An all-purpose card interconnection, intercommunication, clearing and settlement system

Abstract

The invention relates to an all-purpose card interconnection, intercommunication, clearing and settlement system. The system comprises a communication transmission subsystem, a security authenticationsubsystem, a transaction processing subsystem and a database which are sequentially connected, and a business management subsystem and an operation and maintenance management subsystem which are connected with the database; the communication transmission subsystem receives access mechanism information and performs data transmission between the transaction processing subsystem and each access mechanism; And the transaction processing subsystem uniformly codes each access mechanism, performs access mechanism information management, analyzes the received transaction data file according to an interface standard, recombines the file according to the access mechanism, and performs clearing and settlement processing and financial settlement processing on the recombined transaction data file according to a preset settlement rule. According to the technical scheme, cross-regional intercommunication of the city all-purpose card in the province domain is achieved, a unified network and data management system architecture is formed, the problem that a traditional city all-purpose card cannot cross a large region to be used is solved, and convenience is brought to vast all-purpose card users.

Description

technical field [0001] The invention relates to the technical field of transportation, in particular to a one-card interconnection clearing and settlement system. Background technique [0002] With the rapid development and popularization of electronic information technology, after more and more cities implement bus IC cards, citizens no longer need to worry about getting change for the whole money, reduce the number of direct contact with banknotes, and reduce the spread of diseases At the same time, the per capita boarding time is shortened by 3 seconds, which greatly reduces the time for vehicles to stop and passengers to board. At present, more than 400 cities in China have issued public transport IC cards, and some cities have spontaneously carried out regional intercommunication. Guangdong Province has even realized interconnection within the province, issuing public transportation IC cards "Lingnantong", which can realize interoperability in 17 cities in the province...

AI Technical Summary

Problems solved by technology

[0004] The present invention provides a one-card interconnection clearing and clearing system, which is used to solve the problem that the traditional city card system is limited to the traffic or other fields in the urban area and serves the resident population of the city. To solve the problem of geographical limitations in the Internet, to realize the cross-regional interconnection of the city card

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