Account receivable creditor's rights certificate (contract) transfer system

A technology of accounts receivable and claims, applied in data processing applications, finance, instruments, etc., can solve problems such as expensive financing, difficulty in financing for small and medium-sized enterprises, and disputes over claims and debts have not been fundamentally improved. Effect

Active Publication Date: 2018-05-15
安徽海汇金融投资集团有限公司 +1
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

However, the revitalization of accounts receivable mainly relies on financing, the financing of accounts receivable mainly relies on commercial banks, the utilization rate of accounts receivable i...

Method used

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  • Account receivable creditor's rights certificate (contract) transfer system
  • Account receivable creditor's rights certificate (contract) transfer system
  • Account receivable creditor's rights certificate (contract) transfer system

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Embodiment Construction

[0057] In order to further illustrate the features of the present invention, please refer to the following detailed description and accompanying drawings of the present invention. The accompanying drawings are for reference and description only, and are not intended to limit the protection scope of the present invention.

[0058] Such as Figure 1 to Figure 3 As shown, this embodiment discloses an accounts receivable claim voucher (contract) circulation system, including: claim acceptance module 1, credit enhancement review module 2, joint review and countersignature module 3, condition implementation module 4, risk review module 5, Code distribution module 6, credit certificate (contract) issuing module 7 and accounts receivable credit certificate (contract) printing module 8;

[0059] Credit acceptance module 1 is used to obtain the basic information of accounts receivable and transmit the basic information to the credit enhancement review module 2, where the basic informat...

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Abstract

The invention discloses an account receivable creditor's right certificate (contract) transfer system and method. The system comprises a creditor's right acceptance module, a risk review module, a code distribution module, an account receivable creditor's right certificate (contract) issuing module, an account receivable creditor's right certificate (contract) printing module, a creditor's right assignment module and a pledge registration module. Through sciences and technologies and a credit enhancement manner, account receivables, in static state, among various economic subjects are converted into paper or electronic account receivable certificates (contracts) which integrates the functions of financing, commodity financing, transfer, transaction and refunding (countervailing); in practice, solely state-owned account receivable creditor's right management companies are established by local governments or group applications are organized via mediation such as people mediation, industrial mediation and commerce chamber mediation; and through the system, account receivable creditor's right certificate (contract)s are issued for account receivables which accords with conditions so asto carry out transfer, so that a positive role is played in solving difficult financing of small and medium enterprises, resolving chain debts, resolving the debts of local governments and pushing the construction of credit systems.

Description

technical field [0001] The invention relates to the technical field of Internet e-commerce, in particular to an account receivable credit certificate (contract) circulation system. Background technique [0002] Accounts receivable is an important asset of various economic entities, especially small, medium and micro enterprises. According to statistics, my country's current annual corporate accounts receivable is 80 trillion yuan, and the stock is 20 trillion yuan; the stock of local government debt has reached 20 trillion yuan in 2015, a considerable proportion of which is corporate accounts receivable; Chinese Academy of Social Sciences According to the research report of the National Finance and Development Laboratory, China's total debt has reached 168.48 trillion in 2015, and the leverage ratio of the whole society is 249%. [0003] Based on market demand and the development of modern information technology, some business methods and supporting system technology researc...

Claims

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Application Information

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IPC IPC(8): G06Q40/04G06Q50/18
CPCG06Q40/04G06Q50/186
Inventor 黄林黄学柱朱香友杨宏彬曾水保袁礼山李书生陈洪兵
Owner 安徽海汇金融投资集团有限公司
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