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A business settlement processing method and device

A processing method and technology of a processing device, which are applied in the field of business settlement, can solve the problems of slow operation of the financial system, long verification time, and large amount of historical business settlement information, so as to avoid repeated payments and improve processing efficiency.

Active Publication Date: 2021-06-25
TAIKANG LIFE INSURANCE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

Specifically, the financial data needs to traverse the stored historical business settlement information when verifying the business settlement data. However, the financial system is connected to multiple business systems, and the amount of historical business settlement information stored in it is very large. It takes a lot of time to perform verification, which will cause the financial system to run slowly or even be paralyzed, resulting in low efficiency of business settlement processing

Method used

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  • A business settlement processing method and device
  • A business settlement processing method and device
  • A business settlement processing method and device

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Embodiment Construction

[0048] Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. Although exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited by the embodiments set forth herein. Rather, these embodiments are provided for more thorough understanding of the present disclosure and to fully convey the scope of the present disclosure to those skilled in the art.

[0049] Please refer to the attached figure 1 , figure 1 It is a schematic diagram of the structure of the business settlement processing disclosed in the embodiment of the present invention, refer to figure 1 , the architecture may include: a business system 10 , a verification middleware system 20 and a financial system 30 . The business settlement processing method and device disclosed in the embodiments of the present inventio...

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Abstract

The invention discloses a business settlement processing method and device. After receiving the business settlement data sent by the business system, the verification middleware system queries the sending status of the business settlement data. If the sending status of the business settlement data is already If it has been sent to the financial system, query the payable status of the business settlement data, and if the payable status of the business settlement data is unpayable, feed back a message of the reason why the business settlement data cannot be paid to the business system. The above method and device, after the verification middleware system receives the business settlement data sent by the business system, if it judges that the payable status of the business settlement data is unpayable, it will not send the business settlement data to the financial institution again. The system avoids repeated payments in the financial system and improves the processing efficiency of the financial system for business settlement.

Description

technical field [0001] The present invention relates to the technical field of business settlement, and more specifically, relates to a business settlement processing method and device. Background technique [0002] Existing business systems in various industries (such as the insurance industry) will generate business settlement data after handling the settlement business, and then send the business settlement data to the financial system, and the financial system will make payment according to the business settlement data, and the financial system will make the payment successfully. After that, the business settlement information is stored, and the payment success message is fed back to the business system. [0003] However, in the actual business settlement process, often due to network reasons or other reasons, the business system cannot receive the payment success message fed back by the financial system. In this way, the business system will send the same business settl...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/40G06Q40/00
CPCG06Q20/401G06Q40/125
Inventor 林国树
Owner TAIKANG LIFE INSURANCE CO LTD
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