Payment processing method, apparatus, computer equipment and storage medium

A payment request and payment account technology, applied in the computer field, can solve problems such as complex payment process and user payment operation process, achieve convenient and fast payment process, and improve the effect of payment operation experience

Active Publication Date: 2019-06-25
ONE CONNECT SMART TECH CO LTD SHENZHEN
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the current cashless payment methods basically rely on other devices, such as bank cards, credit cards, mobile phones, smart wearable devices, etc. , Entering a password and a series of operations, the operation process of user payment is complicated

Method used

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  • Payment processing method, apparatus, computer equipment and storage medium
  • Payment processing method, apparatus, computer equipment and storage medium
  • Payment processing method, apparatus, computer equipment and storage medium

Examples

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Embodiment Construction

[0049] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0050] Before describing the embodiments according to the present invention in detail, it should be noted that the described embodiments mainly lie in the combination of steps and system components related to the payment processing method, device, computer equipment and storage medium. Accordingly, pertinent system components and method steps have been indicated at appropriate places in the drawings by conventional symbols, and only details relevant to the understanding of the embodiments of the present invention have been shown so as not to cause confusion to those who wou...

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PUM

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Abstract

The present application relates to a payment processing method, system, computer equipment and storage medium. The method includes: receiving a payment request sent by a terminal, where the payment request carries order data and a password recording; obtaining a user identification corresponding to the first password in the password recording; obtaining a first preset authentication question, and passing the first preset authentication Send the question to the terminal, and receive the recording of the first answer corresponding to the first preset authentication question returned by the terminal; extract the first authentication answer corresponding to the first preset authentication question from the order data, and find the corresponding user ID The first voiceprint feature; identify the second authentication answer from the first answer recording and extract the second voiceprint feature; when the second authentication answer is consistent with the first authentication answer, and the second voiceprint feature is the same as the first voiceprint When the feature matching is successful, search for the payment account corresponding to the user ID, and deduct the value consistent with the payment value in the order data from the payment account. By adopting the method, the user payment operation process can be simplified.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a payment processing method, device, computer equipment and storage medium. Background technique [0002] With the development of computer technology, various application programs with payment functions have emerged as the times require. The cashless payment method is convenient and fast, which saves people the trouble of withdrawing cash, and is accepted and used by more and more people. However, the current cashless payment methods basically rely on other devices, such as bank cards, credit cards, mobile phones, smart wearable devices, etc. , Entering a password and a series of operations, the operation process of user payment is complicated. Contents of the invention [0003] Based on this, it is necessary to address the above technical problems and provide a payment processing method, device, computer equipment and storage medium that can simplify the user's pa...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04L29/06G06Q20/40G10L17/22
CPCH04L63/0861H04L63/0876G06Q20/40145G10L17/22G06F21/32G06Q20/3823G06Q20/12H04L63/083H04L2463/082
Inventor 普璇
Owner ONE CONNECT SMART TECH CO LTD SHENZHEN
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