Payment processing method and device, computer equipment and storage medium

A payment request and payment account technology, applied in the computer field, can solve the problems of complex payment process, complicated user payment operation process, etc., achieve the effect of convenient and fast payment process and improve payment operation experience

Active Publication Date: 2018-07-31
ONE CONNECT SMART TECH CO LTD SHENZHEN
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the current cashless payment methods basically rely on other devices, such as bank cards, credit cards, mobile phones, smart wearable devices, etc. , Entering a password and a series of operations, the operation process of user payment is complicated

Method used

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  • Payment processing method and device, computer equipment and storage medium
  • Payment processing method and device, computer equipment and storage medium
  • Payment processing method and device, computer equipment and storage medium

Examples

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Embodiment Construction

[0049] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0050] Before describing the embodiments according to the present invention in detail, it should be noted that the described embodiments mainly lie in the combination of steps and system components related to the payment processing method, device, computer equipment and storage medium. Accordingly, pertinent system components and method steps have been indicated at appropriate places in the drawings by conventional symbols, and only details relevant to the understanding of the embodiments of the invention have been shown, so as not to cause prejudice to those who benefit fr...

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PUM

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Abstract

The invention relates to a payment processing method and system, computer equipment and a storage medium. The method comprises the steps that a payment request sent by a terminal is received, whereinthe payment request carries order data and a password record; a user identifier corresponding to a first password in the password record is acquired; a first preset authentication question is acquiredand sent to the terminal, and a first answer record which is returned by the terminal and corresponds to the first preset authentication question is received; a first authentication answer corresponding to the first preset authentication question is extracted from the order data, and a first voiceprint feature corresponding to the user identifier is looked up; a second authentication answer is recognized from the first answer record, and a second voiceprint feature is extracted; and when the second authentication answer is consistent with the first authentication answer and the second voiceprint feature is successfully matched with the first voiceprint feature, a payment account corresponding to the user identifier is looked up, and the number consistent with the payment number in the order data is deducted from the payment account. According to the method, the payment operation process of a user can be simplified.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a payment processing method, device, computer equipment and storage medium. Background technique [0002] With the development of computer technology, various application programs with payment functions have emerged as the times require. The cashless payment method is convenient and fast, which saves people the trouble of withdrawing cash, and is accepted and used by more and more people. However, the current cashless payment methods basically rely on other devices, such as bank cards, credit cards, mobile phones, smart wearable devices, etc. , Entering a password and a series of operations, the operation process of user payment is complicated. Contents of the invention [0003] Based on this, it is necessary to address the above technical problems and provide a payment processing method, device, computer equipment and storage medium that can simplify the user's pa...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04L29/06G06Q20/40G10L17/22
CPCH04L63/0861H04L63/0876G06Q20/40145G10L17/22G06F21/32G06Q20/3823G06Q20/12H04L63/083H04L2463/082
Inventor 普璇
Owner ONE CONNECT SMART TECH CO LTD SHENZHEN
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