Data preservation method, server and system for automatic repayment service

Abstract

The invention discloses a data preservation method, a server, a client and a system for an automatic repayment service. The method comprises the steps of generating a corresponding automatic deduction batch processing file through a loan receipt which is approved and requires to be repaid today; executing the batch processing file, and acquiring a generated automatic repayment message; and transmitting the acquired automatic repayment message to a data preservation center so that the data preservation center performs data storage. Evidence acquisition and solidification are performed on transaction data immediately, thereby supplying a strong evidence chain when a legal dispute of a client or a loan platform occurs in a later period. Furthermore property safety of a legal user in a load process is protected. An illegal person in performing an illegal economic behavior is punished. Furthermore a good national economic environment is sustained.

Description

technical field [0001] The invention relates to the technical field of network security, in particular to a data preservation method, server and system for automatic repayment business. Background technique [0002] At present, the Internet loan business is mainly through two channels of mobile phone APP and personal computer PC. In the case of causing huge disasters to individual loan customers, it also disrupted the good atmosphere of the national economic environment. [0003] On the current Internet financial transaction platform, the transaction data is only stored in the server of the loan platform provider, and the data is not solidified by a third-party national notary agency. When a loan dispute arises, it is often possible to manually modify the database data, resulting in insufficient evidence. As a result, loan customers cannot provide legally effective proof materials to the court after being run away by the loan platform to ensure that their legitimate economi...

AI Technical Summary

Problems solved by technology

[0002] At present, the Internet loan business is mainly through two channels of mobile phone APP and personal computer PC. In the case of causing huge disasters to individual loan customers, it also disrupts the good atmosphere of the national economic environment

[0003] On the current Internet financial transaction platform, the transaction data is only stored in the server of the loan platform provider, and the data is not solidified by a third-party national notary agency. When a loan dispute arises, it is often possible to manually modify the database data, resulting in insufficient evidence. As a result, loan customers cannot provide legally effective proof materials to the court after being run away by the loan platform to ensure that their legitimate economic interests are protected by law.

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