preservation center performs data storage. Evidence acquisition and solidification are performed on transaction data immediately, thereby supplying a strong evidence chain when a legal dispute of a client or a loan platform occurs in a later period. Furthermore property safety of a legal user in a load process is protected. An illegal person in performing an illegal economic behavior is punished. Furthermore a good national economic environment is sustained.

Description

technical field [0001] The invention relates to the technical field of network security, in particular to a data preservation method, server and system for automatic repayment business. Background technique [0002] At present, the Internet loan business is mainly through two channels of mobile phone APP and personal computer PC. In the case of causing huge disasters to individual loan customers, it also disrupted the good atmosphere of the national economic environment. [0003] On the current Internet financial transaction platform, the transaction data is only stored in the server of the loan platform provider, and the data is not solidified by a third-party national notary agency. When a loan dispute arises, it is often possible to manually modify the database data, resulting in insufficient evidence. As a result, loan customers cannot provide legally effective proof materials to the court after being run away by the loan platform to ensure that their legitimate economi...

Claims

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Application Information

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IPC IPC(8): G06Q40/02G06F21/62
CPCG06F21/6245G06Q40/02
Inventor 徐茂兰甄诚赵伟
Owner 国信嘉宁数据技术有限公司
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