Account balance information processing method and device

An information processing method and account balance technology, applied in the field of account balance information processing methods and devices, can solve problems such as time-consuming and low transaction efficiency, achieve fast processing, reduce transaction processing time, and improve transaction processing efficiency.

Inactive Publication Date: 2018-01-09
BANK OF CHINA
View PDF3 Cites 10 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, this processing method is likely to cause low transaction efficiency and time-consuming problems

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Account balance information processing method and device
  • Account balance information processing method and device
  • Account balance information processing method and device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0026] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention more clear, the embodiments of the present invention will be further described in detail below in conjunction with the accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.

[0027] The inventors found that in order to improve the transaction processing efficiency and reduce the transaction processing time, the following solution can be considered in the case that the account balance deduction needs to include multiple transactions to be processed: decompose the big problem into small problems, and then deal with the small problems The combined results are the answers to the big questions. For example, in the embodiment, the serial processing process of a single account can be appropriately decomposed into multiple groups, and then each gr...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The present invention discloses an account balance information processing method and device. The method comprises the following steps that: account balance information processing requests are received, wherein the requests are a plurality of transactions to be processed about the deduction of withdraw account balance; the total number of the transactions to be processed is determined, if the totalnumber of the transactions to be processed is greater than a set value, then the summated sum of the transactions to be processed is deducted from the withdraw account balance; the transactions to beprocessed are divided into a plurality of groups; a virtual account corresponding to each group is generated, and the balance of the virtual account is the summated sum of transactions to be processed in the corresponding group; and the transactions in the groups are processed in parallel, virtual account balance is deducted from the transactions to be processed in each group one by one, and corresponding deposit account balance is increased in the transactions to be processed in each group one by one. With the method and device of the invention adopted, transaction processing efficiency canbe improved, and transaction processing time can be decreased.

Description

technical field [0001] The invention relates to the technical field of information processing, in particular to a method and device for processing account balance information. Background technique [0002] For the processing of account balance information, there are cases where the account balance deduction needs to include multiple pending transactions, for example, enterprises pay salaries to employees, fund companies transfer funds for funds redeemed by customers, third-party payment platforms withdraw cash for customers, etc. At this time, banks are faced with the same problem, that is, how to quickly and accurately transfer funds from a single corporate account to many personal accounts? Both efficiency and accuracy must be met. [0003] At present, for this situation, it is generally: a. Serial processing one by one; b. Each independent transaction; c. The processing time increases linearly with the number of transactions. However, this processing method is likely to...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/04
Inventor 陈卫强
Owner BANK OF CHINA
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap